XZO · Exzeo Group, Inc. · Metrics
$19.33
+1.54 (+8.66%)
At close · Nov 4
Return incl. dividend (before tax)
Play latest call
Q3 2026 earnings call transcript
Market Cap
$1.74B
Shares
90.09M
Volume · Nov 4
609.81K
Avg daily vol (3M)
302.68K
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XZO metrics
78 of 122 screener metrics currently available.
Market overview
2 metricsShare price
$19.33
Market cap
$1.74B
Price action
20 metricsPrice change (1W)
+7.3%
Price change (30D)
+15.6%
Price change (3M)
+9.0%
Price change (6M)
+3.1%
Price change (YTD)
-26.6%
Price change (1Y)
—
Trailing year
Price change (5Y)
—
52-week high
$24.25
52-week low
$12.55
Change from 52-week high
-26.6%
Change from 52-week low
+41.8%
Annualized volatility
61.0%
Annualized volatility (3M)
42.6%
Beta
1.5
RSI (14D)
63.0
Price vs SMA 50
+9.3%
Price vs SMA 200
+11.6%
Avg volume (3M)
294,952
Relative volume
1.3
Average dollar volume
$4.75M
Company
3 metricsSector
Financial Services
Industry
Insurance - Diversified
Shares outstanding
90.09M
Valuation
12 metricsP / E (TTM)
18.0
Trailing earnings · reciprocal yield 5.6%
PEG ratio
—
EV / revenue
—
EV / EBITDA
—
EV / EBIT
—
P / sales
7.2×
reciprocal yield 13.8%
P / book
5.6
reciprocal yield 18.0%
FCF yield
5.1%
TTM · current market cap
Buyback yield
0.7%
P / FCF
19.7
reciprocal yield 5.1%
P / operating cash flow
19.2
reciprocal yield 5.2%
Earnings yield
5.4%
Historical valuation
8 metricsP / E historical average (3Y)
—
P / E historical average (5Y)
—
EV / revenue historical average (3Y)
—
EV / revenue historical average (5Y)
—
EV / EBIT historical average (3Y)
—
EV / EBIT historical average (5Y)
—
EV / EBITDA historical average (3Y)
—
EV / EBITDA historical average (5Y)
—
Dividends & buybacks
7 metricsDividend yield
—
Trailing 12 months
Payout ratio
—
Shareholder yield
0.7%
Dividend / share (TTM)
—
Dividend growth YoY
—
Dividend growth streak
—
Last ex-dividend
—
Earnings calendar
2 metricsNext earnings
2026-11-04
Last earnings
2026-08-06
Profitability
9 metricsGross margin
62.3%
Operating margin
48.5%
Trailing 12 months
Net margin
39.1%
Gross profit (TTM)
$138.23M
Operating profit (TTM)
$107.60M
Net income (TTM)
$86.81M
Trailing 12 months
Diluted EPS (TTM)
$0.99
FCF margin
—
Effective tax rate
25.3%
Growth
11 metricsRevenue growth YoY
+3.0%
Year over year
Net income growth YoY
+7.4%
Revenue (TTM)
$221.80M
Trailing 12 months
EPS growth YoY
+0.0%
Shares change YoY
+12.0%
Year over year · more shares
Revenue CAGR (3Y)
—
Revenue CAGR (5Y)
—
EPS CAGR (3Y)
—
EPS CAGR (5Y)
—
FCF CAGR (3Y)
—
FCF CAGR (5Y)
—
Quality
14 metricsReturn on equity
30.1%
Return on assets
22.5%
Debt / equity
—
Current ratio
1.8
EBITDA (TTM)
$109.96M
Free cash flow (TTM)
$81.53M
Quick ratio
1.8
Interest coverage
—
Net debt / EBITDA
-1.2
Return on invested capital
—
Trailing 12 months
Net cash
$136.73M
Latest balance sheet
Cash & equivalents
$136.73M
Total assets
$385.78M
Total debt
—
Cash flow & spend
7 metricsOperating cash flow (TTM)
$83.66M
Capital expenditures (TTM)
$2.13M
R&D (TTM)
$9.00M
SG&A (TTM)
$21.06M
Stock compensation (TTM)
$2.71M
R&D / revenue
4.1%
Stock compensation / revenue
1.2%
Ownership (13F)
9 metrics13F filers
85
13F filer change QoQ
+20
Institutional ownership
7.1%
Conviction holders (share of 13F filers)
1.2%
Crowding (high-turnover and private-fund holders)
2.9%
Private-fund adviser ownership
2.8%
Active holders' share change QoQ
-20.1%
Holder tenure
2.2
Price vs estimated holder cost
-3.1%
Ownership (registered funds)
1 metricsIndex-fund ownership
0.6%
Short interest
3 metricsShort interest
1.9%
Latest settlement · 3.8 days to cover
Days to cover
3.8d
Short-squeeze score
62 / 100
Insider activity
2 metricsNet insider buying (90D)
—
Insider-sentiment score
—
Risk flags
1 metricsGoing concern
—
Key facts
CIK
1873951
CUSIP
30234F101
13F (30d)
23 filings
23 filers
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