NBTB · Nbt Bancorp Inc · Webcasts, Transcripts & Audio
$52.82
+0.10 (+0.19%)
At close · Nov 13
Return incl. dividend (before tax)
Q1 2026 earnings call transcript
Market Cap
$2.74B
Shares
51.83M
Volume · Nov 13
138.74K
Avg daily vol (3M)
306.3K
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Nbt Bancorp Inc Webcasts
Earnings calls, investor updates, investor days and conferences for Nbt Bancorp Inc (NBTB), with available transcripts, audio replays and slides. Earnings calls also include available highlights, earnings releases and periodic filings.
Pull transcripts and briefs through the earnings call transcript API or MCP →
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Earnings call
FY26 · Q3
2026-10-28
Nbt Bancorp Inc (NBTB) Q3 2026 Earnings Call
Revenue
$195.03M
▲ 4.8% YoY Diluted EPS
$1.11
▲ 7.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q2
2026-07-27
Nbt Bancorp Inc (NBTB) Q2 2026 Earnings Call
Revenue
$186.69M
▲ 9.1% YoY Diluted EPS
$1.02
▲ 131.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-24
Nbt Bancorp Inc (NBTB) Q1 2026 Earnings Call Transcript
Confident tone
Net interest margin & asset/liability management
Commercial loan payoffs and pipeline
Noninterest income / fee businesses
Revenue
$184.48M
▲ 19.3% YoY Diluted EPS
$0.98
▲ 27.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-27
Nbt Bancorp Inc (NBTB) Q4 2025 Earnings Call Transcript
Positive tone
Net interest margin and asset repricing
Capital deployment and M&A
Noninterest income and fee diversification
Revenue
$185.14M*
▲ 24.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-27
Nbt Bancorp Inc (NBTB) Q3 2025 Earnings Call Transcript
Confident tone
Evans merger integration
Loan and deposit growth
Capital management and shareholder returns
Revenue
$186.07M
▲ 26.2% YoY Diluted EPS
$1.03
▲ 28.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-28
Nbt Bancorp Inc (NBTB) Q2 2025 Earnings Call Transcript
Confident tone
Evans Bancorp merger integration
Net interest margin and asset repricing
Credit quality and charge-offs
Revenue
$171.15M
▲ 21.9% YoY Diluted EPS
$0.44
▼ 36.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-24
Nbt Bancorp Inc (NBTB) Q1 2025 Earnings Call Transcript
Positive tone
Evans Bancorp merger and integration
Future M&A and organic growth strategy
Deposit franchise and funding
Revenue
$154.68M
▲ 10% YoY Diluted EPS
$0.77
▲ 8.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-27
Nbt Bancorp Inc (NBTB) Q4 2024 Earnings Call Transcript
Positive tone
Semiconductor Chip Corridor / Micron
Net Interest Margin and Net Interest Income Growth
Non-Interest Income Diversification
Revenue
$148.53M*
▲ 7.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-28
Nbt Bancorp Inc (NBTB) Q3 2024 Earnings Call Transcript
Confident tone
Net interest margin and earning asset yields
Loan and deposit growth
Credit quality and reserves
Revenue
$147.44M
▲ 9.1% YoY Diluted EPS
$0.80
▲ 48.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-22
Nbt Bancorp Inc (NBTB) Q2 2024 Earnings Call Transcript
Positive tone
Net interest margin and loan growth
Noninterest income diversification
M&A and capital allocation
Revenue
$140.41M
▲ 15.9% YoY Diluted EPS
$0.69
▼ 1.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-22
Nbt Bancorp Inc (NBTB) Q1 2024 Earnings Call Transcript
Positive tone
Loan growth
Semiconductor corridor / market opportunity
Net interest margin / funding costs
Revenue
$140.57M
▲ 11.1% YoY Diluted EPS
$0.71
▼ 9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-23
Nbt Bancorp Inc (NBTB) Q4 2023 Earnings Call Transcript
Positive tone
Net interest margin and funding costs
Fee-based businesses
Loan growth
Revenue
$137.66M*
▲ 2.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-24
Nbt Bancorp Inc (NBTB) Q3 2023 Earnings Call Transcript
Revenue
$135.13M
▲ 2.6% YoY Diluted EPS
$0.54
▼ 40% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-31
Nbt Bancorp Inc (NBTB) Q2 2023 Earnings Call Transcript
Revenue
$121.13M
▼ 6.3% YoY Diluted EPS
$0.70
▼ 20.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-24
Nbt Bancorp Inc (NBTB) Q1 2023 Earnings Call Transcript
Revenue
$126.47M
▲ 2.8% YoY Diluted EPS
$0.78
▼ 13.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-23
Nbt Bancorp Inc (NBTB) Q4 2022 Earnings Call Transcript
Revenue
$133.87M*
▲ 6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-25
Nbt Bancorp Inc (NBTB) Q3 2022 Earnings Call Transcript
Revenue
$131.65M
▲ 11.6% YoY Diluted EPS
$0.90
▲ 4.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-25
Nbt Bancorp Inc (NBTB) Q2 2022 Earnings Call Transcript
Revenue
$129.24M
▲ 9.1% YoY Diluted EPS
$0.88
▼ 4.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-25
Nbt Bancorp Inc (NBTB) Q1 2022 Earnings Call Transcript
Revenue
$123.01M
▲ 6% YoY Diluted EPS
$0.90
▼ 1.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-26
Nbt Bancorp Inc (NBTB) Q4 2021 Earnings Call Transcript
Revenue
$126.29M*
▲ 6.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-26
Nbt Bancorp Inc (NBTB) Q3 2021 Earnings Call Transcript
Revenue
$118.00M
▲ 2% YoY Diluted EPS
$0.86
▲ 7.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-26
Nbt Bancorp Inc (NBTB) Q2 2021 Earnings Call Transcript
Revenue
$118.49M
▲ 2.6% YoY Diluted EPS
$0.92
▲ 64.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-26
Nbt Bancorp Inc (NBTB) Q1 2021 Earnings Call Transcript
Revenue
$116.09M
▲ 3.1% YoY Diluted EPS
$0.91
▲ 295.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-27
Nbt Bancorp Inc (NBTB) Q4 2020 Earnings Call Transcript
Revenue
$118.22M*
▲ 4.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-26
Nbt Bancorp Inc (NBTB) Q3 2020 Earnings Call Transcript
Revenue
$115.67M
▼ 1.8% YoY Diluted EPS
$0.80
▲ 9.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-27
Nbt Bancorp Inc (NBTB) Q2 2020 Earnings Call Transcript
Revenue
$115.46M
▲ 2.3% YoY Diluted EPS
$0.56
▼ 18.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Showing 1–26 of 26 webcasts
Key facts
CIK
790359
CUSIP
628778102
13F (30d)
227 filings
207 filers
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