UNH · Unitedhealth Group Inc
$403.91
-8.84 (-2.14%)
At close · Aug 6
Market Cap
$374.84B
Shares
908.14M
Unitedhealth Group Inc Earnings Call Transcripts
Every quarterly earnings call for Unitedhealth Group Inc (UNH) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▲11.8%
$80.89B
$5.26B
'22 Q3
22-10-14
▲12.3%
$82.79B
$4.76B
'22 Q4
23-01-13
▲14.7%
$91.93B
$5.61B
'23 Q1
23-04-14
▲15.6%
$92.90B
$5.47B
'23 Q2
23-07-14
▲14.2%
$92.36B
$5.84B
'23 Q3
23-10-13
▲14.1%
$94.43B
$5.46B
'23 Q4
24-01-12
▲8.6%
$99.80B
−$1.41B
'24 Q1
24-04-16
▲6.4%
$98.86B
$4.22B
'24 Q2
24-07-16
▲9.2%
$100.82B
$6.05B
'24 Q3
24-10-15
▲6.8%
$100.81B
$5.54B
'24 Q4
25-01-16
▲9.8%
$109.58B
$6.29B
'25 Q1
25-04-17
▲12.9%
$111.62B
$3.41B
'25 Q2
25-07-29
▲12.2%
$113.16B
$2.35B
'25 Q3
25-10-28
▲12.3%
$113.22B
$10.00M
'25 Q4
26-01-27
LATEST
▲2%
$111.72B
$6.28B
'26 Q1
26-04-21
Earnings call
FY26 · Q2
2026-07-16
Unitedhealth Group Inc Q2 FY2026 Earnings Call
Positive tone
Optum Health performance
Medicaid
Prior authorization simplification
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-21
Unitedhealth Group Inc Q1 FY2026 Earnings Call
Positive tone
Optum Health Value-Based Care
Prior Authorization and Administrative Simplification
Medicare Advantage
Revenue
$111.72B
▲ 2% YoY Diluted EPS
$6.90
▲ 0.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-27
Unitedhealth Group Inc Q4 FY2025 Earnings Call
Positive tone
Optum turnaround and operational improvements
Medicare Advantage repricing and contraction
Independent business practice reviews and CMS engagement
Revenue
$113.22B*
▲ 12.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-28
Unitedhealth Group Inc Q3 FY2025 Earnings Call
Positive tone
Earnings recovery and 2026 outlook
Optum Health and Optum Insight turnaround
Pricing and repricing actions
Revenue
$113.16B
▲ 12.2% YoY Diluted EPS
$2.59
▼ 60.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-29
Unitedhealth Group Inc Q2 FY2025 Earnings Call
Cautious tone
Medicare Advantage and V28 risk adjustment
Cultural reform and leadership change
Medical cost trend pressure
Revenue
$111.62B
▲ 12.9% YoY Diluted EPS
$3.74
▼ 17.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-17
Unitedhealth Group Inc Q1 FY2025 Earnings Call
Cautious tone
Medicare Advantage Utilization & Costs
Optum Health Value-Based Care Expansion
Optum Member Profile / Risk Adjustment
Revenue
$109.58B
▲ 9.8% YoY Diluted EPS
$6.85
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-16
Unitedhealth Group Inc Q4 FY2024 Earnings Call
Positive tone
Medicare Advantage and CMS rate cuts
Medical Care Ratio (MLR) trends and outlook
Pharmacy Benefit Management / drug pricing
Revenue
$100.81B*
▲ 6.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-15
Unitedhealth Group Inc Q3 FY2024 Earnings Call
Positive tone
Value-based care transition
Optum Insight platform
Medicare Advantage rate cuts and funding pressure
Revenue
$100.82B
▲ 9.2% YoY Diluted EPS
$6.51
▲ 4.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-16
Unitedhealth Group Inc Q2 FY2024 Earnings Call
Positive tone
Diversified growth and enterprise momentum
Medicare Advantage value proposition
2025 selling season and OptumHealth pricing
Revenue
$98.86B
▲ 6.4% YoY Diluted EPS
$4.54
▼ 22% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-16
Unitedhealth Group Inc Q1 FY2024 Earnings Call
Positive tone
Change Healthcare cyberattack
Medicare Advantage
Provider funding and support
Revenue
$99.80B
▲ 8.6% YoY Diluted EPS
$-1.53
▼ 125.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-12
Unitedhealth Group Inc Q4 FY2023 Earnings Call
Confident tone
Value-based care expansion
Medicare Advantage growth and pricing
Optum Rx growth and pharmacy
Revenue
$94.43B*
▲ 14.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-13
Unitedhealth Group Inc Q3 FY2023 Earnings Call
Revenue
$92.36B
▲ 14.2% YoY Diluted EPS
$6.24
▲ 12.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-14
Unitedhealth Group Inc Q2 FY2023 Earnings Call
Revenue
$92.90B
▲ 15.6% YoY Diluted EPS
$5.82
▲ 9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-14
Unitedhealth Group Inc Q1 FY2023 Earnings Call
Revenue
$91.93B
▲ 14.7% YoY Diluted EPS
$5.95
▲ 12.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-13
Unitedhealth Group Inc Q4 FY2022 Earnings Call
Revenue
$82.79B*
▲ 12.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-14
Unitedhealth Group Inc Q3 FY2022 Earnings Call
Revenue
$80.89B
▲ 11.8% YoY Diluted EPS
$5.55
▲ 29.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-15
Unitedhealth Group Inc Q2 FY2022 Earnings Call
Revenue
$80.33B
▲ 12.6% YoY Diluted EPS
$5.34
▲ 19.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-14
Unitedhealth Group Inc Q1 FY2022 Earnings Call
Revenue
$80.15B
▲ 14.2% YoY Diluted EPS
$5.27
▲ 3.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-19
Unitedhealth Group Inc Q4 FY2021 Earnings Call
Revenue
$73.74B*
▲ 12.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-14
Unitedhealth Group Inc Q3 FY2021 Earnings Call
Revenue
$72.34B
▲ 11.1% YoY Diluted EPS
$4.28
▲ 29.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-15
Unitedhealth Group Inc Q2 FY2021 Earnings Call
Revenue
$71.32B
▲ 14.8% YoY Diluted EPS
$4.46
▼ 35.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-15
Unitedhealth Group Inc Q1 FY2021 Earnings Call
Revenue
$70.20B
▲ 9% YoY Diluted EPS
$5.08
▲ 44.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-20
Unitedhealth Group Inc Q4 FY2020 Earnings Call
Revenue
$65.47B*
▲ 7.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-14
Unitedhealth Group Inc Q3 FY2020 Earnings Call
Revenue
$65.11B
▲ 7.9% YoY Diluted EPS
$3.30
▼ 10.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-15
Unitedhealth Group Inc Q2 FY2020 Earnings Call
Revenue
$62.14B
▲ 2.5% YoY Diluted EPS
$6.91
▲ 102% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-15
Unitedhealth Group Inc Q1 FY2020 Earnings Call
Revenue
$64.42B
▲ 6.8% YoY Diluted EPS
$3.52
▼ 1.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-01-15
Unitedhealth Group Inc Q4 FY2019 Earnings Call
Revenue
$60.90B*
▲ 4.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Showing 1–27 of 27 earnings calls