Douglas Schosser

“As Lou indicated, we are very pleased with our strong financial performance in the third quarter. Now let's continue on slide five of the earnings presentation, where I'll walk you through the highlights of Northwest's financial results for the third quarter.”

“As Lou indicated, we are very pleased with our strong financial performance in the second quarter. This is the product of all the efforts of our entire team working together to deliver these results, and I want to thank them for their tireless efforts.”

“So again, first quarter, we're continuing to, as you know, as we talked about in prior calls, work through our criticized classified asset book. So there's always going to be a little bit of downward pressure as a result of payoffs Additionally, there was some additional payoffs in CRE.”

“As Lou indicated, we were pleased with our financial performance. We delivered a strong fourth quarter, and we successfully completed all remaining merger conversion activities on time and on budget.”

“As Lou indicated, we are pleased with our financial performance. This is the product of the efforts of our entire team working tirelessly to deliver these results, while also ensuring that our merger and conversion activities win smoothly for our new customers and associates.”