HOWARD FINANCIAL SERVICES, LTD.

CIK

1768130

Location

DALLAS, TX

Portfolio Value

Small $253,704,010

Diversification

Diversified

Filing Date

Global Rank

#1,092 / 3,203 ▲ 2959

Top Industry

Consumer Electronics 18.1%

3Y Alpha vs SPY

-1.4%

Period ended 30 days ago

Filed Jul 7, 2026 · 23d

26 quarters · since Mar 2020

Clone Performance

Jul 2023–Jul 2026 · vs SPY

Hypothetical growth of buying every stock this filer reported holding, rebalancing on each filing and indexed to the same start. Option positions cannot be bought this way and are left out.

Cloned portfolio

+68.8%

SPY

+65.3%

Annualised alpha

+0.8%

Max drawdown

−20.8%

Estimate. 13F holdings are quarter-lagged, so the clone rebalances about 45 days after each period end — when the filing becomes public — and it excludes option and short positions. It tracks 99% of reported value on average across 13 quarters. Past performance does not predict future results.

Portfolio Concentration

174 tracked positions · as of Jun 30, 2026 · Δ vs Mar 31, 2026

Top Position

15.8%

−0.4 pts

Top 5

37.8%

−1.5 pts

Top 10

51.5%

−1.5 pts

HHI

448

Diversified−26

Portfolio Trend

26 quarters · across all stocks

Sector Breakdown

As of Jun 30, 2026

Sector	% Portfolio	Value	Positions
Technology	39.8%	$101,079,347	36
Unclassified	12.5%	$31,666,377	6
Energy	10.9%	$27,751,774	19
Financial Services	10.3%	$26,182,192	29
Consumer Cyclical	7.3%	$18,406,046	15
Industrials	4.7%	$11,968,319	18
Healthcare	4.2%	$10,644,392	17
Communication Services	4.0%	$10,243,711	7
Consumer Defensive	3.6%	$9,216,556	10
Real Estate	1.1%	$2,907,196	6
Utilities	0.7%	$1,827,434	5
Basic Materials	0.7%	$1,810,666	6

Last Quarter's Activity

Export CSV

Jun 30, 2026 vs Mar 31, 2026

Added To

Positions the filer increased

25 positions

Ticker	Company	Δ Shares	Shares	Value
INTC	Intel Corp	+20,842	30,459	$4,252,990
EPD	Enterprise Products Partners L.P.	+5,670	139,438	$5,125,740
NLY	Annaly Capital Management Inc	+5,667	48,566	$1,085,935
SCHW	Schwab Charles Corp	+4,822	22,309	$2,058,451
ET	Energy Transfer LP	+4,347	201,504	$3,852,756
AMZN	Amazon Com Inc	+3,990	36,786	$8,767,575
BKNG	Booking Holdings Inc.	+3,606	3,746	$667,687
KMB	Kimberly Clark Corp	+3,479	6,169	$677,171
T	At&T Inc.	+3,232	18,403	$380,942
GOOGL	Alphabet Inc.	+2,927	17,727	$6,335,097
MPLX	Mplx LP	+2,838	48,413	$2,727,104
PLTR	Palantir Technologies Inc.	+2,598	16,403	$1,913,738
OSTX	OS Therapies Inc	+2,565	248,001	$471,201
EMR	Emerson Electric Co	+2,286	4,438	$635,299
KO	Coca Cola Co	+2,237	14,291	$1,161,429
AVGO	Broadcom Inc.	+2,161	18,322	$6,921,135
AGNC	AGNC Investment Corp.	+1,904	76,372	$832,454
UPS	United Parcel Service Inc	+1,558	5,559	$597,592
PFE	Pfizer Inc	+1,539	12,628	$304,082
PG	PROCTER & GAMBLE Co	+1,538	3,622	$531,130
IAU	Ishares Gold Trust	+1,433	6,023	$454,796
JNJ	Johnson & Johnson	+1,431	7,616	$1,934,235
PANW	Palo Alto Networks Inc	+1,403	3,801	$1,296,217
AAPL	Apple Inc.	+1,161	138,692	$40,131,917
BAC	Bank Of America Corp /De/	+1,156	17,206	$980,397
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
UAMY	United States Antimony Corp	−197,320	50,711	$368,161
NBHC	National Bank Holdings Corp	−7,000	21,191	$941,516
NVDA	Nvidia Corp	−1,307	82,044	$16,416,183
LUV	Southwest Airlines Co	−1,292	21,615	$1,111,443
QQQ	Invesco Qqq Trust, Series 1	−830	16,641	$12,254,432
DELL	Dell Technologies Inc.	−665	1,650	$711,909
MO	Altria Group, Inc.	−550	8,895	$639,995
OKE	Oneok Inc /New/	−480	13,624	$1,184,470
MSFT	Microsoft Corp	−463	25,262	$9,423,231
CMG	Chipotle Mexican Grill Inc	−395	93,520	$3,179,680
PEP	Pepsico Inc	−374	15,202	$2,058,350
COF	Capital One Financial Corp	−267	1,242	$249,170
ICE	Intercontinental Exchange, Inc.	−248	1,635	$201,284
ISRG	Intuitive Surgical Inc	−218	904	$359,502
GLD	Spdr Gold Trust	−174	2,113	$778,386
EQT	EQT Corp	−145	4,975	$264,520
TMO	Thermo Fisher Scientific Inc.	−144	581	$291,290
NFLX	Netflix Inc	−113	11,367	$811,603
NOC	Northrop Grumman Corp /De/	−101	1,069	$544,452
RF	Regions Financial Corp	−85	8,035	$242,657
LMT	Lockheed Martin Corp	−54	438	$223,143
NEE	Nextera Energy Inc	−46	6,964	$611,230
BRK-B	Berkshire Hathaway Inc	−44	15,223	$7,617,436
YUM	Yum Brands Inc	−44	3,316	$530,095
BX	Blackstone Inc.	−41	1,948	$229,221
No positions match the current search.

