Lance Wilkes

“Could you talk a little bit about puts and takes with respect to 3Q MCR, in particular, and Medicaid? I'm just interested in if the acuity shift hit all represented in 3Q MLR and how prior period development impacted 3Q. Thanks.”

“Could you talk a little bit about 27 selling season, in particular, interested in Carillon services and how much of the outlook and growth might come from internal shifts of contracts as opposed to external, and then maybe related to 27, if you could talk a little on, for employers, second blue bid, and if you want to…”

“Could you talk a little bit about value-based care and looking at it from the two ways you can look at it from a contracting perspective if you could just give a little perspective on the trend differences you see fee-for-service contracting versus the some of the positive things you're seeing with your value-based…”

“Can you talk a little bit about your ICRA business and, in particular, kind of size and membership, sales outlook, margin performance, and the types of clients that are interested in that thus far?”

“Can you talk a little bit about G&A and your G&A leverage going forward? In particular, interested in understanding as I'm looking at things like 27, 28, how much of the benefits and scale leverage are you expecting to come from just purely holding the line on G&A as opposed to being able to reduce G&A?”