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UPBD · Upbound Group, Inc.

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$19.50 +0.33 (+1.72%) At close · Aug 19
Market Cap
$1.12B
Shares
58.30M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$19.50 Open$19.36 Day$19.20–19.71 52W close$16.10–27.35 Avg vol 30d1.0M Short int6.7M · 11.5% float · 5.6d Short vol44% Last earningsJul 30, 2026 DataJan 2020–Aug 2026 Filing10-Q · Jul 31

Up next

Next earnings call
Oct 29, 2026 Est · unconfirmed · in 10 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Jul 31, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Neutral
      SellHoldBuy
      Technical Neutral Momentum Weak Sentiment Bullish Fundamentals Excellent Quant / Vol Very High
      Market backdrop VIX 14.9 · calm Equity put/call 0.52
      Technical
      price trend
      Neutral
      50 / 200-day cross No cross
      Price vs 200-day avg +2%
      above
      Price vs 50-day avg −3%
      below
      RSI (14) 46
      neutral
      MACD trend Negative
      52-week position 30%
      mid-range
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Weak
      1-month return −9%
      trailing
      6-month return −11%
      trailing
      YTD return +11%
      this year
      Relative strength −23%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bullish
      Trend (MA cross) No cross
      50d $20 › 200d $19 — 50d above 200d
      Institutional flow Accumulating
      +7% holders QoQ · +41 funds added
      Insider flow Accumulating
      Net +$46.1K over 90 days · 0% sells
      Short interest Rising
      11.51% of float · ▲ +5.8% MoM · 5.6 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      258 holders — near 3-yr high, broad support
      Squeeze score 63
      elevated · 0–100
      Fundamentals
      Excellent
      Revenue growth +9%
      Y/Y
      Gross margin 48%
      expanding
      EPS growth −43%
      Y/Y
      Free cash flow $238.7M
      Valuation P/E 12.4
      below peers
      Buyback $235.0M
      remaining
      Balance sheet $71.3M
      net debt
      Quant / Vol
      risk profile
      Very High
      Volatility 45%
      annualized · 1-yr
      Max drawdown −41%
      past year
      ATR 3.7%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the 8-K filed Apr 30, 2026
      Consolidated revenue · fiscal year 2026 $4.7B – $4.95B
      Adjusted EBITDA · fiscal year 2026 Non-GAAP $500M – $535M
      Non-GAAP diluted EPS · fiscal year 2026 Non-GAAP $4.00 – $4.35
      Prior guidance period ended · from the 8-K filed Apr 30, 2026
      Consolidated revenue · second quarter of 2026 $1.1B – $1.2B
      Adjusted EBITDA · second quarter of 2026 $120M – $130M
      Non-GAAP diluted EPS · second quarter of 2026 $1.00 – $1.10
      Guided vs delivered · last 1 settled
      Revenue full year 2023
      guided $3.95B – $4B
      $3.99B In line

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Neutral
      1 · 5 · 1
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +2% Bullish
      Price vs 50-day avg
      −3% Neutral
      RSI (14)
      46 Neutral
      MACD trend
      Negative Bearish
      52-week position
      30% Neutral
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bullish · 3 of 6
      Trend (MA cross) No cross
      50d $20 › 200d $19 — 50d above 200d
      Institutional flow Accumulating
      +7% holders QoQ · +41 funds added
      Insider flow Accumulating
      Net +$46.1K over 90 days · 0% sells
      Short interest Rising
      11.51% of float · ▲ +5.8% MoM · 5.6 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      258 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      Range low $16 Now $20 · 30% Range high $27
      vs 200-day avg +2% vs 50-day avg -3%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Adjusted EBITDA margin non-GAAP 10.9% Q2 2026
      ARPU $14.3 Q2 2026
      Company-owned same store sales 1.6% Q2 2026
      EBITDA margin non-GAAP 16.2% Q2 2026
      Free cash flow non-GAAP $84M Q2 2026
      Last twelve months Adjusted EBITDA non-GAAP $518.8M Q1 2026
      LCO Rate 8.8% Q2 2026
      Lease charge-offs for company-owned Rent-A-Center stores 5% Q2 2026
      Liquidity $487M Q2 2026
      Net Advance Loss Rate 3.6% Q2 2026
      Non-GAAP Diluted Earnings Per Share non-GAAP $1.08 Three Months Ended March 31, 2026
      Non-GAAP Operating Profit non-GAAP 115.86M Three Months Ended March 31, 2026

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Software - Application — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      UPBD
      Upbound Group, Inc.
      this stock
      $1.12B +11.0% +8.7% 12.4 11.5%
      SAP
      Sap SE
      $245.04B -11.2% 0.7%
      SHOP
      Shopify Inc.
      $189.32B -8.9% +30.1% 98.8 1.6%
      CRM
      Salesforce, Inc.
      $160.64B -22.2% +25.9% 22.7 3.6%
      UBER
      Uber Technologies, Inc
      $152.50B -4.5% +18.3% 2.3%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      258
      % held
      99.7%
      Net QoQ
      +1.9M sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      317
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      6.7M
      Days to cover
      5.6d
      Change
      +367.9K sh
      View
      Short Volume
      Short vol %
      44%
      As of
      Aug 19, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      321
      Value
      $7.0K
      As of
      Jul 16, 2026
      View
      Off-Exchange
      Off-exchange %
      34.1%
      Week of
      Jul 13, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net buying
      Net (90d)
      +$46.1K
      Buyers / Sellers
      1 / 0
      Buyers Sellers
      View
      Financials
      Financials
      Revenue (FY)
      $4.7B
      Net income (FY)
      $73.2M
      EPS diluted
      $1.25
      View
      Buybacks
      Authorized
      $500.0M
      Remaining
      $235.0M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      10-Q
      Filed
      Jul 31, 2026
      This year
      10
      View
      Proposed Sales
      Value
      $151.4K
      Shares
      6.0K
      Filed
      Sep 11, 2025
      View
      Exempt Offerings
      Offering
      $376.7M
      Filed
      Feb 17, 2021
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 30, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      UPBD +2.4% -9.0% -11.5% +0.6% +11.1%
      SPY -0.4% +2.9% +11.6% +3.0% +12.8%
      vs SPY +2.9% -11.9% -23.1% -2.4% -1.7%

      Capital returns

      Latest dividend
      $0.39 / share · ex Jun 16, 2026
      Raised 5.4%
      Paid (TTM)
      $1.56 / share · 4 payouts
      Dividend yield (TTM, derived)
      8.00%
      Buyback program · as of Jun 30, 2026
      Authorized
      $500.00M
      Spent (derived)
      $265.00M
      Remaining
      $235.00M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 933036 CUSIP 76009N100 13F (30d) 229 filings 228 filers Visit website Investor relations