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HUM · Humana Inc

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Market Cap
$46.17B
Shares
120.06M

Price & Indicators

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20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$386.22 Open$384.81 Day$380.04–386.22 52W close$163.67–409.80 Avg vol 30d979K Short int3.1M · 2.6% float · 3.1d Short vol49% Last earningsNov 6, 2026 DataJan 2020–Sep 2026 Filing10-Q · Jul 29

Up next

Next earnings call
Nov 6, 2026 Scheduled · in 7 wks
filed Jul 29, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$137.20B
Trailing 12 months
Net income (TTM)
$1.13B
Trailing 12 months
Revenue growth YoY
+23.5%
Year over year
Operating margin
1.8%
Trailing 12 months
P / E (TTM)
41.2
Trailing earnings · reciprocal yield 2.4%
FCF yield
2.8%
TTM · current market cap
Return on invested capital
18.9%
Trailing 12 months
Net cash
$7.97B
Latest balance sheet
Dividend yield
Trailing 12 months
Shares change YoY
-0.2%
Year over year · fewer shares
Price change (1Y)
+45.8%
Trailing year
Short interest
2.6%
Latest settlement · 3.1 days to cover
View all 115 metrics

AI Brief

Q2 FY26 earnings call · Jul 29, 2026
Q2 FY26

TL;DR. Humana reported 2Q26 Adjusted EPS of $7.61 and affirmed full-year 2026 Adjusted EPS guidance of at least $9.00 (revising GAAP EPS guidance down to at least $6.52 from at least $8.36), while signaling meaningful margin expansion ahead as 2027 MA bids target a sustainable pre-tax margin of at least 3% by 2028.

Bullish
  • + Reported 2Q26 Adjusted EPS of $7.61 at the high end of expectations (80%-85% of FY)
  • + Individual MA membership grew ~23% YTD, tracking to ~25% FY growth target
  • + Strategic expansion via $900M Gentiva divestiture funding MaxHealth acquisition and new statewide Illinois Medicaid contract
  • + CenterWell Senior Primary Care patients grew 27% YTD with strong retention and NPS gains
Bearish
  • Revised FY 2026 GAAP EPS guidance down to at least $6.52 from at least $8.36
  • 2027 plan exits will impact approximately 600,000 members
  • Prior period medical claims reserve development was less favorable at $53M in 2Q26 vs $161M in 2Q25

AI-generated from the earnings call and 8-K · may contain errors · not investment advice

