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NBTB · Nbt Bancorp Inc
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$52.82 +0.10 (+0.19%) At close · Nov 13 Q1 2026 earnings call transcript
Market Cap
$2.74B
Shares
51.83M
Volume · Nov 13 138.74K Avg daily vol (3M) 306.3K
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Earnings call · FY2026 Q3

Nbt Bancorp Inc (NBTB) Q3 2026 Earnings Call

Concluded Oct 28, 2026
Oct 28, 2026
Period
FY2026 Q3
Runtime
—
Sources
2 artifacts
Revenue $195.03M +4.8% YoY
Diluted EPS $1.11 +7.8% YoY
Net income $58.03M +6.5% YoY
Open full screen 8-K 10-Q

Executive readout · one minute

What the filings say

8-K earnings release · filed Oct 27, 2026
NBT Bancorp Inc. reported record third-quarter 2026 net income of $58.0 million and diluted earnings per share of $1.11, expanded loans to $11.95 billion, and declared a $0.40 per share dividend.
10-Q report · filed Nov 6, 2026
NBT Bancorp Inc reported nine-month net income of $162.2 million, up $48.5 million from $113.7 million, with diluted EPS of $3.10 versus $2.26. Third-quarter net interest income was $142.1 million and FTE net interest margin was 3.78%.

The audio replay and transcript follow the call.

Research coverage

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Quarter detail

How the reported period landed and where the business moved.

Capital returned

Buybacks · derived
$1.01M
Shares repurchased
20,118
Dividend / share
$0.40
Full-screen source Call document