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XZO · Exzeo Group, Inc. · Metrics

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$19.33 +1.54 (+8.66%) At close · Nov 4 Play latest call Q3 2026 earnings call transcript
Market Cap
$1.74B
Shares
90.09M
Volume · Nov 4 609.81K Avg daily vol (3M) 302.68K

XZO metrics

78 of 122 screener metrics currently available.

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Market overview

2 metrics
Share price
$19.33
Market cap
$1.74B

Price action

20 metrics
Price change (1W)
+7.3%
Price change (30D)
+15.6%
Price change (3M)
+9.0%
Price change (6M)
+3.1%
Price change (YTD)
-26.6%
Price change (1Y)
—
Trailing year
Price change (5Y)
—
52-week high
$24.25
52-week low
$12.55
Change from 52-week high
-26.6%
Change from 52-week low
+41.8%
Annualized volatility
61.0%
Annualized volatility (3M)
42.6%
Beta
1.5
RSI (14D)
63.0
Price vs SMA 50
+9.3%
Price vs SMA 200
+11.6%
Avg volume (3M)
294,952
Relative volume
1.3
Average dollar volume
$4.75M

Company

3 metrics
Sector
Financial Services
Industry
Insurance - Diversified
Shares outstanding
90.09M

Valuation

12 metrics
P / E (TTM)
18.0
Trailing earnings · reciprocal yield 5.6%
PEG ratio
—
EV / revenue
—
EV / EBITDA
—
EV / EBIT
—
P / sales
7.2×
reciprocal yield 13.8%
P / book
5.6
reciprocal yield 18.0%
FCF yield
5.1%
TTM · current market cap
Buyback yield
0.7%
P / FCF
19.7
reciprocal yield 5.1%
P / operating cash flow
19.2
reciprocal yield 5.2%
Earnings yield
5.4%

Historical valuation

8 metrics
P / E historical average (3Y)
—
P / E historical average (5Y)
—
EV / revenue historical average (3Y)
—
EV / revenue historical average (5Y)
—
EV / EBIT historical average (3Y)
—
EV / EBIT historical average (5Y)
—
EV / EBITDA historical average (3Y)
—
EV / EBITDA historical average (5Y)
—

Dividends & buybacks

7 metrics
Dividend yield
—
Trailing 12 months
Payout ratio
—
Shareholder yield
0.7%
Dividend / share (TTM)
—
Dividend growth YoY
—
Dividend growth streak
—
Last ex-dividend
—

Earnings calendar

2 metrics
Next earnings
2026-11-04
Last earnings
2026-08-06

Profitability

9 metrics
Gross margin
62.3%
Operating margin
48.5%
Trailing 12 months
Net margin
39.1%
Gross profit (TTM)
$138.23M
Operating profit (TTM)
$107.60M
Net income (TTM)
$86.81M
Trailing 12 months
Diluted EPS (TTM)
$0.99
FCF margin
—
Effective tax rate
25.3%

Per share

11 metrics
Revenue per diluted share (TTM)
—
Gross profit per diluted share (TTM)
—
Operating profit per diluted share (TTM)
—
EBITDA per diluted share (TTM)
—
Net income per diluted share (TTM)
—
Operating cash flow per diluted share (TTM)
—
Free cash flow per diluted share (TTM)
—
Capital expenditures per diluted share (TTM)
—
R&D per diluted share (TTM)
—
Stock compensation per diluted share (TTM)
—
Book value per share
$2.80

Growth

11 metrics
Revenue growth YoY
+3.0%
Year over year
Net income growth YoY
+7.4%
Revenue (TTM)
$221.80M
Trailing 12 months
EPS growth YoY
+0.0%
Shares change YoY
+12.0%
Year over year · more shares
Revenue CAGR (3Y)
—
Revenue CAGR (5Y)
—
EPS CAGR (3Y)
—
EPS CAGR (5Y)
—
FCF CAGR (3Y)
—
FCF CAGR (5Y)
—

Quality

14 metrics
Return on equity
30.1%
Return on assets
22.5%
Debt / equity
—
Current ratio
1.8
EBITDA (TTM)
$109.96M
Free cash flow (TTM)
$81.53M
Quick ratio
1.8
Interest coverage
—
Net debt / EBITDA
-1.2
Return on invested capital
—
Trailing 12 months
Net cash
$136.73M
Latest balance sheet
Cash & equivalents
$136.73M
Total assets
$385.78M
Total debt
—

Cash flow & spend

7 metrics
Operating cash flow (TTM)
$83.66M
Capital expenditures (TTM)
$2.13M
R&D (TTM)
$9.00M
SG&A (TTM)
$21.06M
Stock compensation (TTM)
$2.71M
R&D / revenue
4.1%
Stock compensation / revenue
1.2%

Ownership (13F)

9 metrics
13F filers
85
13F filer change QoQ
+20
Institutional ownership
7.1%
Conviction holders (share of 13F filers)
1.2%
Crowding (high-turnover and private-fund holders)
2.9%
Private-fund adviser ownership
2.8%
Active holders' share change QoQ
-20.1%
Holder tenure
2.2
Price vs estimated holder cost
-3.1%

Ownership (registered funds)

1 metrics
Index-fund ownership
0.6%

Short interest

3 metrics
Short interest
1.9%
Latest settlement · 3.8 days to cover
Days to cover
3.8d
Short-squeeze score
62 / 100

Insider activity

2 metrics
Net insider buying (90D)
—
Insider-sentiment score
—

Risk flags

1 metrics
Going concern
—
Key facts CIK 1873951 CUSIP 30234F101 13F (30d) 23 filings 23 filers Visit website Investor relations