Skip to main content
Equibles
NBHC logo

NBHC · National Bank Holdings Corp

Track NBHC — free

Use NBHC with AI

Ask our own analyst here, or connect this data to the AI you already use.

Ask ALVIS about NBHC

Free, nothing to set up — ALVIS runs on the same tools and cites every figure.

or use your own AI

The free Equibles MCP server lets any client query SEC filings, earnings calls, KPIs, holdings and prices directly — read-only, OAuth-secured, cited to the filing.

ChatGPT Claude Gemini
Server URL
https://mcp.equibles.com/mcp
All connection guides →
$41.77 -1.22 (-2.84%) At close · Aug 19
Market Cap
$1.92B
Shares
44.54M

Price & Indicators

Indicators
Price
Panels
Event markers
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$41.77 Open$43.14 Day$41.68–43.14 52W close$35.59–47.08 Avg vol 30d427K Short int1.6M · 3.7% float · 3.1d Short vol61% Last earningsJul 22, 2026 DataJan 2020–Aug 2026 Filing10-Q · Aug 5

Up next

Next earnings call
Oct 21, 2026 Est · unconfirmed · in 9 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
Latest filing: 10-Q
filed Aug 5, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Neutral
      SellHoldBuy
      Technical Neutral Momentum Weak Sentiment Neutral Fundamentals Strong Quant / Vol Low
      Market backdrop VIX 14.9 · calm Equity put/call 0.52
      Technical
      price trend
      Neutral
      50 / 200-day cross No cross
      Price vs 200-day avg +2%
      above
      Price vs 50-day avg −4%
      below
      RSI (14) 36
      neutral
      MACD trend Negative
      52-week position 54%
      mid-range
      Momentum
      relative strength
      Weak
      1-month return −4%
      trailing
      6-month return +2%
      trailing
      YTD return +10%
      this year
      Relative strength −10%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $44 › 200d $41 — 50d above 200d
      Institutional flow Accumulating
      +2% holders QoQ · +35 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Rising
      3.69% of float · ▲ +3.0% MoM · 3.1 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      222 holders — mid 3-yr range
      Squeeze score 57
      elevated · 0–100
      Fundamentals
      Strong
      Revenue growth +3%
      Y/Y
      EPS growth −7%
      Y/Y
      Free cash flow $157.3M
      Valuation P/E 18.2
      rich
      Buyback $72.8M
      remaining
      Balance sheet $362.5M
      net cash
      Quant / Vol
      risk profile
      Low
      Volatility 25%
      annualized · 1-yr
      Max drawdown −14%
      past year
      ATR 2.1%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Mar 31, 2026
      fourth quarter of 2026
      Earnings per share $1.00
      full year 2026
      Loan growth 10%
      Fee income $75M – $80M
      Total noninterest expense $320M – $330M
      remainder of 2026
      Net interest margin 4%
      Prior guidance period ended · from the Earnings Call filed Sep 30, 2025
      Total noninterest income · remainder of 2025 $15M – $17M
      Core noninterest expense · remainder of the year $64M – $66M

