Equibles does not estimate personal net worth.
Get an email with a short summary when Bread Financial Holdings, Inc. publishes a filing, an earnings call transcript or a press release.
Get BFH alertsRalph Andretta is recorded as CEO at Bread Financial Holdings, Inc. (BFH). The proxy statement of Bread Financial Holdings, Inc. reports total compensation of $11,921,231 for Ralph Andretta in fiscal 2025, including a base salary of $1,196,539. Disclosed compensation is on record for 6 fiscal years. Ralph Andretta has spoken on 24 earnings calls across 1 company, most recently for Bread Financial Holdings, Inc. on October 22, 2026. Bread Financial Holdings, Inc. is classified in the Credit Services industry within the Financial Services sector. Other leadership on record at Bread Financial Holdings, Inc. includes Charles L. Horn (CEO), Edward J. Heffernan (CEO), Ralph J. Andretta (CEO and Board Member) and 7 others.
“Wright Financial delivered another strong quarter through disciplined execution across our core priorities, including responsible growth, a focus on operational excellence, credit underwriting, and thoughtful capital allocation.”
“Before we begin, I would like to remind you that some of the comments made on today's call and some of the responses to your questions may contain forward-looking statements.”
“Today, Bread Financial reported strong fourth quarter and full year 2025 results in line with our expectations. Starting with our 2025 financial achievements on slide two, we are proud of the progress we have made executing on our focus areas during the year.”
“Today, Bread Financial reported strong third quarter 2025 results. We delivered net income of $188 million, adjusted net income and earnings per diluted share of $191 million and $4.02, excluding the $3 million post-tax impact from expenses related to repurchase debt in the quarter.”
“Today, Bread Financial reported strong first quarter 2025 earnings results, including net income of $138 million and earnings per diluted share of $2.78. Our results reflected our resilient business model, strategic credit tightening actions, and ability to deliver despite a challenging macroeconomic environment.”
Credit Services · Financial Services
CEO
Compensation components disclosed in company proxy statements. Amounts are nominal USD; total is the company-reported figure.
| Fiscal year | Company | Role | Salary | Total |
|---|---|---|---|---|
| 2025 | Bread Financial Holdings, Inc. (BFH) | CEO | $1,196,539 | $11,921,231 |
| 2024 | Bread Financial Holdings, Inc. (BFH) | CEO | $1,155,000 | $10,638,047 |
| 2023 | Bread Financial Holdings, Inc. (BFH) | CEO | $1,155,000 | $7,697,586 |
| 2022 | Bread Financial Holdings, Inc. (BFH) | CEO | $1,138,846 | $8,694,682 |
| 2021 | Bread Financial Holdings, Inc. (BFH) | CEO | $1,045,385 | $11,179,238 |
| 2020 | Bread Financial Holdings, Inc. (BFH) | CEO | $913,846 | $12,299,988 |
