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PGR · Progressive Corp/Oh/ · Earnings Call Transcripts & Audio

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$221.02 +3.40 (+1.56%)
S&P 500 member Russell 1000 member Rebalance outlook locked
Market Cap
$126.52B
Shares
581.37M

Progressive Corp Earnings Call Transcripts

Quarterly earnings calls for Progressive Corp (PGR), with available speaker-labelled transcripts, captured audio replays, call highlights, 8-K earnings releases and periodic filings. Investor days and conferences appear here too.

Pull transcripts and briefs through the earnings call transcript API or MCP →

Revenue & result across quarters

Revenue Net income YoY up YoY down artefacts
▲7.8% $12.78B $124.10M '22 Q3 22-10-13 ▲7.8% $13.47B $826.90M '22 Q4 23-01-25 ▲20.8% $14.30B $447.90M '23 Q1 23-04-13 ▲33.3% $15.35B $345.40M '23 Q2 23-07-13 ▲21.8% $15.56B $1.12B '23 Q3 23-10-13 ▲25.4% $16.89B $1.99B '23 Q4 24-01-24 ▲20.6% $17.24B $2.33B '24 Q1 24-04-12 ▲18.1% $18.13B $1.46B '24 Q2 24-07-16 ▲26.7% $19.72B $2.33B '24 Q3 24-10-15 ▲20% $20.28B $2.36B '24 Q4 25-01-29 ▲18.4% $20.41B $2.57B '25 Q1 25-04-16 ▲21.3% $22.00B $3.17B '25 Q2 25-08-05 ▲14.2% $22.51B $2.62B '25 Q3 25-11-04 ▲12.2% $22.75B $2.95B '25 Q4 26-03-03 ▲8.7% $22.19B $2.82B '26 Q1 26-05-05 LATEST ▲7.3% $23.61B $3.31B '26 Q2 26-07-15
Investor Update
Investor event
2026-08-04
Progressive Corp (PGR) August 2026 Investor Update Transcript
No reported result — non-financial event
Audio Transcript Slides
Earnings call
FY26 · Q2
2026-07-15
Progressive Corp (PGR) Q2 2026 Earnings Call
Revenue
$23.61B
▲ 7.3% YoY
Diluted EPS
$5.67
▲ 5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY26 · Q1
2026-05-05
Progressive Corp (PGR) Q1 2026 Earnings Call Transcript
Confident tone Independent agency channel Personal auto market share and profitability Commercial lines and diversification
Revenue
$22.19B
▲ 8.7% YoY
Diluted EPS
$4.80
▲ 9.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Investor Update
Investor event
2026-03-03
Progressive Corp (PGR) March 2026 Investor Update
No reported result — non-financial event
Audio Transcript Slides
Earnings call
FY25 · Q4
2026-03-03
Progressive Corp (PGR) Q4 2025 Earnings Call Transcript
Confident tone Capital Management and Operating Leverage Florida Personal Auto and Policyholder Credits Investment Portfolio and Risk Management
Revenue
$22.75B*
▲ 12.2% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY25 · Q3
2025-11-04
Progressive Corp (PGR) Q3 2025 Earnings Call Transcript
Confident tone Customer Shopping and Retention / PLE Florida Excess Profits / Policyholder Credit Severity, Frequency, and ADAS
Revenue
$22.51B
▲ 14.2% YoY
Diluted EPS
$4.45
▲ 12.1% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q2
2025-08-05
Progressive Corp (PGR) Q2 2025 Earnings Call Transcript
Confident tone Loss cost trends and frequency Pricing methodology and product models Commercial Lines performance
Revenue
$22.00B
▲ 21.3% YoY
Diluted EPS
$5.40
▲ 117.7% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Annual General Meeting
Investor event
2025-05-09
Progressive Corp (PGR) May 2025 Annual General Meeting Transcript
No reported result — non-financial event
Audio Transcript Slides
Earnings call
FY25 · Q1
2025-04-16
Progressive Corp (PGR) Q1 2025 Earnings Call Transcript
Confident tone Direct versus agency channel growth Tariff and macroeconomic uncertainty preparedness Property mix shift toward less volatile states
Revenue
$20.41B
▲ 18.4% YoY
Diluted EPS
$4.37
▲ 10.9% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q4
2025-01-29
Progressive Corp (PGR) Q4 2024 Earnings Call Transcript
Confident tone Claims technology and efficiency Strategic pillars: people, culture, and competitive pricing Home/Auto bundling and de-risking
Revenue
$20.28B*
▲ 20% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY24 · Q3
2024-10-15
Progressive Corp (PGR) Q3 2024 Earnings Call Transcript