Equibles Rating

blended score · not investment advice
Overall
Neutral
SellHoldBuy
Technical Buy Momentum Very Strong Sentiment Bullish Fundamentals Fair Quant / Vol Very High
Market backdrop VIX 14.8 · calm Equity put/call 0.58
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +35%
above
Price vs 50-day avg −1%
below
RSI (14) 46
neutral
MACD trend Negative
52-week position 90%
near high
Momentum
relative strength
Very Strong
1-month return +1%
trailing
6-month return +128%
trailing
YTD return +51%
this year
Relative strength +108%
vs S&P · 6-mo
Sentiment
smart money
Bullish
Trend (MA cross) No cross
50d $389 › 200d $287 — 50d above 200d
Institutional flow Accumulating
+18% holders QoQ · +241 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Falling
2.59% of float · ▼ -7.4% MoM · 3.1 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
939 holders — mid 3-yr range
Squeeze score 45
elevated · 0–100
Fundamentals
Fair
Revenue growth +10%
Y/Y
EPS growth −1%
Y/Y
Free cash flow $375.0M
Valuation P/E 41
rich
Buyback $2.7B
remaining
Balance sheet $8.2B
net debt
Quant / Vol
risk profile
Very High
Volatility 47%
annualized · 1-yr
Max drawdown −45%
past year
ATR 3.3%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Beat or met 3 of last 4
Latest guidance · from the 8-K filed Jul 29, 2026
GAAP EPS · FY 2026 Initiated at least $6.52
prior FY $9.84 midpoint −33.7% Y/Y
Adjusted EPS · FY 2026 Initiated at least $9.00
Change in year-end medical membership - Individual Medicare Adva · FY 2026 Initiated 25%
CenterWell segment income from operations - GAAP · FY 2026 Initiated $1.3B – $1.8B
CenterWell segment income from operations - Non-GAAP · FY 2026 Initiated $1.5B – $2B
Effective Tax Rate · FY 2026 Initiated 25.5%
Total Revenues Consolidated · FY 2026 Initiated at least $160B
prior FY $129.66B midpoint +23.4% Y/Y
Individual Medicare Advantage year-end medical membership growth · FY 2026 Initiated 25%
Prior guidance period ended · from the 8-K filed Jul 31, 2024
Insurance segment benefit ratio · FY 2024 90%
GAAP diluted earnings per share · FY 2024 $12.81
Adjusted (non-GAAP) diluted earnings per share · FY 2024 $16.00
Individual Medicare Advantage annual membership growth percentag · 2024 4.2%
Total Revenues Consolidated · Full Year 2024 $116B
Insurance segment Total Revenues · Full Year 2024 $112B
Guided vs delivered · last 4 settled
GAAP diluted earnings per share FY 2024
guided $12.81
$9.98 Miss −22.1%
Total Revenues Consolidated Full Year 2024
guided $116B
$117.76B Beat +1.5%
Consolidated revenues 2022
guided at least $92B
$92.87B In line
Consolidated revenue full-year 2021
guided $80.3B – $81.9B
$83.06B Beat +2.4%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Buy
1 · 3 · 2
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+35% Bullish
Price vs 50-day avg
−1% Neutral
RSI (14)
46 Neutral
MACD trend
Negative Bearish
52-week position
90% Bullish
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross) No cross
50d $389 › 200d $287 — 50d above 200d
Institutional flow Accumulating
+18% holders QoQ · +241 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Falling
2.59% of float · ▼ -7.4% MoM · 3.1 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
939 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $164 Now $386 · 90% Range high $410
vs 200-day avg +35% vs 50-day avg -1%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.

Versus peers

Healthcare Plans — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
HUM
Humana Inc
this stock
$46.17B +50.8% +10.1% 41.0 2.6%
UNH
Unitedhealth Group Inc
$338.30B +14.2% +11.8% 1.7%
CVS
CVS HEALTH Corp
$118.77B +11.9% +7.8% 24.5 1.4%
ELV
Elevance Health, Inc.
$90.52B +17.2% +12.5% 18.5 2.5%
CI
Cigna Group
$75.22B +0.0% +11.2% 11.8 2.4%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
939
% held
104.5%
Net QoQ
+2.6M sh
Top holder
Dodge & Cox
Held Float
View
Held by Funds
Fund positions
860
View
Short & Settlement
Short Interest Falling
Shares short
3.1M
Days to cover
3.1d
Change
-250.2K sh
View
Short Volume
Short vol %
49%
As of
Sep 18, 2026
Short Total
View
Fails to Deliver
FTD shares
451
Value
$177.1K
As of
Aug 28, 2026
View
Off-Exchange
Off-exchange %
43.6%
Week of
Aug 17, 2026
Off-exch Lit
View
Smart Money
Congressional Trades Buy
Member
Alan Armstrong
Amount
$1.0K–$15.0K
Traded
Mar 27, 2026
View
Financials
Financials
Revenue (FY)
$129.7B
Net income (FY)
$1.2B
EPS diluted
$9.84
View
Buybacks
Authorized
$3.0B
Remaining
$2.7B
Spent Remaining
View
Filings
SEC Filings
Latest
8-K
Filed
Sep 1, 2026
This year
15
View
Proposed Sales
Value
$2.7M
Shares
11.0K
Filed
Apr 8, 2025
View
Earnings & Events
Earnings Calls Upcoming
Next call
Nov 6, 2026
Last call
Jul 29, 2026
View
Investor Relations
Upcoming events
2
View

Performance

5D 20D 120D MTD YTD
HUM -5.8% +1.4% +128.4% +0.8% +50.8%
SPY -0.3% -0.1% +20.1% -0.7% +11.7%
vs SPY -5.4% +1.6% +108.3% +1.5% +39.1%

Capital returns

Buyback program · as of Jul 28, 2026
Authorized
$3.00B
Spent (derived)
$300.00M
Remaining
$2.70B
Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 49071 CUSIP 444859102 13F (30d) 23 filings 18 filers Visit website Investor relations