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STBA · S&T Bancorp Inc

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$51.14 -0.42 (-0.81%) At close · Aug 14
Market Cap
$1.80B
Shares
35.27M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$51.14 Open$51.28 Day$51.08–51.60 52W close$34.65–53.36 Avg vol 30d262K Short int2.1M · 6.0% float · 6.6d Short vol49% Last earningsJul 23, 2026 DataJan 2020–Aug 2026 Filing10-Q · Aug 6

Up next

Next earnings call
Oct 22, 2026 Est · unconfirmed · in 10 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Aug 6, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Strong Buy
      SellHoldBuy
      Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Strong Quant / Vol Very Low
      Market backdrop VIX 14.3 · calm Equity put/call 0.52
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +17%
      above
      Price vs 50-day avg +3%
      above
      RSI (14) 52
      neutral
      MACD trend Negative
      52-week position 88%
      near high
      Momentum
      relative strength
      Very Strong
      1-month return +2%
      trailing
      6-month return +19%
      trailing
      YTD return +30%
      this year
      Relative strength +5%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $50 › 200d $44 — 50d above 200d
      Institutional flow Accumulating
      +5% holders QoQ · +33 funds added
      Insider flow Distributing
      Net -$887.1K over 90 days · 100% sells
      Short interest Rising
      5.96% of float · ▲ +6.2% MoM · 6.6 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      237 holders — near 3-yr high, broad support
      Squeeze score 63
      elevated · 0–100
      Fundamentals
      Strong
      EPS growth +2%
      Y/Y
      Free cash flow $128.8M
      Valuation P/E 13.6
      in line
      Buyback $200.0M
      authorized
      Balance sheet $116.7M
      net debt
      Quant / Vol
      risk profile
      Very Low
      Volatility 23%
      annualized · 1-yr
      Max drawdown −13%
      past year
      ATR 1.7%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Jun 30, 2026
      Non-interest expense · 2026 up to 3%
      Non-interest expense quarterly run rate · 2026 up to $58M
      Prior guidance period ended · from the Earnings Call filed Sep 30, 2024
      Equilibrium net interest margin rate · 2025 3.7% – 3.79%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 2 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +17% Bullish
      Price vs 50-day avg
      +3% Bullish
      RSI (14)
      52 Neutral
      MACD trend
      Negative Bearish
      52-week position
      88% Bullish
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $50 › 200d $44 — 50d above 200d
      Institutional flow Accumulating
      +5% holders QoQ · +33 funds added
      Insider flow Distributing
      Net -$887.1K over 90 days · 100% sells
      Short interest Rising
      5.96% of float · ▲ +6.2% MoM · 6.6 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      237 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      Range low $35 Now $51 · 88% Range high $53
      vs 200-day avg +17% vs 50-day avg +3%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      ACL as percentage of total portfolio loans 1.16% June 30, 2026
      Allowance for credit losses (ACL) $93.3M June 30, 2026
      Pre-provision net revenue to average assets (PPNR) non-GAAP 1.89% second quarter of 2026
      Share repurchase program authorization $100M July 22, 2026
      Allowance for credit losses (ACL) as percentage of total portfolio loans 1.17% first quarter of 2026
      Net charge-offs $1.7M first quarter of 2026
      Share repurchases 1,146,100 first quarter of 2026
      Efficiency ratio (FTE) (non-GAAP) non-GAAP 53.99% Q4 2025
      Tangible book value (non-GAAP) non-GAAP $29.11 Q4 2025

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      STBA
      S&T Bancorp Inc
      this stock
      $1.80B +30.0% 13.6 6.0%
      MFG
      Mizuho Financial Group Inc
      $132.42B +48.5% 0.1%
      HDB
      Hdfc Bank Ltd
      $120.05B -36.0% +15.2% 0.5%
      IBN
      Icici Bank Ltd
      $108.39B -0.2% 0.5%
      PNC
      Pnc Financial Services Group, Inc.
      $102.52B +23.1% +7.2% 14.1 1.8%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      237
      % held
      73.6%
      Net QoQ
      -200.6K sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      271
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      2.1M
      Days to cover
      6.6d
      Change
      +121.9K sh
      View
      Short Volume
      Short vol %
      49%
      As of
      Aug 14, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      98
      Value
      $4.8K
      As of
      Jul 8, 2026
      View
      Off-Exchange
      Off-exchange %
      35.5%
      Week of
      Jul 6, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$887.1K
      Buyers / Sellers
      0 / 1
      Buyers Sellers
      View
      Financials
      Financials
      Net income (FY)
      $134.2M
      EPS diluted
      $3.49
      View
      Buybacks
      Authorized · 2 programs
      $200.0M
      View
      Filings
      SEC Filings
      Latest
      10-Q
      Filed
      Aug 6, 2026
      This year
      18
      View
      Proposed Sales
      Value
      $71.5K
      Shares
      1.7K
      Filed
      Nov 12, 2024
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 23, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      STBA +0.5% +2.3% +18.9% -1.9% +30.0%
      SPY +0.4% +4.5% +13.8% +3.9% +13.9%
      vs SPY +0.1% -2.1% +5.1% -5.9% +16.1%

      Capital returns

      Latest dividend
      $0.37 / share · ex May 14, 2026
      Declared · upcoming
      $0.37 / share · ex Aug 18, 2026
      Raised 2.8%
      Paid (TTM)
      $1.09 / share · 3 payouts
      Dividend yield (TTM, derived)
      2.13%
      Buyback programs · 2 active · as of Jul 27, 2026
      Authorized (total)
      $200.00M
      Spent (derived)
      Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 719220 CUSIP 783859101 13F (30d) 223 filings 221 filers Visit website