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Neutral
      1 · 4 · 1
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +2% Bullish
      Price vs 50-day avg
      −4% Neutral
      RSI (14)
      36 Neutral
      MACD trend
      Negative Bearish
      52-week position
      54% Neutral
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $44 › 200d $41 — 50d above 200d
      Institutional flow Accumulating
      +2% holders QoQ · +35 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Rising
      3.69% of float · ▲ +3.0% MoM · 3.1 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      222 holders — mid 3-yr range
      Price context
      position in its 52-week range
      Range low $36 Now $42 · 54% Range high $47
      vs 200-day avg +2% vs 50-day avg -4%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Adjusted efficiency ratio FTE (non-GAAP) non-GAAP 61.55% six months ended June 30, 2026 —
      Adjusted fully taxable equivalent efficiency ratio non-GAAP 61.8% 2Q26 —
      Adjusted fully taxable equivalent pre-provision net revenue non-GAAP $47.8M 2Q26 —
      Adjusted net income (non-GAAP) non-GAAP $67.91M six months ended June 30, 2026 —
      Adjusted non-interest expense (non-GAAP) non-GAAP $165.21M six months ended June 30, 2026 —
      Adjusted non-interest expense, excluding other intangible assets amortization (non-GAAP) non-GAAP $160.32M six months ended June 30, 2026 —
      Adjusted non-interest income (non-GAAP) non-GAAP $37.97M six months ended June 30, 2026 —
      Adjusted pre-provision net revenue FTE (non-GAAP) non-GAAP $95.27M six months ended June 30, 2026 —
      Adjusted return on average tangible common equity non-GAAP 12.71% 2Q26 —
      Average equity to average assets 13.53% June 30, 2026 —
      Common book value per share $37.48 2Q26 —
      Efficiency ratio FTE non-GAAP 72.32% Q2 FY2026 —
      Net charge-offs to average loans 0.27% Q2 FY2026 —
      Net interest margin FTE non-GAAP 3.94% Q2 FY2026 —
      Pre-provision net revenue FTE non-GAAP 36.35M Q2 FY2026 —
      Pre-provision net revenue, FTE (non-GAAP) non-GAAP $68.47M six months ended June 30, 2026 —
      Quarterly loan fundings $926.9M 2Q26 —
      Return on average tangible assets non-GAAP 0.96% 2Q26 —
      Return on average tangible common equity non-GAAP 9.7% 2Q26 —
      Tangible common equity to tangible assets non-GAAP 9.67% Q2 FY2026 —
      Tier 1 leverage ratio 10.3% 2Q26 —
      Tier 1 risk-based capital ratio 12.29% June 30, 2026 —
      Total 90 days past due and still accruing interest and non-accrual loans to total loans 0.61% June 30, 2026 —
      Total loans 9.77B June 30, 2026 —
      Total non-performing loans 30.13M June 30, 2026 —
      Total past due and non-accrual loans 59.24M June 30, 2026 —
      Total risk-based capital ratio 15.42% June 30, 2026 —
      Transaction deposits to total deposits 87.8% 2Q26 —
      Common equity tier 1 capital ratio 12.51% 1Q26 —
      Fully taxable equivalent adjusted efficiency ratio non-GAAP 61.3% 1Q26 —
      Fully taxable equivalent pre-provision net revenue non-GAAP $47.5M 1Q26 —
      Organic loan growth 12.4% 1Q26 —
      New loan originations 1.6B 2025 —
      Quarterly cash dividend per share $0.32 4Q25 —

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      NBHC
      National Bank Holdings Corp
      this stock
      		$1.92B +9.9% +2.9% 18.2 3.7%
      MFG
      Mizuho Financial Group Inc
      		 $131.93B +38.5% — — 0.1%
      HDB
      Hdfc Bank Ltd
      		 $118.97B -36.6% +15.2% — 0.5%
      IBN
      Icici Bank Ltd
      		 $105.45B -1.2% — — 0.5%
      PNC
      Pnc Financial Services Group, Inc.
      		 $101.11B +18.1% +7.2% 14.0 1.8%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      222
      % held
      90.4%
      Net QoQ
      -1.6M sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      284
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      1.6M
      Days to cover
      3.1d
      Change
      +48.3K sh
      View
      Short Volume
      Short vol %
      61%
      As of
      Aug 19, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      38
      Value
      $1.6K
      As of
      Jul 31, 2026
      View
      Off-Exchange
      Off-exchange %
      36.1%
      Week of
      Jul 13, 2026
      Off-exch Lit
      View
      Financials
      Financials
      Revenue (FY)
      $47.1M
      Net income (FY)
      $109.6M
      EPS diluted
      $2.85
      View
      Buybacks
      Authorized
      $100.0M
      Remaining
      $72.8M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      10-Q
      Filed
      Aug 5, 2026
      This year
      18
      View
      Proposed Sales
      Value
      $230.5K
      Shares
      6.2K
      Filed
      Nov 12, 2025
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 22, 2026
      View
      Investor Relations
      Latest news
      National Bank Holdings Corporatio…
      Published
      Aug 4, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      NBHC -3.0% -4.4% +1.8% -3.3% +9.9%
      SPY -0.4% +2.9% +11.6% +3.0% +12.8%
      vs SPY -2.6% -7.3% -9.8% -6.2% -2.9%

      Capital returns

      Latest dividend
      $0.32 / share · ex May 29, 2026
      Declared · upcoming
      $0.32 / share · ex Aug 28, 2026
      Raised 3.2%
      Paid (TTM)
      $1.25 / share · 4 payouts
      Dividend yield (TTM, derived)
      2.99%
      Buyback program · as of Jun 30, 2026
      Authorized
      $100.00M
      Spent (derived)
      $27.20M
      Remaining
      $72.80M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1475841 CUSIP 633707104 13F (30d) 201 filings 197 filers Visit website Investor relations

      Report a Problem

      Category
      Description
      Email (optional, for follow-up)