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NBTB · Nbt Bancorp Inc · Earnings Call Transcripts & Audio

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$51.73 +0.11 (+0.21%) At close · Sep 11
S&P 600 member Russell 2000 member Rebalance outlook locked
Market Cap
$2.69B
Shares
51.96M

Nbt Bancorp Inc Earnings Call Transcripts

Quarterly earnings calls for Nbt Bancorp Inc (NBTB), with available speaker-labelled transcripts, captured audio replays, call highlights, 8-K earnings releases and periodic filings. Investor days and conferences appear here too.

Pull transcripts and briefs through the earnings call transcript API or MCP →
Earnings call
FY26 · Q2
2026-07-28
Nbt Bancorp Inc (NBTB) Q2 2026 Earnings Call
Diluted EPS
$1.02
▲ 131.8% YoY
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY26 · Q1
2026-04-24
Nbt Bancorp Inc (NBTB) Q1 2026 Earnings Call Transcript
Confident tone Net interest margin & asset/liability management Commercial loan payoffs and pipeline Noninterest income / fee businesses
Diluted EPS
$0.98
▲ 27.3% YoY
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q4
2026-01-27
Nbt Bancorp Inc (NBTB) Q4 2025 Earnings Call Transcript
Positive tone Net interest margin and asset repricing Capital deployment and M&A Noninterest income and fee diversification
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY25 · Q3
2025-10-27
Nbt Bancorp Inc (NBTB) Q3 2025 Earnings Call Transcript
Confident tone Evans merger integration Loan and deposit growth Capital management and shareholder returns
Diluted EPS
$1.03
▲ 28.8% YoY
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q2
2025-07-28
Nbt Bancorp Inc (NBTB) Q2 2025 Earnings Call Transcript
Confident tone Evans Bancorp merger integration Net interest margin and asset repricing Credit quality and charge-offs
Diluted EPS
$0.44
▼ 36.2% YoY
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q1
2025-04-24
Nbt Bancorp Inc (NBTB) Q1 2025 Earnings Call Transcript
Positive tone Evans Bancorp merger and integration Future M&A and organic growth strategy Deposit franchise and funding
Diluted EPS
$0.77
▲ 8.5% YoY
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q4
2025-01-27
Nbt Bancorp Inc (NBTB) Q4 2024 Earnings Call Transcript
Positive tone Semiconductor Chip Corridor / Micron Net Interest Margin and Net Interest Income Growth Non-Interest Income Diversification
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY24 · Q3
2024-10-28
Nbt Bancorp Inc (NBTB) Q3 2024 Earnings Call Transcript
Confident tone Net interest margin and earning asset yields Loan and deposit growth Credit quality and reserves
Diluted EPS
$0.80
▲ 48.1% YoY
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q2
2024-07-22
Nbt Bancorp Inc (NBTB) Q2 2024 Earnings Call Transcript
Positive tone Net interest margin and loan growth Noninterest income diversification M&A and capital allocation
Diluted EPS
$0.69
▼ 1.4% YoY
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q1
2024-04-22
Nbt Bancorp Inc (NBTB) Q1 2024 Earnings Call Transcript
Positive tone Loan growth Semiconductor corridor / market opportunity Net interest margin / funding costs
Diluted EPS
$0.71
▼ 9% YoY
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q4
2024-01-23
Nbt Bancorp Inc (NBTB) Q4 2023 Earnings Call Transcript
Positive tone Net interest margin and funding costs Fee-based businesses Loan growth
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY23 · Q3
2023-10-24
Nbt Bancorp Inc (NBTB) Q3 2023 Earnings Call Transcript
Diluted EPS
$0.54
▼ 40% YoY
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q2
2023-07-31
Nbt Bancorp Inc (NBTB) Q2 2023 Earnings Call Transcript
Diluted EPS
$0.70
▼ 20.5% YoY
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q1
2023-04-24
Nbt Bancorp Inc (NBTB) Q1 2023 Earnings Call Transcript
Diluted EPS
$0.78
▼ 13.3% YoY
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q4
2023-01-23
Nbt Bancorp Inc (NBTB) Q4 2022 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY22 · Q3
2022-10-25
Nbt Bancorp Inc (NBTB) Q3 2022 Earnings Call Transcript
Diluted EPS
$0.90
▲ 4.7% YoY
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q2
2022-07-25
Nbt Bancorp Inc (NBTB) Q2 2022 Earnings Call Transcript
Diluted EPS
$0.88
▼ 4.3% YoY
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q1
2022-04-25
Nbt Bancorp Inc (NBTB) Q1 2022 Earnings Call Transcript
Diluted EPS
$0.90
▼ 1.1% YoY
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q4
2022-01-26
Nbt Bancorp Inc (NBTB) Q4 2021 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY21 · Q3
2021-10-26
Nbt Bancorp Inc (NBTB) Q3 2021 Earnings Call Transcript
Diluted EPS
$0.86
▲ 7.5% YoY
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q2
2021-07-26
Nbt Bancorp Inc (NBTB) Q2 2021 Earnings Call Transcript
Diluted EPS
$0.92
▲ 64.3% YoY
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q1
2021-04-26
Nbt Bancorp Inc (NBTB) Q1 2021 Earnings Call Transcript
Diluted EPS
$0.91
▲ 295.7% YoY
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q4
2021-01-27
Nbt Bancorp Inc (NBTB) Q4 2020 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY20 · Q3
2020-10-26
Nbt Bancorp Inc (NBTB) Q3 2020 Earnings Call Transcript
Diluted EPS
$0.80
▲ 9.6% YoY
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q2
2020-07-27
Nbt Bancorp Inc (NBTB) Q2 2020 Earnings Call Transcript
Diluted EPS
$0.56
▼ 18.8% YoY
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Showing 1–25 of 25 earnings calls
Key facts CIK 790359 CUSIP 628778102 13F (30d) 15 filings 15 filers Visit website Investor relations