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FCF · First Commonwealth Financial Corp /Pa/ · Earnings Call Transcripts & Audio

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$21.03 -0.07 (-0.33%) At close · Sep 9
S&P 600 member Russell 2000 member Rebalance outlook locked
Market Cap
$2.13B
Shares
101.06M

First Commonwealth Financial Corp Earnings Call Transcripts

Quarterly earnings calls for First Commonwealth Financial Corp (FCF), with available speaker-labelled transcripts, captured audio replays, call highlights, 8-K earnings releases and periodic filings. Investor days and conferences appear here too.

Pull transcripts and briefs through the earnings call transcript API or MCP →
Earnings call
FY26 · Q2
2026-07-29
First Commonwealth Financial Corp (FCF) Q2 2026 Earnings Call Transcript
Positive tone Loan portfolio composition and payoffs Fee income Net interest margin
Diluted EPS
$0.44
▲ 37.5% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY26 · Q1
2026-04-29
First Commonwealth Financial Corp (FCF) Q1 2026 Earnings Call Transcript
Positive tone Fee income and segments Loan payoffs and balance sheet shrinkage Net interest margin and spread income
Diluted EPS
$0.37
▲ 15.6% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q4
2026-01-28
First Commonwealth Financial Corp (FCF) Q4 2025 Earnings Call Transcript
Positive tone Loan growth and commercial portfolio Net interest margin and NIM guidance Capital return and share repurchases
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY25 · Q3
2025-10-29
First Commonwealth Financial Corp (FCF) Q3 2025 Earnings Call Transcript
Confident tone Net interest margin and rate outlook Dealer floor plan credit issue M&A outlook
Diluted EPS
$0.39
▲ 25.8% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q2
2025-07-30
First Commonwealth Financial Corp (FCF) Q2 2025 Earnings Call Transcript
Confident tone Loan growth CenterBank acquisition integration Net interest margin expansion
Diluted EPS
$0.32
▼ 11.1% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q1
2025-04-30
First Commonwealth Financial Corp (FCF) Q1 2025 Earnings Call Transcript
Positive tone Net interest margin expansion CenterBank acquisition Expenses and efficiency ratio
Diluted EPS
$0.32
▼ 13.5% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q4
2025-01-29
First Commonwealth Financial Corp (FCF) Q4 2024 Earnings Call Transcript
Positive tone Fee Income and Durbin CenterBank Acquisition Net Interest Margin
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY24 · Q3
2024-10-30
First Commonwealth Financial Corp (FCF) Q3 2024 Earnings Call Transcript
Positive tone Credit quality and Centric acquisition drag Net interest margin and rate environment Deposit growth and funding strategy
Diluted EPS
$0.31
▼ 18.4% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q2
2024-07-24
First Commonwealth Financial Corp (FCF) Q2 2024 Earnings Call Transcript
Positive tone Net Interest Margin Loan Growth and Originations Centric Acquisition / Credit Migration
Diluted EPS
$0.36
▼ 14.3% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q1
2024-04-24
First Commonwealth Financial Corp (FCF) Q1 2024 Earnings Call Transcript
Positive tone Net interest margin pressure Deposit growth and liquidity Credit reserves and asset quality
Diluted EPS
$0.37
▲ 23.3% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q4
2024-01-31
First Commonwealth Financial Corp (FCF) Q4 2023 Earnings Call Transcript
Positive tone Credit Quality and Charge-offs Net Interest Margin and Deposit Costs Commercial Loan Growth
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY23 · Q3
2023-10-25
First Commonwealth Financial Corp (FCF) Q3 2023 Earnings Call Transcript
Diluted EPS
$0.38
▲ 5.6% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q2
2023-07-26
First Commonwealth Financial Corp (FCF) Q2 2023 Earnings Call Transcript
Diluted EPS
$0.42
▲ 27.3% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q1
2023-04-26
First Commonwealth Financial Corp (FCF) Q1 2023 Earnings Call Transcript
Diluted EPS
$0.30
▲ 3.4% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q4
2023-01-25
First Commonwealth Financial Corp (FCF) Q4 2022 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY22 · Q3
2022-10-26
First Commonwealth Financial Corp (FCF) Q3 2022 Earnings Call Transcript
Diluted EPS
$0.36
▲ 0% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q2
2022-07-27
First Commonwealth Financial Corp (FCF) Q2 2022 Earnings Call Transcript
Diluted EPS
$0.33
▲ 6.5% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q1
2022-04-27
First Commonwealth Financial Corp (FCF) Q1 2022 Earnings Call Transcript
Diluted EPS
$0.29
▼ 29.3% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q4
2022-01-26
First Commonwealth Financial Corp (FCF) Q4 2021 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY21 · Q3
2021-10-27
First Commonwealth Financial Corp (FCF) Q3 2021 Earnings Call Transcript
Diluted EPS
$0.36
▲ 80% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q2
2021-07-28
First Commonwealth Financial Corp (FCF) Q2 2021 Earnings Call Transcript
Diluted EPS
$0.31
▲ 29.2% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q1
2021-04-28
First Commonwealth Financial Corp (FCF) Q1 2021 Earnings Call Transcript
Diluted EPS
$0.41
▲ 720% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q4
2021-01-27
First Commonwealth Financial Corp (FCF) Q4 2020 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY20 · Q3
2020-10-28
First Commonwealth Financial Corp (FCF) Q3 2020 Earnings Call Transcript
Diluted EPS
$0.20
▼ 25.9% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q2
2020-07-29
First Commonwealth Financial Corp (FCF) Q2 2020 Earnings Call Transcript
Diluted EPS
$0.24
▼ 14.3% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q1
2020-04-28
First Commonwealth Financial Corp (FCF) Q1 2020 Earnings Call Transcript
Diluted EPS
$0.05
▼ 80% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY19 · Q4
2020-01-28
First Commonwealth Financial Corp (FCF) Q4 2019 Earnings Call
Results not yet reported
Audio Transcript Slides 8-K10-K
Showing 1–27 of 27 earnings calls
Key facts CIK 712537 CUSIP 319829107 13F (30d) 146 filings 146 filers Visit website Investor relations