SNUS-PH · Santander Holdings USA, Inc.
Market Cap
$10.93B
Shares
530.39M
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Revenue
$0
FY2021
Net Income
$1.65B
+52.7%
FY2025
Operating Cash Flow
$2.01B
+73.3%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| — | — | — | — | — | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | — | — | — | |
| $12.19B | $12.44B | $13.47B | $12.36B | $8.42B | $7.29B | $8.02B | $8.65B | $8.07B | $7.88B | $7.99B | $8.14B | $7.33B | $2.3B | $2.55B | $5.25B | $4.78B | $4.42B | |
| $6.03B | $5.95B | $5.58B | $5.88B | $6.17B | $6.19B | $6.36B | $6.44B | $6.34B | $6.42B | $6.56B | $6.9B | $6.24B | $1.51B | $1.67B | $3.86B | $3.4B | $2.64B | |
| $3.34B | $3.48B | $3.6B | $3.46B | $3.73B | $4.45B | $3.95B | $3.73B | $3.24B | $2.9B | $2.76B | $2.91B | $5.06B | $1.1B | $1.14B | $1.98B | $1B | $342.3M | |
| $1.35B | $1.63B | $2.18B | $2.46B | $2.65B | $2.9B | $3.04B | $2.87B | $2.38B | $2.02B | $1.84B | $1.48B | $789.27M | $0 | $0 | — | — | — | |
| $5.67B | $5.94B | $6.27B | $6.33B | $6.14B | $6.14B | $8.21B | $6.37B | $5.83B | $5.76B | $5.39B | $4.72B | $3.78B | $1.69B | $1.48B | $1.84B | $1.57B | $1.52B | |
| — | $34.9M | $38.2M | $39.48M | $51.37M | $44.75M | $58.66M | $58.99M | $60.65M | $61.49M | $70.03M | $79.92M | $105.41M | $27.33M | $37.22M | $55.54M | $63.4M | $75.69M | |
| $2.29B | $2.49B | $2.6B | $2.62B | $2.79B | $2.35B | $2.77B | $2.4B | $1.91B | $1.61B | $1.27B | $518.21M | -$20.01M | $286.24M | $265.57M | $291.02M | — | — | |
| $5.86B | $6.48B | $7.89B | $6.48B | $2.25B | $1.1B | $1.66B | $2.21B | $1.72B | $1.45B | $1.43B | $1.24B | $1.09B | $782.12M | $873.76M | $1.39B | $1.39B | $1.78B | |
| -$201.29M | — | — | — | — | — | — | — | — | -$222.49M | -$275.04M | -$4.66B | — | — | — | — | — | — | |
| — | — | — | — | — | — | — | — | — | — | $0 | $0 | $10.65M | $0 | $0 | — | — | — | |
| — | — | — | — | $2.19M | -$12.79M | -$11.54M | $1.58M | $4.32M | -$28.32M | -$11.05M | -$8.82M | $8.51M | $438.19M | $428.57M | $972.8M | -$26.61M | -$21.41M | |
| $41.55M | — | — | — | $18.54M | $14.48M | $31.3M | $5.82M | -$6.72M | -$2.44M | $57.55M | $18.83M | $26.85M | $73.08M | $100.89M | $74.6M | $205.32M | $22.35M | |
| $2.16B | $1.84B | $970.64M | $786.76M | $1.75B | $4.7B | -$766.95M | $1.51B | $1.42B | $800.94M | $954.48M | -$3.66B | $4.71B | $739.28M | $454.79M | $2.17B | $1.02B | — | |
| $384.38M | $196.37M | -$106.76M | -$146.15M | $343.12M | $1.08B | -$110.65M | $472.2M | $425.9M | -$157.04M | $313.72M | -$599.76M | $1.67B | $83.42M | -$106.45M | $908.28M | -$40.39M | -$1.28B | |
| $1.78B | $1.65B | $1.08B | $932.9M | $1.41B | $2.98B | -$840.36M | $753.17M | $707.4M | $552.35M | $362.88M | -$1.4B | $2.57B | $655.86M | $561.24M | $1.17B | $1.02B | $143.76M | |
| — | — | — | $0 | $0 | $638.95M | $184.06M | $288.65M | $283.63M | $405.63M | $277.88M | -$1.65B | $464.65M | $0 | $0 | $85.6M | $37.24M | $17.81M | |
| $1.83B | $1.83B | $1.43B | $1.2B | $257.09M | $2.63B | -$585.86M | $986.61M | $623.28M | $547.13M | $340.21M | -$1.44B | $2.72B | $347.16M | $662.29M | $1.35B | $1.14B | $795.4M |
Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2015–FY2025: $11.62B in dividends.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
23.88×
Peer median 5.88×
EV/EBIT
—
P/E (TTM)
—
Peer median 12.50×
Peer medians compare against the 119 similar-size Banks - Regional companies (of 288 listed).
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Segment (USD)
| Component | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|
| Commercial and Industrial Segment | $13,874,000 | $12,617,000 | $9,403,000 | $7,249,000 |
| CRE and Vehicle Finance Segment | $3,451,000 | $4,879,000 | $5,950,000 | $4,729,000 |
| Santander Consumer Segment | $0 | $0 | $0 | $0 |
| All Other Segments | $0 | $0 | $0 | $436,000 |
| Consumer and Business Banking Segment | -$785,000 | -$856,000 | -$933,000 | -$52,000 |
| CIB Segment | -$16,540,000 | -$16,640,000 | -$14,420,000 | -$12,362,000 |
By Product & Service (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Asset and Wealth Management Fees | $342,987,000 | $290,573,000 | $110,637,000 | $151,749,000 | $143,151,000 | $127,612,000 | $145,515,000 | $138,108,000 |
| Commission and Trailer Fees | $318,822,000 | $274,828,000 | $227,100,000 | $227,275,000 | $209,422,000 | $192,355,000 | $160,665,000 | $143,733,000 |
| Underwriting Service Fees | $306,351,000 | $260,877,000 | $144,668,000 | $86,725,000 | $157,506,000 | $137,007,000 | $97,211,000 | $71,536,000 |
| Depository Services | $128,300,000 | $126,157,000 | $123,988,000 | $160,662,000 | $178,196,000 | $190,011,000 | $241,167,000 | $236,381,000 |
| Interchange Income | $80,159,000 | $82,941,000 | $72,450,000 | $71,672,000 | $73,195,000 | $64,394,000 | $67,524,000 | $60,258,000 |
| Other Products And Servi | $7,833,000 | $4,349,000 | $20,586,000 | $44,844,000 | $41,444,000 | $60,351,000 | $39,885,000 | $36,692,000 |