M3F, Inc.
Regulatory profile
From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.
Portfolio style
Measured from the filed 13F common-share book for Jun 30, 2026, the newest measured quarter, never from the firm's own description.
Closest benchmark: the Russell 2000 as of 2026-06-30, active share 99.8%; sector active share 79.1% against the combined 13F book's sector weights.
Over time 26 measured quarters
How the bands are measured
Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.
Clone Performance
Build a hypothetical price-return history from this filer's public 13F holdings.
View clone backtestPortfolio Concentration
19 tracked positions · as of Sep 30, 2026 · Δ vs Jun 30, 2026Portfolio Trend
Sector Breakdown
As of Sep 30, 2026| Sector | % Portfolio | Value |
|---|---|---|
| Financial Services | 57.4% | $211,994,768 |
| Industrials | 42.6% | $157,563,082 |
Last Quarter's Activity
Export CSVAdded To
Positions the filer increased| Ticker | Company | Δ Shares | Shares | Value | Open |
|---|---|---|---|---|---|
| OPFI | OppFi Inc. | +1,689,106 | 2,453,551 | $14,794,912 | |
| WLFC | Willis Lease Finance Corp | +1,421,663 | 2,083,661 | $103,995,520 | |
| ASLE | AerSale Corp | +251,168 | 4,690,176 | $24,576,522 | |
| GDOT | Green Dot Corp | +234,016 | 1,448,696 | $17,818,960 | |
| PDLB | Ponce Financial Group, Inc. | +111,559 | 1,810,519 | $36,101,748 | |
| SNFCA | Security National Financial Corp | +102,431 | 2,211,079 | $19,236,387 | |
| RBKB | Rhinebeck Bancorp, Inc. | +55,326 | 607,402 | $7,707,931 | |
| BYFC | Broadway Financial Corp De | +51,435 | 598,964 | $7,085,744 | |
| NODK | NI Holdings, Inc. | +51,325 | 1,603,345 | $23,921,907 | |
| PBFS | Pioneer Bancorp, Inc. | +38,138 | 1,860,111 | $33,035,571 | |
| MGYR | Magyar Bancorp, Inc. | +422 | 286,816 | $5,463,844 | |
| No positions match the current search. | |||||
Trimmed
Positions the filer reduced| Ticker | Company | Δ Shares | Shares | Value | Open |
|---|---|---|---|---|---|
| PROV | Provident Financial Holdings Inc | −44,433 | 194,661 | $3,507,791 | |
| PKBK | Parke Bancorp, Inc. | −6,460 | 276,133 | $9,029,549 | |
| BSBK | Bogota Financial Corp. | −5,427 | 418,135 | $3,784,121 | |
| CBFV | CB Financial Services, Inc. | −319 | 171,377 | $6,310,101 | |
| No positions match the current search. | |||||
| Ticker | Company | Type | Shares | Value (USD) | % of Portfolio | History |
|---|---|---|---|---|---|---|
| WLFC |
Willis Lease Finance Corp
Industrials
|
Added | 2,083,661 | $103,995,520 | 28.14% | |
| PDLB |
Ponce Financial Group, Inc.
Financial Services
|
Added | 1,810,519 | $36,101,748 | 9.77% | |
| PBFS |
Pioneer Bancorp, Inc.
Financial Services
|
Added | 1,860,111 | $33,035,571 | 8.94% | |
| AER |
AerCap Holdings N.V.
Industrials
|
Held | 202,000 | $28,991,040 | 7.84% | |
| ASLE |
AerSale Corp
Industrials
|
Added | 4,690,176 | $24,576,522 | 6.65% | |
| NODK |
NI Holdings, Inc.
Financial Services
|
Added | 1,603,345 | $23,921,907 | 6.47% | |
| SNFCA |
Security National Financial Corp
Financial Services
|
Added | 2,211,079 | $19,236,387 | 5.21% | |
| GDOT |
Green Dot Corp
Financial Services
|
Added | 1,448,696 | $17,818,960 | 4.82% | |
| OPFI |
OppFi Inc.
Financial Services
|
Added | 2,453,551 | $14,794,912 | 4.00% | |
| ALRS |
Alerus Financial Corp
Financial Services
|
Held | 417,108 | $13,172,270 | 3.56% | |
| PKBK |
Parke Bancorp, Inc.
Financial Services
|
Reduced | 276,133 | $9,029,549 | 2.44% | |
| FCBM |
First Carolina Financial Services, Inc.
Financial Services
|
NEW | 659,835 | $8,333,716 | 2.26% | |
| RBKB |
Rhinebeck Bancorp, Inc.
Financial Services
|
Added | 607,402 | $7,707,931 | 2.09% | |
| BYFC |
Broadway Financial Corp De
Financial Services
|
Added | 598,964 | $7,085,744 | 1.92% | |
| CBFV |
CB Financial Services, Inc.
Financial Services
|
Reduced | 171,377 | $6,310,101 | 1.71% | |
| MGYR |
Magyar Bancorp, Inc.
Financial Services
|
Added | 286,816 | $5,463,844 | 1.48% | |
| BSBK |
Bogota Financial Corp.
Financial Services
|
Reduced | 418,135 | $3,784,121 | 1.02% | |
| PROV |
Provident Financial Holdings Inc
Financial Services
|
Reduced | 194,661 | $3,507,791 | 0.95% | |
| WCCB |
West Coast Community Bancorp
Financial Services
|
NEW | 44,540 | $2,690,216 | 0.73% |
Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.