OPFI · OppFi Inc.
Price & Indicators
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AI Brief
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
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our published analysis of this company
Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders NeutralIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted EPS non-GAAP | $0.35 | Three Months Ended March 31, 2026 | — |
| Adjusted net income non-GAAP | $30,045K | Three Months Ended March 31, 2026 | — |
| Auto-approval rate | 79% | Three Months Ended March 31, 2026 | — |
| Average yield, annualized | 130.7% | Three Months Ended March 31, 2026 | — |
| Ending receivables | $444,922K | As of March 31, 2026 | — |
| Net charge-offs as % of average receivables, annualized | 55.5% | Three Months Ended March 31, 2026 | — |
| Net charge-offs as % of total revenue | 42.5% | Three Months Ended March 31, 2026 | — |
| Share repurchase program authorization | $40M | As of May 6, 2026 | — |
| Shares repurchased | 1,040,699 | Three Months Ended March 31, 2026 | — |
| Total net originations | $175,975K | Three Months Ended March 31, 2026 | — |
| Total retained net originations | $151,449K | Three Months Ended March 31, 2026 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Credit Services — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
OPFI
this stock
OppFi Inc.
|
$789.03M | -11.7% | +18.6% | 4.6 | 3.2% |
|
V
Visa Inc.
|
$633.95B | +1.0% | +12.3% | — | 1.2% |
|
MA
Mastercard Inc
|
$470.05B | -6.7% | +16.4% | 30.8 | 0.9% |
|
AXP
American Express Co
|
$237.95B | -5.5% | +13.4% | 21.8 | 1.6% |
|
COF
Capital One Financial Corp
|
$124.43B | -17.2% | +36.6% | 51.0 | 1.9% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| OPFI | +0.0% | +5.5% | -4.2% | -7.0% | -11.7% |
| SPY | -1.0% | +1.9% | +7.5% | +0.1% | +9.6% |
| vs SPY | +1.0% | +3.6% | -11.6% | -7.0% | -21.3% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.