New Positions

Positions the filer opened this quarter

25 positions

Ticker	Company	Shares	Value
KLAC	Kla Corp	1,361	$410,627
AZN	Astrazeneca PLC	2,120	$401,994
DUK	Duke Energy CORP	2,901	$367,208
SO	Southern Co	3,308	$316,608
NOW	ServiceNow, Inc.	3,058	$303,598
WDC	Western Digital Corp	474	$302,753
DHI	Horton D R Inc /De/	1,782	$290,252
INTU	Intuit Inc.	1,088	$283,968
ENB	Enbridge Inc	5,134	$278,314
ADP	Automatic Data Processing Inc	1,169	$261,797
SHEL	Shell plc	3,316	$257,122
ANET	Arista Networks, Inc.	1,499	$254,650
CHY	Calamos Convertible & High Income Fund	18,651	$254,026
EGY	Vaalco Energy Inc /De/	49,167	$249,768
ELV	Elevance Health, Inc.	636	$245,960
LITE	Lumentum Holdings Inc.	284	$243,689
ADI	Analog Devices Inc	599	$237,904
SNDK	Sandisk Corp	102	$231,920
O	Realty Income Corp	3,727	$230,924
TFIN	Triumph Financial, Inc.	3,000	$228,930
QCOM	Qualcomm Inc/De	1,217	$224,889
MMM	3M Co	1,361	$220,359
OHI	Omega Healthcare Investors Inc	4,500	$214,560
FCX	Freeport-Mcmoran Inc	3,408	$214,329
EAT	Brinker International, Inc	1,264	$212,352
No positions match the current search.

Sold Out

Positions the filer fully exited

7 positions

Ticker	Company	Shares	Value
XOM	ExxonMobil Holdings Corp	20,135	$3,416,104
CRCL	Circle Internet Group, Inc.	2,883	$275,067
CME	Cme Group Inc.	849	$250,752
NOG	Northern Oil & Gas, Inc.	7,770	$227,117
PHYS	Sprott Physical Gold Trust	6,369	$225,717
HON	Honeywell International Inc	907	$205,009
PRT	PermRock Royalty Trust	28,741	$94,845
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

174 tracked positions · $253,704,010 total · as of Jun 30, 2026

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Real Estate Technology Utilities

