UNH · Unitedhealth Group Inc · Webcasts, Transcripts & Audio
$395.72
-13.66 (-3.34%)
At close · Nov 5
Return incl. dividend (before tax)
Play latest call
Q3 2026 earnings call transcript
Market Cap
$354.57B
Shares
896.02M
Volume · Nov 5
6.88M
Avg daily vol (3M)
5.15M
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Unitedhealth Group Inc Webcasts
Earnings calls, investor updates, investor days and conferences for Unitedhealth Group Inc (UNH), with available transcripts, audio replays and slides. Earnings calls also include available highlights, earnings releases and periodic filings.
Pull transcripts and briefs through the earnings call transcript API or MCP →
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Earnings call
FY26 · Q3
2026-10-13
Unitedhealth Group Inc (UNH) Q3 2026 Earnings Call Transcript
Positive tone
Enterprise performance and earnings improvement
Commercial market stabilization
Medicare Advantage growth and quality
Revenue
$112.69B
▼ 0.4% YoY Diluted EPS
$4.56
▲ 76.1% YoY Gross margin
87.8%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q2
2026-07-16
Unitedhealth Group Inc (UNH) Q2 2026 Earnings Call Transcript
Positive tone
Optum Health performance
Medicaid
Prior authorization simplification
Revenue
$112.03B
▲ 0.4% YoY Diluted EPS
$6.04
▲ 61.5% YoY Gross margin
88.1%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-21
Unitedhealth Group Inc (UNH) Q1 2026 Earnings Call Transcript
Positive tone
Optum Health Value-Based Care
Prior Authorization and Administrative Simplification
Medicare Advantage
Revenue
$111.72B
▲ 2% YoY Diluted EPS
$6.90
▲ 0.7% YoY Gross margin
88.5%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-27
Unitedhealth Group Inc (UNH) Q4 2025 Earnings Call Transcript
Positive tone
Optum turnaround and operational improvements
Medicare Advantage repricing and contraction
Independent business practice reviews and CMS engagement
Revenue
$113.22B*
▲ 12.3% YoY Gross margin
88.8%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-28
Unitedhealth Group Inc (UNH) Q3 2025 Earnings Call Transcript
Positive tone
Earnings recovery and 2026 outlook
Optum Health and Optum Insight turnaround
Pricing and repricing actions
Revenue
$113.16B
▲ 12.2% YoY Diluted EPS
$2.59
▼ 60.2% YoY Gross margin
88.9%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-29
Unitedhealth Group Inc (UNH) Q2 2025 Earnings Call Transcript
Cautious tone
Medicare Advantage and V28 risk adjustment
Cultural reform and leadership change
Medical cost trend pressure
Revenue
$111.62B
▲ 12.9% YoY Diluted EPS
$3.74
▼ 17.6% YoY Gross margin
88.3%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-17
Unitedhealth Group Inc (UNH) Q1 2025 Earnings Call Transcript
Cautious tone
Medicare Advantage Utilization & Costs
Optum Health Value-Based Care Expansion
Optum Member Profile / Risk Adjustment
Revenue
$109.58B
▲ 9.8% YoY Diluted EPS
$6.85
Gross margin
88.7%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-16
Unitedhealth Group Inc (UNH) Q4 2024 Earnings Call Transcript
Positive tone
Medicare Advantage and CMS rate cuts
Medical Care Ratio (MLR) trends and outlook
Pharmacy Benefit Management / drug pricing
Revenue
$100.81B*
▲ 6.8% YoY Gross margin
87.6%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-15
Unitedhealth Group Inc (UNH) Q3 2024 Earnings Call Transcript
Positive tone
Value-based care transition
Optum Insight platform
Medicare Advantage rate cuts and funding pressure
Revenue
$100.82B
▲ 9.2% YoY Diluted EPS
$6.51
▲ 4.3% YoY Gross margin
88.3%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-16
Unitedhealth Group Inc (UNH) Q2 2024 Earnings Call Transcript
Positive tone
Diversified growth and enterprise momentum
Medicare Advantage value proposition
