NBHC · National Bank Holdings Corp
$42.80
-0.45 (-1.03%)
At close · Aug 6
Market Cap
$1.91B
Shares
44.54M
National Bank Holdings Corp Earnings Call Transcripts
Every quarterly earnings call for National Bank Holdings Corp (NBHC) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
·
$9.93M
$15.84M
'22 Q3
22-10-28
·
$11.31M
$16.72M
'22 Q4
23-01-25
▲17.3%
$10.06M
$40.28M
'23 Q1
23-04-20
▲57.9%
$13.41M
$32.56M
'23 Q2
23-07-20
▲30.8%
$12.98M
$36.09M
'23 Q3
23-10-25
▼7.6%
$10.45M
$33.12M
'23 Q4
24-01-24
▲9.4%
$11.01M
$31.39M
'24 Q1
24-04-25
▼14.3%
$11.50M
$26.14M
'24 Q2
24-07-23
▼6.7%
$12.11M
$33.10M
'24 Q3
24-10-23
▲6.9%
$11.17M
$28.18M
'24 Q4
25-01-23
▼1.7%
$10.82M
$24.23M
'25 Q1
25-04-23
▼3.6%
$11.08M
$34.02M
'25 Q2
25-07-23
▼6.9%
$11.28M
$35.28M
'25 Q3
25-10-22
▲24.6%
$13.92M
$16.04M
'25 Q4
26-01-28
▲4.8%
$11.35M
$20.79M
'26 Q1
26-04-22
LATEST
▲7.8%
$11.94M
$26.49M
'26 Q2
26-07-22
Earnings call
FY26 · Q2
2026-07-22
National Bank Holdings Corp Q2 FY2026 Earnings Call
Revenue
$11.94M
▲ 7.8% YoY Diluted EPS
$0.58
▼ 34.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-22
National Bank Holdings Corp Q1 FY2026 Earnings Call
Confident tone
Vista acquisition integration
Noninterest income / fee income
Loan growth and originations
Revenue
$11.35M
▲ 4.8% YoY Diluted EPS
$0.46
▼ 27% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-28
National Bank Holdings Corp Q4 FY2025 Earnings Call
Confident tone
Vista acquisition and integration
2UniFi technology platform
Talent and recruiting
Revenue
$13.92M*
▲ 24.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-22
National Bank Holdings Corp Q3 FY2025 Earnings Call
Confident tone
Loan paydowns and CRE headwinds
2UniFi initiative
Loan production and pipeline
Revenue
$11.28M
▼ 6.9% YoY Diluted EPS
$0.92
▲ 7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-23
National Bank Holdings Corp Q2 FY2025 Earnings Call
Positive tone
Credit quality
Loan portfolio and pipeline
Expense reduction
Revenue
$11.08M
▼ 3.6% YoY Diluted EPS
$0.88
▲ 29.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-23
National Bank Holdings Corp Q1 FY2025 Earnings Call
Balanced tone
Fraud charge-off
Loan growth and pipeline
Risk-off posture and cautious clients
Revenue
$10.82M
▼ 1.7% YoY Diluted EPS
$0.63
▼ 23.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-23
National Bank Holdings Corp Q4 FY2024 Earnings Call
Confident tone
2UniFi digital platform initiative
Capital and balance sheet management
Investment securities repositioning
Revenue
$11.17M*
▲ 6.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-23
National Bank Holdings Corp Q3 FY2024 Earnings Call
Confident tone
Loan portfolio and originations
2UniFi digital platform initiative
Net interest margin and interest income
Revenue
$12.11M
▼ 6.7% YoY Diluted EPS
$0.86
▼ 8.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-23
National Bank Holdings Corp Q2 FY2024 Earnings Call
Positive tone
Non-Interest Income / Fees
Loan Growth
Credit Quality
Revenue
$11.50M
▼ 14.3% YoY Diluted EPS
$0.68
▼ 20% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-25
National Bank Holdings Corp Q1 FY2024 Earnings Call
Positive tone
2UniFi Platform Build-out
Deposit Funding and Cambr Platform
Capital Deployment, M&A and Buyback
Revenue
$11.01M
▲ 9.4% YoY Diluted EPS
$0.82
▼ 22.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-24
National Bank Holdings Corp Q4 FY2023 Earnings Call
Confident tone
2UniFi investment and expenses
Deposit and liquidity management
Record financial performance
Revenue
$10.45M*
▼ 7.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-25
National Bank Holdings Corp Q3 FY2023 Earnings Call
Revenue
$12.98M
▲ 30.8% YoY Diluted EPS
$0.94
▲ 88% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-20
National Bank Holdings Corp Q2 FY2023 Earnings Call
Revenue
$13.41M
▲ 57.9% YoY Diluted EPS
$0.85
▲ 26.9% YoY
Rev · 7q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-20
National Bank Holdings Corp Q1 FY2023 Earnings Call
Revenue
$10.06M
▲ 17.3% YoY Diluted EPS
$1.06
▲ 76.7% YoY
Rev · 6q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-25
National Bank Holdings Corp Q4 FY2022 Earnings Call
Revenue
$11.31M*
Rev · 5q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-28
National Bank Holdings Corp Q3 FY2022 Earnings Call
Revenue
$9.93M
Diluted EPS
$0.50
▼ 21.9% YoY
Rev · 5q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-20
National Bank Holdings Corp Q2 FY2022 Earnings Call
Revenue
$8.49M
Diluted EPS
$0.67
▼ 13% YoY
Rev · 4q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-19
National Bank Holdings Corp Q1 FY2022 Earnings Call
Revenue
$8.57M
Diluted EPS
$0.60
▼ 30.2% YoY
Rev · 3q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-21
National Bank Holdings Corp Q4 FY2021 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-20
National Bank Holdings Corp Q3 FY2021 Earnings Call
Diluted EPS
$0.64
▼ 28.9% YoY
Rev · 2q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-27
National Bank Holdings Corp Q2 FY2021 Earnings Call
Diluted EPS
$0.77
▲ 35.1% YoY
Rev · 2q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-23
National Bank Holdings Corp Q1 FY2021 Earnings Call
Diluted EPS
$0.86
▲ 72% YoY
Rev · 2q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-22
National Bank Holdings Corp Q4 FY2020 Earnings Call
Diluted EPS
$0.87
▲ 40.3% YoY
Rev · 2q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-21
National Bank Holdings Corp Q3 FY2020 Earnings Call
Diluted EPS
$0.90
▲ 30.4% YoY
Rev · 2q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-22
National Bank Holdings Corp Q2 FY2020 Earnings Call
Diluted EPS
$0.57
▼ 10.9% YoY
Rev · 2q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-21
National Bank Holdings Corp Q1 FY2020 Earnings Call
Revenue
$23.53M
▲ 38% YoY Diluted EPS
$0.50
▼ 16.7% YoY
Rev · 2q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-01-23
National Bank Holdings Corp Q4 FY2019 Earnings Call
Diluted EPS
$0.62
▲ 12.7% YoY
Audio
Transcript
Slides
8-K10-K
Showing 1–27 of 27 earnings calls
Key facts
CIK
1475841
CUSIP
633707104
13F (30d)
55 filings
55 filers
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