Confident tone Personal Auto Pricing and Segmentation Competitive Positioning and Media Flexibility Policy and Premium Growth
Revenue
$19.72B
▲ 26.7% YoY
Diluted EPS
$3.97
▲ 110.1% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q2
2024-07-16
Progressive Corp (PGR) Q2 2024 Earnings Call Transcript
Positive tone Direct channel acquisition and media Cost per sale and advertising costs Competitive landscape and rational competitors
Revenue
$18.13B
▲ 18.1% YoY
Diluted EPS
$2.48
▲ 335.1% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q1
2024-04-12
Progressive Corp (PGR) Q1 2024 Earnings Call Transcript
Confident tone Personal Auto Growth and Combined Ratio Frequency Trends and Underwriting Actions Inflation and Severity Stabilization
Revenue
$17.24B
▲ 20.6% YoY
Diluted EPS
$3.94
▲ 425.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q4
2024-01-24
Progressive Corp (PGR) Q4 2023 Earnings Call Transcript
Confident tone Multi-carrier marketplace platforms Destination company and customer segments Expense ratio management
Revenue
$16.89B*
▲ 25.4% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY23 · Q3
2023-10-13
Progressive Corp (PGR) Q3 2023 Earnings Call Transcript
Revenue
$15.56B
▲ 21.8% YoY
Diluted EPS
$1.89
▲ 845% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q2
2023-07-13
Progressive Corp (PGR) Q2 2023 Earnings Call Transcript
Revenue
$15.35B
▲ 33.3% YoY
Diluted EPS
$0.57
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q1
2023-04-13
Progressive Corp (PGR) Q1 2023 Earnings Call Transcript
Revenue
$14.30B
▲ 20.8% YoY
Diluted EPS
$0.75
▲ 44.2% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q4
2023-01-25
Progressive Corp (PGR) Q4 2022 Earnings Call Transcript
Revenue
$13.47B*
▲ 7.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY22 · Q3
2022-10-13
Progressive Corp (PGR) Q3 2022 Earnings Call Transcript
Revenue
$12.78B
▲ 7.8% YoY
Diluted EPS
$0.20
▲ 5.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q2
2022-07-15
Progressive Corp (PGR) Q2 2022 Earnings Call Transcript
Revenue
$11.52B
▼ 3.2% YoY
Diluted EPS
$-0.94
▼ 170.1% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q1
2022-04-14
Progressive Corp (PGR) Q1 2022 Earnings Call Transcript
Revenue
$11.84B
▲ 3.5% YoY
Diluted EPS
$0.52
▼ 79.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q4
2022-01-26
Progressive Corp (PGR) Q4 2021 Earnings Call Transcript
Revenue
$12.49B*
▲ 9.4% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY21 · Q3
2021-10-14
Progressive Corp (PGR) Q3 2021 Earnings Call Transcript
Revenue
$11.86B
▲ 8.3% YoY
Diluted EPS
$0.19
▼ 92.7% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q2
2021-07-15
Progressive Corp (PGR) Q2 2021 Earnings Call Transcript
Revenue
$11.91B
▲ 8.5% YoY
Diluted EPS
$1.34
▼ 55.9% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q1
2021-04-15
Progressive Corp (PGR) Q1 2021 Earnings Call Transcript
Revenue
$11.45B
▲ 22.8% YoY
Diluted EPS
$2.51
▲ 114.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q4
2021-01-27
Progressive Corp (PGR) Q4 2020 Earnings Call Transcript
Revenue
$11.42B*
▲ 6.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY20 · Q3
2020-10-14
Progressive Corp (PGR) Q3 2020 Earnings Call Transcript
Revenue
$10.95B
▲ 14.9% YoY
Diluted EPS
$2.59
▲ 82.4% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q2
2020-07-15
Progressive Corp (PGR) Q2 2020 Earnings Call Transcript
Revenue
$10.97B
▲ 16.1% YoY
Diluted EPS
$3.04
▲ 83.1% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q1
2020-04-15
Progressive Corp (PGR) Q1 2020 Earnings Call Transcript
Revenue
$9.32B
▲ 0.3% YoY
Diluted EPS
$1.17
▼ 36.1% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY19 · Q4
2020-01-29
Progressive Corp (PGR) Q4 2019 Earnings Call
Revenue
$10.74B*
▲ 33.7% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Showing 1–30 of 30 earnings calls
Key facts CIK 80661 CUSIP 743315103 13F (30d) 69 filings 62 filers Visit website Investor relations