FCF · First Commonwealth Financial Corp /Pa/
$20.89
+0.13 (+0.63%)
At close · Jul 24
Market Cap
$2.12B
Shares
101.68M
First Commonwealth Financial Corp Earnings Call Transcripts
Every quarterly earnings call for First Commonwealth Financial Corp (FCF) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Earnings call
FY26 · Q3
2026-07-29
Q2 Earnings Conference Call
Scheduled
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-28
First Commonwealth Financial Corp /Pa/ Q1 FY2026 Earnings Call
Positive tone
Fee income and segments
Loan payoffs and balance sheet shrinkage
Net interest margin and spread income
Diluted EPS
$0.37
▲ 15.6% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-28
First Commonwealth Financial Corp /Pa/ Q4 FY2025 Earnings Call
Positive tone
Loan growth and commercial portfolio
Net interest margin and NIM guidance
Capital return and share repurchases
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-28
First Commonwealth Financial Corp /Pa/ Q3 FY2025 Earnings Call
Confident tone
Net interest margin and rate outlook
Dealer floor plan credit issue
M&A outlook
Diluted EPS
$0.39
▲ 25.8% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-30
First Commonwealth Financial Corp /Pa/ Q2 FY2025 Earnings Call
Confident tone
Loan growth
CenterBank acquisition integration
Net interest margin expansion
Diluted EPS
$0.32
▼ 11.1% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-29
First Commonwealth Financial Corp /Pa/ Q1 FY2025 Earnings Call
Positive tone
Net interest margin expansion
CenterBank acquisition
Expenses and efficiency ratio
Diluted EPS
$0.32
▼ 13.5% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-28
First Commonwealth Financial Corp /Pa/ Q4 FY2024 Earnings Call
Positive tone
Fee Income and Durbin
CenterBank Acquisition
Net Interest Margin
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-29
First Commonwealth Financial Corp /Pa/ Q3 FY2024 Earnings Call
Positive tone
Credit quality and Centric acquisition drag
Net interest margin and rate environment
Deposit growth and funding strategy
Diluted EPS
$0.31
▼ 18.4% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-23
First Commonwealth Financial Corp /Pa/ Q2 FY2024 Earnings Call
Positive tone
Net Interest Margin
Loan Growth and Originations
Centric Acquisition / Credit Migration
Diluted EPS
$0.36
▼ 14.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-23
First Commonwealth Financial Corp /Pa/ Q1 FY2024 Earnings Call
Positive tone
Net interest margin pressure
Deposit growth and liquidity
Credit reserves and asset quality
Diluted EPS
$0.37
▲ 23.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-30
First Commonwealth Financial Corp /Pa/ Q4 FY2023 Earnings Call
Positive tone
Credit Quality and Charge-offs
Net Interest Margin and Deposit Costs
Commercial Loan Growth
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-24
First Commonwealth Financial Corp /Pa/ Q3 FY2023 Earnings Call
Diluted EPS
$0.38
▲ 5.6% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-25
First Commonwealth Financial Corp /Pa/ Q2 FY2023 Earnings Call
Diluted EPS
$0.42
▲ 27.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-25
First Commonwealth Financial Corp /Pa/ Q1 FY2023 Earnings Call
Diluted EPS
$0.30
▲ 3.4% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-25
First Commonwealth Financial Corp /Pa/ Q4 FY2022 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-25
First Commonwealth Financial Corp /Pa/ Q3 FY2022 Earnings Call
Diluted EPS
$0.36
▲ 0% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-26
First Commonwealth Financial Corp /Pa/ Q2 FY2022 Earnings Call
Diluted EPS
$0.33
▲ 6.5% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-26
First Commonwealth Financial Corp /Pa/ Q1 FY2022 Earnings Call
Diluted EPS
$0.29
▼ 29.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-25
First Commonwealth Financial Corp /Pa/ Q4 FY2021 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-27
First Commonwealth Financial Corp /Pa/ Q3 FY2021 Earnings Call
Diluted EPS
$0.36
▲ 80% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-27
First Commonwealth Financial Corp /Pa/ Q2 FY2021 Earnings Call
Diluted EPS
$0.31
▲ 29.2% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-27
First Commonwealth Financial Corp /Pa/ Q1 FY2021 Earnings Call
Diluted EPS
$0.41
▲ 720% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-27
First Commonwealth Financial Corp /Pa/ Q4 FY2020 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-28
First Commonwealth Financial Corp /Pa/ Q3 FY2020 Earnings Call
Diluted EPS
$0.20
▼ 25.9% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-29
First Commonwealth Financial Corp /Pa/ Q2 FY2020 Earnings Call
Diluted EPS
$0.24
▼ 14.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-28
First Commonwealth Financial Corp /Pa/ Q1 FY2020 Earnings Call
Diluted EPS
$0.05
▼ 80% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-01-28
First Commonwealth Financial Corp /Pa/ Q4 FY2019 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Showing 1–27 of 27 earnings calls
Key facts
CIK
712537
CUSIP
319829107
13F (30d)
51 filings
51 filers
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