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$52.79 -0.58 (-1.08%)
Market Cap
$1.92B
Shares
35.98M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$53.36 Open$52.39 Day$52.35–53.50 52W$33.12–53.50 Avg vol 30d295K Short int2.0M · 5.5% float · 8.7d Short vol74% Last earningsJul 23, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 8

Up next

Next earnings call
Oct 22, 2026 Est · unconfirmed · in 12 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 8, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Strong Buy
      SellHoldBuy
      Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Very Low
      Market backdrop VIX 18.2 · elevated Equity put/call 0.71
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +25%
      above
      Price vs 50-day avg +12%
      above
      RSI (14) 75
      overbought
      MACD trend Positive
      52-week position 99%
      near high
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Very Strong
      1-month return +8%
      trailing
      6-month return +25%
      trailing
      YTD return +37%
      this year
      Relative strength +17%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $48 › 200d $43 — 50d above 200d
      Institutional flow Accumulating
      50 of 225 funds reported for Jun 30 · net +18.6K sh shares · +8 new
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Rising
      5.50% of float · ▲ +7.3% MoM · 8.7 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      225 holders — near 3-yr high, broad support
      Squeeze score 79
      high risk · 0–100
      Fundamentals
      Excellent
      EPS growth +2%
      Y/Y
      Free cash flow $128.8M
      Valuation P/E 15
      in line
      Buyback $34.7M
      remaining
      Balance sheet $129.3M
      net cash
      Quant / Vol
      risk profile
      Very Low
      Volatility 24%
      annualized · 1-yr
      Max drawdown −13%
      past year
      ATR 2.1%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Jun 30, 2026
      Non-interest expense · 2026 Initiated up to 3%
      Non-interest expense quarterly run rate · 2026 Initiated up to $58M

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 2 · 4
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +25% Bullish
      Price vs 50-day avg
      +12% Bullish
      RSI (14)
      75 Bearish
      MACD trend
      Positive Bullish
      52-week position
      99% Bullish
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bullish · 2 of 6
      Trend (MA cross) No cross
      50d $48 › 200d $43 — 50d above 200d
      Institutional flow Accumulating
      50 of 225 funds reported for Jun 30 · net +18.6K sh shares · +8 new
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Rising
      5.50% of float · ▲ +7.3% MoM · 8.7 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      225 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $33 Now $53 · 99% 52-wk high $54
      vs 200-day avg +25% vs 50-day avg +12%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      ACL as percentage of total portfolio loans 1.16% June 30, 2026
      Allowance for credit losses (ACL) $93.3M June 30, 2026
      Pre-provision net revenue to average assets (PPNR) non-GAAP 1.89% second quarter of 2026
      Share repurchase program authorization $100M July 22, 2026
      Net charge-offs $1.7M first quarter of 2026
      Share repurchases 1,146,100 first quarter of 2026
      Efficiency ratio (FTE) (non-GAAP) non-GAAP 53.99% Q4 2025
      Tangible book value (non-GAAP) non-GAAP $29.11 Q4 2025

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      STBA
      S&T Bancorp Inc
      this stock
      $1.92B +36.7% 15.0 5.5%
      MFG
      Mizuho Financial Group Inc
      $122.92B +44.4% 0.1%
      HDB
      Hdfc Bank Ltd
      $121.08B -35.5% +15.2% 0.4%
      IBN
      Icici Bank Ltd
      $107.31B +0.3% 0.6%
      PNC
      Pnc Financial Services Group, Inc.
      $101.03B +21.5% +7.2% 14.6 1.7%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      229
      % held
      66.0%
      Reported
      50 of 225
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      254
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      2.0M
      Days to cover
      8.7d
      Change
      +135.2K sh
      View
      Short Volume
      Short vol %
      74%
      As of
      Jul 28, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      40
      Value
      $2.0K
      As of
      Jun 26, 2026
      View
      Off-Exchange
      Off-exchange %
      28.5%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Financials
      Financials
      Net income (FY)
      $134.2M
      EPS diluted
      $3.49
      View
      Buybacks
      Authorized
      $100.0M
      Remaining
      $34.7M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jul 27, 2026
      This year
      16
      View
      Proposed Sales
      Value
      $71.5K
      Shares
      1.7K
      Filed
      Nov 12, 2024
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 23, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      STBA +7.2% +8.3% +24.5% +8.7% +36.7%
      SPY -1.0% 0.0% +7.4% -0.8% +8.6%
      vs SPY +8.2% +8.3% +17.1% +9.5% +28.1%

      Capital returns

      Latest dividend
      $0.37 / share · ex May 14, 2026
      Raised 2.8%
      Paid (TTM)
      $1.43 / share · 4 payouts
      Dividend yield (TTM, derived)
      2.68%
      Buyback program · as of May 5, 2026
      Authorized
      $100.00M
      Spent (derived)
      $65.30M
      Remaining
      $34.70M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 719220 CUSIP 783859101 13F (30d) 46 filings 46 filers Visit website