2025 selling season and OptumHealth pricing
Revenue
$98.86B
▲ 6.4% YoY Diluted EPS
$4.54
▼ 22% YoY Gross margin
88.5%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-16
Unitedhealth Group Inc (UNH) Q1 2024 Earnings Call Transcript
Positive tone
Change Healthcare cyberattack
Medicare Advantage
Provider funding and support
Revenue
$99.80B
▲ 8.6% YoY Diluted EPS
$-1.53
▼ 125.7% YoY Gross margin
88.9%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-12
Unitedhealth Group Inc (UNH) Q4 2023 Earnings Call Transcript
Confident tone
Value-based care expansion
Medicare Advantage growth and pricing
Optum Rx growth and pharmacy
Revenue
$94.43B*
▲ 14.1% YoY Gross margin
89.2%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-13
Unitedhealth Group Inc (UNH) Q3 2023 Earnings Call Transcript
Revenue
$92.36B
▲ 14.2% YoY Diluted EPS
$6.24
▲ 12.4% YoY Gross margin
89.8%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-14
Unitedhealth Group Inc (UNH) Q2 2023 Earnings Call Transcript
Revenue
$92.90B
▲ 15.6% YoY Diluted EPS
$5.82
▲ 9% YoY Gross margin
89.5%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-14
Unitedhealth Group Inc (UNH) Q1 2023 Earnings Call Transcript
Revenue
$91.93B
▲ 14.7% YoY Diluted EPS
$5.95
▲ 12.9% YoY Gross margin
89.8%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-13
Unitedhealth Group Inc (UNH) Q4 2022 Earnings Call Transcript
Revenue
$82.79B*
▲ 12.3% YoY Gross margin
90.0%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-14
Unitedhealth Group Inc (UNH) Q3 2022 Earnings Call Transcript
Revenue
$80.89B
▲ 11.8% YoY Diluted EPS
$5.55
▲ 29.7% YoY Gross margin
89.7%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-15
Unitedhealth Group Inc (UNH) Q2 2022 Earnings Call Transcript
Revenue
$80.33B
▲ 12.6% YoY Diluted EPS
$5.34
▲ 19.7% YoY Gross margin
89.3%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-14
Unitedhealth Group Inc (UNH) Q1 2022 Earnings Call Transcript
Revenue
$80.15B
▲ 14.2% YoY Diluted EPS
$5.27
▲ 3.7% YoY Gross margin
89.4%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-19
Unitedhealth Group Inc (UNH) Q4 2021 Earnings Call Transcript
Revenue
$73.74B*
▲ 12.6% YoY Gross margin
89.2%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-14
Unitedhealth Group Inc (UNH) Q3 2021 Earnings Call Transcript
Revenue
$72.34B
▲ 11.1% YoY Diluted EPS
$4.28
▲ 29.7% YoY Gross margin
89.2%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-15
Unitedhealth Group Inc (UNH) Q2 2021 Earnings Call Transcript
Revenue
$71.32B
▲ 14.8% YoY Diluted EPS
$4.46
▼ 35.5% YoY Gross margin
89.3%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-15
Unitedhealth Group Inc (UNH) Q1 2021 Earnings Call Transcript
Revenue
$70.20B
▲ 9% YoY Diluted EPS
$5.08
▲ 44.3% YoY Gross margin
89.2%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-20
Unitedhealth Group Inc (UNH) Q4 2020 Earnings Call Transcript
Revenue
$65.47B*
▲ 7.5% YoY Gross margin
88.4%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-14
Unitedhealth Group Inc (UNH) Q3 2020 Earnings Call Transcript
Revenue
$65.11B
▲ 7.9% YoY Diluted EPS
$3.30
▼ 10.1% YoY Gross margin
87.8%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-15
Unitedhealth Group Inc (UNH) Q2 2020 Earnings Call Transcript
Revenue
$62.14B
▲ 2.5% YoY Diluted EPS
$6.91
▲ 102% YoY Gross margin
87.9%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-15
Unitedhealth Group Inc (UNH) Q1 2020 Earnings Call Transcript
Revenue
$64.42B
▲ 6.8% YoY Diluted EPS
$3.52
▼ 1.1% YoY Gross margin
88.1%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-01-15
Unitedhealth Group Inc (UNH) Q4 2019 Earnings Call
Revenue
$60.90B*
▲ 4.3% YoY Gross margin
89.3%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
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