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XZO

Exzeo Group, Inc.
$17.50 -0.95 (-5.15%) At close · Jul 8
Market Cap
$1.59B
Shares
90,918,430

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$17.50 Open$18.42 Day$17.38–18.42 52W$12.36–24.60 Avg vol 30d230K Short int768K · 0.8% float · 3.3d Short vol34% Last earningsMay 6, 2026 DataNov 2025–Jul 2026 Filing10-Q · May 7
Equibles Rating blended score · not investment advice
Overall
Neutral
SellHoldBuy
Technical Buy Momentum Weak Sentiment Neutral Fundamentals Excellent Quant / Vol Very High
Market backdrop VIX 16.9 · calm Equity put/call 0.86
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 50-day avg +19%
above
RSI (14) 66
neutral
MACD trend Positive
52-week position 42%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Weak
1-month return +33%
trailing
6-month return −19%
trailing
YTD return −28%
this year
Relative strength −27%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50/200-day averages unavailable
Institutional flow Accumulating
+56% holders QoQ · +37 funds added
Insider flow Accumulating
Net +$1.0M over 90 days · 0% sells
Short interest Rising
0.84% of float · ▲ +27.4% MoM · 3.3 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
64 holders — 13F breadth
Squeeze score 42
elevated · 0–100
Fundamentals
Excellent
Revenue growth +62%
Y/Y
Gross margin 60%
expanding
EPS growth +125%
Y/Y
Buyback $12.0M
authorized
Balance sheet $305.4M
net cash
Quant / Vol
risk profile
Very High
Volatility 68%
annualized · 1-yr
Max drawdown −48%
past year
ATR 4.8%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Up next
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 7, 2026
AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Guidance & track record
      Latest guidance · from the Earnings Call filed Mar 31, 2026
      second quarter
      Pretax income Initiated $27M – $30M
      full year 2026
      Pretax income Raised $115M – $125M
      year-end 2026
      Managed premium Initiated $1.55B

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      0 · 4 · 2
      50 / 200-day cross
      No cross Neutral
      Price vs 50-day avg
      +19% Bullish
      RSI (14)
      66 Neutral
      MACD trend
      Positive Bullish
      52-week position
      42% Neutral
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bullish · 2 of 6
      Trend (MA cross) No cross
      50/200-day averages unavailable
      Institutional flow Accumulating
      +56% holders QoQ · +37 funds added
      Insider flow Accumulating
      Net +$1.0M over 90 days · 0% sells
      Short interest Rising
      0.84% of float · ▲ +27.4% MoM · 3.3 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      64 holders — 13F breadth
      Price context
      position in its 52-week range
      52-wk low $12 Now $18 · 42% 52-wk high $25
      vs 50-day avg +19%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Adjusted EBITDA non-GAAP 26.5M Q1 2026
      Annual Recurring Revenue 216.2M Q1 2026
      Free Cash Flow non-GAAP 25.1M Q1 2026
      free cash flow conversion rate non-GAAP 123% Q1 2026 call
      managed premium from HCI-sponsored carriers $1.3B Q1 2026 call
      managed premium from new carriers added over past six months $105M Q1 2026 call
      managed premium from non-ACI clients $105M Q1 2026 call
      managed premium on the platform $1.43B Q1 2026 call

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Insurance - Diversified — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      XZO
      Exzeo Group, Inc.
      this stock
      $1.59B -27.8% +62.0% 0.8%
      BRK-B
      Berkshire Hathaway Inc
      $692.12B -1.6% +0.0%
      SLF
      Sun Life Financial Inc
      $44.42B +28.6% 0.4%
      AIG
      American International Group, Inc.
      $42.22B -6.4% -1.7% 14.0 2.0%
      HIG
      Hartford Insurance Group, Inc.
      $38.03B +1.1% +6.9% 9.8 2.1%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      64
      % held
      7.9%
      Net QoQ
      -638.3K sh
      Top holder
      JANUS HENDERSON GROUP PLC
      Held Float
      View
      Held by Funds
      Fund positions
      58
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      768.0K
      Days to cover
      3.3d
      Change
      +165.0K sh
      View
      Short Volume
      Short vol %
      34%
      As of
      Jul 8, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      1.6K
      Value
      $20.6K
      As of
      Jun 4, 2026
      View
      Off-Exchange
      Off-exchange %
      44.2%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net buying
      Net (90d)
      +$1.0M
      Buyers / Sellers
      1 / 0
      Buyers Sellers
      View
      Financials
      Financials
      Revenue (FY)
      $217.0M
      Net income (FY)
      $82.7M
      EPS diluted
      $0.99
      View
      Buybacks
      Authorized
      $12.0M
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jun 10, 2026
      This year
      8
      View
      Earnings & Events
      Earnings Calls
      Last call
      May 6, 2026
      View
      Investor Relations
      Latest news
      Exzeo Announces New Stock Repurch…
      Published
      May 26, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      XZO +3.7% +33.5% -19.2% +3.7% -27.8%
      SPY -0.2% +0.8% +7.4% -0.2% +9.3%
      vs SPY +3.9% +32.7% -26.7% +3.9% -37.2%

      Capital returns

      Buyback program · as of May 26, 2026
      Authorized
      $12.00M
      Spent (derived)
      Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1873951 CUSIP 30234F101 Visit website Investor relations