Showing 1–50 of 174 positions by value · page 1 of 4

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
AAPL	Apple Inc. Technology	Added	138,692	+1,161	$40,131,917	+15.0%	15.82%
SPY	Spdr S&P 500 ETF Trust	Added	23,788	+69	$17,764,164	+15.2%	7.00%
NVDA	Nvidia Corp Technology	Reduced	82,044	-1,307	$16,416,183	+12.9%	6.47%
QQQ	Invesco Qqq Trust, Series 1	Reduced	16,641	-830	$12,254,432	+21.5%	4.83%
MSFT	Microsoft Corp Technology	Reduced	25,262	-463	$9,423,231	−1.0%	3.71%
AMZN	Amazon Com Inc Consumer Cyclical	Added	36,786	+3,990	$8,767,575	+28.4%	3.46%
BRK-B	Berkshire Hathaway Inc Financial Services	Reduced	15,223	-44	$7,617,436	+4.1%	3.00%
AVGO	Broadcom Inc. Technology	Added	18,322	+2,161	$6,921,135	+38.4%	2.73%
GOOGL	Alphabet Inc. Communication Services	Added	17,727	+2,927	$6,335,097	+48.9%	2.50%
EPD	Enterprise Products Partners L.P. Energy	Added	139,438	+5,670	$5,125,740	+1.3%	2.02%
SBR	Sabine Royalty Trust Energy	Added	68,187	+105	$4,991,288	−2.7%	1.97%
INTC	Intel Corp Technology	Added	30,459	+20,842	$4,252,990	+902.1%	1.68%
ET	Energy Transfer LP Energy	Added	201,504	+4,347	$3,852,756	+1.3%	1.52%
CMG	Chipotle Mexican Grill Inc Consumer Cyclical	Reduced	93,520	-395	$3,179,680	+5.8%	1.25%
TSM	Taiwan Semiconductor Manufacturing Co Ltd Technology	Added	6,449	+228	$3,079,848	+46.5%	1.21%
MPLX	Mplx LP Energy	Added	48,413	+2,838	$2,727,104	+4.8%	1.07%
GEV	GE Vernova Inc. Industrials	Added	2,242	+870	$2,634,036	+119.9%	1.04%
MU	Micron Technology Inc Technology	Added	2,257	+4	$2,605,232	+242.3%	1.03%
JPM	Jpmorgan Chase & Co Financial Services	Added	7,710	+551	$2,523,714	+19.8%	0.99%
TSLA	Tesla, Inc. Consumer Cyclical	Added	5,123	+199	$2,154,733	+17.7%	0.85%
SCHW	Schwab Charles Corp Financial Services	Added	22,309	+4,822	$2,058,451	+25.3%	0.81%
PEP	Pepsico Inc Consumer Defensive	Reduced	15,202	-374	$2,058,350	−14.9%	0.81%
LLY	ELI LILLY & Co Healthcare	Added	1,693	+509	$2,030,635	+86.5%	0.80%
MRVL	Marvell Technology, Inc. Technology	Added	6,771	+710	$2,017,013	+236.0%	0.80%
JNJ	Johnson & Johnson Healthcare	Added	7,616	+1,431	$1,934,235	+27.9%	0.76%
PLTR	Palantir Technologies Inc. Technology	Added	16,403	+2,598	$1,913,738	−5.2%	0.75%
TPL	Texas Pacific Land Corp Energy	Reduced	4,056	-22	$1,775,067	−8.3%	0.70%
WMT	Walmart Inc. Consumer Defensive	Added	14,487	+671	$1,640,797	−4.4%	0.65%
SSB	SouthState Bank Corp Financial Services	Held	16,149	0	$1,613,285	+8.0%	0.64%
META	Meta Platforms, Inc. Communication Services	Added	2,598	+1	$1,463,427	−1.5%	0.58%
CSCO	Cisco Systems, Inc. Technology	Added	12,446	+1,035	$1,461,907	+65.1%	0.58%
GE	General Electric Co Industrials	Added	3,893	+420	$1,454,930	+47.6%	0.57%
IBM	International Business Machines Corp Technology	Added	5,054	+260	$1,421,235	+22.3%	0.56%
MA	Mastercard Inc Financial Services	Added	2,637	+70	$1,354,363	+5.6%	0.53%
VNOM	Viper Energy, Inc. Energy	Added	31,744	+6	$1,345,945	−9.8%	0.53%
ABBV	AbbVie Inc. Healthcare	Added	5,209	+1,032	$1,310,792	+44.3%	0.52%
DMLP	Dorchester Minerals, L.P. Energy	Added	51,649	+6	$1,304,137	−6.8%	0.51%
HBAN	Huntington Bancshares Inc /Md/ Financial Services	Added	73,456	+417	$1,302,374	+13.9%	0.51%
PANW	Palo Alto Networks Inc Technology	Added	3,801	+1,403	$1,296,217	+237.2%	0.51%
BSM	Black Stone Minerals, L.P. Energy	Added	92,418	+185	$1,291,079	−7.4%	0.51%
OKE	Oneok Inc /New/ Energy	Reduced	13,624	-480	$1,184,470	−7.1%	0.47%
KO	Coca Cola Co Consumer Defensive	Added	14,291	+2,237	$1,161,429	+26.7%	0.46%
MRK	Merck & Co., Inc. Healthcare	Added	8,945	+472	$1,149,432	+12.8%	0.45%
LUV	Southwest Airlines Co Industrials	Reduced	21,615	-1,292	$1,111,443	+29.1%	0.44%
NLY	Annaly Capital Management Inc Real Estate	Added	48,566	+5,667	$1,085,935	+19.7%	0.43%
AMD	Advanced Micro Devices Inc Technology	Added	1,868	+300	$1,085,139	+240.2%	0.43%
PM	Philip Morris International Inc. Consumer Defensive	Added	5,800	+344	$1,049,278	+16.3%	0.41%
COST	Costco Wholesale Corp /New Consumer Defensive	Reduced	1,110	-16	$1,038,371	−7.5%	0.41%
BAC	Bank Of America Corp /De/ Financial Services	Added	17,206	+1,156	$980,397	+25.3%	0.39%
V	Visa Inc. Financial Services	Added	2,841	+74	$974,718	+16.6%	0.38%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.