XZO · Exzeo Group, Inc.
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Chart any reported metric, KPI or segment over time — the full statement history lives here
| Line Item | TTM | FY2025 | FY2024 | FY2023 |
|---|---|---|---|---|
| $221.8M | $216.98M | $133.95M | $88.33M | |
| $83.58M | $85.96M | $80.74M | $71.06M | |
| $138.23M | $131.02M | $53.21M | $17.27M | |
| — | 60.38% | 39.72% | 19.55% | |
| $9M | $8.83M | $6.51M | $6.53M | |
| $21.06M | $15.72M | $8.34M | $7.9M | |
| $2.36M | $2.41M | $2.23M | $1.9M | |
| $30.62M | $25.03M | $15.19M | $14.72M | |
| $107.6M | $105.99M | $38.02M | $2.55M | |
| — | 48.85% | 28.38% | 2.89% | |
| $109.96M | $108.4M | $40.24M | $4.45M | |
| — | $0 | $3.33M | $1.72M | |
| $116.22M | $110.29M | $35.24M | $883K | |
| $29.41M | $27.54M | $9.17M | -$12.02M | |
| $86.81M | $82.75M | $45.32M | $21.46M | |
| — | 38.14% | 33.83% | 24.3% | |
| $87.5M | $82.75M | $35.17M | $12.09M | |
| USD/shares | — | $0.99 | $0.44 | $0.15 |
| USD/shares | — | $0.99 | $0.44 | $0.15 |
| shares | — | 80.17M | 77.49M | 76.1M |
| shares | — | 80.17M | 77.49M | 76.1M |
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2023–FY2025: $2.32M in buybacks.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.
Valuation
Peer medians compare against the 5 similar-size Insurance - Diversified companies (of 8 listed).
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Product & Service (USD)
| Component | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Underwriting and Management Services | $176,368,000 | $95,373,000 | $61,410,000 |
| Claim Services | $31,154,000 | $30,777,000 | $19,911,000 |
| Technology Service | $9,458,000 | $7,798,000 | $7,012,000 |