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FCF · First Commonwealth Financial Corp /Pa/

Track FCF — free
$20.56 +0.28 (+1.38%) At close · Oct 2
Market Cap
$2.11B
Shares
101.06M
Volume · Oct 2 1.47M Avg daily vol (3M) 865.68K

Price & Indicators

Drag to pan · scroll to zoom
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$20.56 Open$20.42 Day$20.36–20.61 52W close$15.29–21.95 Avg vol 30d934K Short int3.9M · 3.8% float · 4.5d Short vol58% Last earningsJul 29, 2026 DataJan 2020–Oct 2026 Filing10-Q · Aug 10

Up next

Next earnings call
Oct 28, 2026 Est · unconfirmed · in 3 wks
filed Aug 10, 2026
call held Jul 29, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$546.90M
Trailing 12 months
Net income (TTM)
$168.34M
Trailing 12 months
Revenue growth YoY
+6.5%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
12.5
Trailing earnings · reciprocal yield 8.0%
FCF yield
—
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
—
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
-2.3%
Year over year · fewer shares
Price change (1Y)
+22.7%
Trailing year
Short interest
3.8%
Latest settlement · 4.5 days to cover
View all 115 metrics

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Neutral Momentum Neutral Sentiment Bearish Fundamentals Excellent Quant / Vol Very Low
Market backdrop VIX 15.3 · calm Equity put/call 0.58
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg +8%
above
Price vs 50-day avg −3%
below
RSI (14) 43
neutral
MACD trend Negative
52-week position 79%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Neutral
1-month return −3%
trailing
6-month return +9%
trailing
YTD return +22%
this year
Relative strength −3%
vs S&P · 6-mo
Sentiment
smart money
Bearish
Trend (MA cross) No cross
50d $21 › 200d $19 — 50d above 200d
Institutional flow Distributing
2 of 266 funds reported for Sep 30 · net -19.9K sh shares
Insider flow Distributing
Net -$862.0K over 90 days · 100% sells
Short interest Rising
3.83% of float · ▲ +18.8% MoM · 4.5 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
266 holders — near 3-yr high, broad support
Squeeze score 58
elevated · 0–100
Fundamentals
Excellent
EPS growth +6%
Y/Y
Free cash flow $171.5M
Valuation P/E 12.8
in line
Buyback $18.4M
remaining
Balance sheet $75.8M
net cash
Quant / Vol
risk profile
Very Low
Volatility 21%
annualized · 1-yr
Max drawdown −12%
past year
ATR 1.9%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the Earnings Call filed Jun 30, 2026
the low 4% range
NIM 4%
for the remainder of this year
Fee income $24M – $25M
for the remainder of 2026
Non-interest expense $74M – $76M

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Neutral
1 · 5 · 1
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+8% Bullish
Price vs 50-day avg
−3% Neutral
RSI (14)
43 Neutral
MACD trend
Negative Bearish
52-week position
79% Neutral
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Bearish · 3 of 6
Trend (MA cross) No cross
50d $21 › 200d $19 — 50d above 200d
Institutional flow Distributing
2 of 266 funds reported for Sep 30 · net -19.9K sh shares
Insider flow Distributing
Net -$862.0K over 90 days · 100% sells
Short interest Rising
3.83% of float · ▲ +18.8% MoM · 4.5 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
266 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $15 Now $21 · 79% Range high $22
vs 200-day avg +8% vs 50-day avg -3%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Net charge-offs 11.44M three months ended June 30, 2026 filing —
Net interest income adjusted to fully taxable equivalent basis non-GAAP 112.83M three months ended June 30, 2026 filing —
Net interest margin (fully taxable equivalent basis) non-GAAP 4.01% the three months ended June 30, 2026 filing —
Net Yield on Interest-Earning Assets 4.01% three months ended June 30, 2026 filing —
Provision for credit losses on loans and leases 9.68M three months ended June 30, 2026 filing —
Return on average assets 1.47% the three months ended June 30, 2026 filing —
Return on average equity 11.44% the three months ended June 30, 2026 filing —
Total provision for credit losses 8.93M three months ended June 30, 2026 filing —

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
FCF
First Commonwealth Financial Corp /Pa/
this stock
$2.11B +21.9% — 12.8 3.8%
MFG
Mizuho Financial Group Inc
$133.98B +48.8% — — 0.1%
HDB
Hdfc Bank Ltd
$118.26B -38.9% -3.2% — 0.7%
CIXPF
CaixaBank/ADR
$103.83B +26.7% — — 0.1%
IBN
Icici Bank Ltd
$100.21B -7.9% — — 0.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
266
% held
79.0%
Reported
2 of 266
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
257
View
Short & Settlement
Short Interest Rising
Shares short
3.9M
Days to cover
4.5d
Change
+612.3K sh
View
Short Volume
Short vol %
58%
As of
Oct 2, 2026
Short Total
View
Fails to Deliver
FTD shares
9.2K
Value
$194.0K
As of
Aug 24, 2026
View
Off-Exchange
Off-exchange %
25.2%
Week of
Aug 24, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$862.0K
Buyers / Sellers
0 / 2
Buyers Sellers
View
Financials
Financials
Net income (FY)
$152.3M
EPS diluted
$1.47
View
Buybacks
Authorized
$25.0M
Remaining
$18.4M
Spent Remaining
View
Filings
SEC Filings
Latest
8-K
Filed
Sep 17, 2026
This year
11
View
Proposed Sales
Value
$329.3K
Shares
15.0K
Filed
Aug 5, 2026
View
Earnings & Events
Webcasts
Last webcast
Jul 29, 2026
View
Investor Relations
Latest news
First Commonwealth Announces Seco…
Published
Jul 28, 2026
View

Performance

5D 20D 120D MTD YTD
FCF -1.7% -2.8% +9.2% +1.6% +22.0%
SPY -0.2% -0.5% +12.2% +0.9% +12.9%
vs SPY -1.5% -2.4% -3.0% +0.7% +9.1%

Capital returns

Buyback program · as of Mar 31, 2026
Authorized
$25.00M
Spent (derived)
$6.60M
Remaining
$18.40M
Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 712537 CUSIP 319829107 13F (30d) 8 filings 8 filers Visit website Investor relations