Jimmy Bhullar

“You're reinsuring three-fourths of the block, but your results, and there's not a long history, but the results this quarter were not correlated between the two companies because they basically had weaker mortality than normal.”

“I had a question on individual life, but before that, I think obviously you guys have done a good job of de-risking the business, including the RGA deal, but some of the disclosure changes you've made recently, they make it harder to analyze your results, and I don't know anybody who would want individual life pumped…”

“I had a question just on competition and personal auto. Most competitors have been increasing marketing spending in recent months, many have alluded to potential price reductions as well, just given strong margins.”

“Hi, my questions were actually answered and I pressed star one, but I guess it didn't go through. Maybe I'll ask one on just your RBC ratio.”

“So first, just a question either for Dan or for Charles. On Japan sales, you obviously grew at a strong pace this quarter. But if you look at where sales are versus where they used to be pre-pandemic, they're so fairly depressed.”