Analyst
RBC
Equibles does not estimate personal net worth.
Carl Shepard is recorded as Analyst at RBC. Carl Shepard has spoken on 2 earnings calls across 2 companies, most recently for First Commonwealth Financial Corp on April 29, 2026. Those appearances were for First Commonwealth Financial Corp (FCF) and Beacon Financial Corp (BBT). The companies whose calls Carl Shepard spoke on are classified in the Financial Services sector.
“Jim, just one quick one on the NIM guidance. I think you said you moved from two cuts to one cut, is that later in the year, or is it earlier and might have a little bit of impact?”
“I guess my first question is on capital. I think you had a nice build with the accounting change and some of the CRE paydown, and you kept the language in the deck around keeping exploring opportunities to optimize capital.”
RBC
Analyst
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Banks - Regional · Financial Services
Banks - Regional · Financial Services
