NBTB · Nbt Bancorp Inc
$52.40
+1.08 (+2.10%)
At close · Jul 24
Market Cap
$2.72B
Shares
52.01M
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Revenue
$182.95M
+10.4%
FY2025
Net Income
$169.24M
+20.3%
FY2025
Diluted EPS
$3.33
+12.1%
FY2025
Operating Cash Flow
$235.22M
+24.7%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 | FY2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| — | $182.95M | $165.71M | $144.74M | $150.67M | $151.01M | $140.92M | $134.46M | $126.01M | $113.44M | $111.16M | — | — | — | — | — | — | — | — | |
| $739.23M | $710.99M | $611.67M | $522.79M | $384.07M | $339.88M | $348.28M | $367.53M | $344.26M | $309.41M | $286.95M | $273.22M | $275.08M | $268.72M | $239.4M | $240M | $255.74M | $273.39M | $294.41M | |
| $528.67M | $501.55M | $400.12M | $378.22M | $362.19M | $321.09M | $315.68M | $311.56M | $305.63M | $283.49M | $264.44M | $252.61M | $251.88M | $238.08M | $204.2M | $200.28M | $202.53M | $196.47M | $186.05M | |
| $198.18M | $195.49M | $176.82M | $142.18M | $155.58M | $157.79M | $146.28M | $144.02M | $124.76M | $121.3M | $115.71M | $118.48M | $126.03M | $103.22M | $87.33M | $80.31M | $83.89M | $80.13M | $71.71M | |
| $13.18M | $11.94M | $8.44M | $4.73M | $2.26M | $2.81M | $3.4M | $3.58M | $4.04M | $3.96M | $3.93M | $4.86M | $5.05M | $4.87M | $3.39M | $3.05M | $3.07M | $3.25M | $2.11M | |
| $177.21M | — | — | $144.57M | $21.88M | $18.79M | $32.6M | $55.98M | $38.63M | $25.91M | $22.51M | $20.62M | $23.2M | $30.64M | $35.19M | $39.72M | $53.21M | $76.92M | $108.37M | |
| $238.9M | $219.44M | $179.46M | $153.46M | $196.16M | $199.86M | $133.09M | $155.43M | $137M | $128.16M | $118.8M | $116.63M | $112.3M | $89.94M | $77.37M | $79.17M | $78.32M | $72.64M | $83.76M | |
| $55.27M | $50.21M | $38.82M | $34.68M | $44.16M | $44.97M | $28.7M | $34.41M | $24.44M | $46.01M | $40.39M | $40.2M | $37.23M | $28.2M | $22.82M | $21.27M | $20.91M | $20.63M | $25.41M | |
| $183.63M | $169.24M | $140.64M | $118.78M | $152M | $154.89M | $104.39M | $121.02M | $112.57M | $82.15M | $78.41M | $76.43M | $75.07M | $61.75M | $54.56M | $57.9M | $57.4M | $52.01M | $58.35M | |
| — | 92.5% | 84.87% | 82.06% | 100.88% | 102.57% | 74.08% | 90.01% | 89.33% | 72.42% | 70.54% | — | — | — | — | — | — | — | — | |
| $218.13M | $228.74M | $159.48M | $147.88M | -$14.7M | $131.12M | $123.83M | $145.17M | $99.69M | $81.59M | $79.31M | $71.03M | $74.81M | $50.86M | $54.78M | $57.13M | $50.91M | $61.38M | $53.72M | |
| USD/shares | — | $3.34 | $2.98 | $2.67 | $3.54 | $3.57 | $2.39 | $2.76 | $2.58 | $1.89 | $1.81 | $1.74 | $1.71 | $1.47 | $1.63 | $1.72 | $1.67 | $1.54 | $1.81 |
| USD/shares | — | $3.33 | $2.97 | $2.65 | $3.52 | $3.54 | $2.37 | $2.74 | $2.56 | $1.87 | $1.80 | $1.72 | $1.69 | $1.46 | $1.62 | $1.71 | $1.66 | $1.53 | $1.80 |
| shares | — | 50.65M | 47.17M | 44.53M | 42.92M | 43.42M | 43.69M | 43.82M | 43.7M | 43.58K | 43.24K | 43.84K | 43.88K | 41.93M | 33.38M | 33.66M | 34.28M | 33.72K | — |
| shares | — | 50.88M | 47.43M | 44.77M | 43.18M | 43.72M | 43.99M | 44.12M | 44.02M | 43.91K | 43.62K | 44.39K | 44.4K | 42.35M | 33.72M | 33.92M | 34.51M | 33.9K | — |
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2008–FY2025: $162.78M in buybacks, $746.59M in dividends.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against the industry, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
—
EV/EBIT
—
P/E (TTM)
14.80×
Banks - Regional median 12.96×
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Product & Service (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Administrative Service | $61,585,000 | $56,587,000 | $47,221,000 | $48,112,000 | $42,188,000 | $35,851,000 | $30,388,000 | $26,992,000 |
| Asset Management1 | $44,755,000 | $41,641,000 | $34,763,000 | $33,311,000 | $33,718,000 | $29,247,000 | $28,400,000 | $28,747,000 |
| ATM and Debit Card Fees | $23,988,000 | $22,331,000 | $20,829,000 | $29,058,000 | $34,682,000 | $28,611,000 | $23,893,000 | $22,699,000 |
| Deposit Account | $19,067,000 | $17,087,000 | $15,425,000 | $14,630,000 | $13,348,000 | $13,201,000 | $17,151,000 | $17,224,000 |
| Insurance Revenue | $18,035,000 | $17,032,000 | $15,667,000 | $14,696,000 | $14,083,000 | $14,757,000 | $15,770,000 | $15,122,000 |
| Financial Service Other | $15,522,000 | $11,032,000 | $10,838,000 | $10,858,000 | $12,992,000 | $19,254,000 | $18,853,000 | $15,228,000 |
Key facts
CIK
790359
CUSIP
628778102
13F (30d)
50 filings
50 filers
Visit website
Investor relations