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YB · Yuanbao Inc. · Financials

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$11.10 +0.01 (+0.09%) At close · Oct 28 Q2 2026 earnings call transcript
Market Cap
$517.48M
Shares
46.08M
Volume · Oct 28 14.94K Avg daily vol (3M) 30.94K

Income-statement, balance-sheet and cash-flow figures from SEC filings, plus a debt profile anchored in the latest 10-K and updated by each 10-Q and debt exhibit.

Revenue
4.37B +33.1%
FY2025 Revenue FY2023–FY2025
Net Income
1.31B +51%
FY2025 Net Income FY2023–FY2025
Gross Margin
96.17% +1.2pp
FY2025 Gross Margin FY2023–FY2025
Diluted EPS
4.57 +43.3%
FY2025 Diluted EPS FY2023–FY2025
Operating Cash Flow
1.5B +23.8%
FY2025 Operating Cash Flow FY2023–FY2025

Chart any reported metric, KPI or segment over time — the full statement history lives here

Line Item FY2025 FY2024 FY2023
CNY 4.37B 3.28B 2.05B
CNY 167.46M 166.33M 137.96M
CNY 365.11M 231.04M 128.53M
CNY 2.22B 1.79B 1.46B
CNY 286.84M 238.64M 141.53M
CNY 700K 200K 400K
CNY 3.04B 2.43B 1.87B
CNY 9.09M 1.76M 8.93M
CNY 1.41B 891.41M 205.48M
CNY 101.17M 25.57M 291K
CNY 1.31B 865.85M 203.12M
CNY 2.01B 435.92M -332.94M
CNY 1.3B 869.17M 206.61M
shares 216.25M 100.34M 70.71M
shares 285.9M 271.31M 70.71M
Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.

Debt Profile

Reported borrowing balances, repayment dates and agreement terms, with links to the underlying filings.

Reported debt balances

Each amount keeps its reported scope. Related balance-sheet measures appear under the borrowing they describe.

Reported balanceAs ofAmountSource
Operating lease liabilities 2025-12-31 CNY 7,923,000 20-F filed 2026-04-30
Related accounting measures — not additional borrowing

Carrying amounts can reflect issuance costs or discounts. Differences between these measures are not necessarily repayments due within a year.

Current operating lease liabilities
CNY 7,077,000
Noncurrent operating lease liabilities
CNY 846,000
Instrument and agreement coverage is incomplete. Additional filings are awaiting review.

Covenants

Covenant terms have not yet been verified for this profile.

The balance figures do not establish whether covenants apply or whether the company complies with them.

Loans, facilities and notes

The instrument breakdown is not yet verified. Read the debt note in the linked report for borrowing terms and maturity conditions.

Revenue Breakdown

Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.

Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.

By Segment (CNY)

Component FY2025 FY2024 FY2023
Single Reportable Segment 4,373,153,000 3,284,525,000 2,045,152,000

By Product & Service (CNY)

Component FY2025 FY2024 FY2023
Marketing and Related Analytical Services 2,512,403,000 2,138,826,000 1,256,576,000
Medical Insurance 1,018,798,000 776,424,000 504,178,000
Post Sale Support Services 408,953,000 55,046,000 59,766,000
Critical Illness Insurance 397,451,000 256,436,000 164,274,000
Other Shortduration Insurance Product Line 24,645,000 31,199,000 13,520,000
Life Insurance and Other Long Term Insurance 5,949,000 17,232,000 29,877,000
Long Term Insurance 5,949,000 17,232,000 29,877,000
Service Other 3,586,000 9,045,000 12,487,000
Other System Services 1,368,000 317,000 4,474,000
Key facts CIK 1995520 CUSIP 987910106 13F (30d) 4 filings 4 filers Visit website Investor relations