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UPBD · Upbound Group, Inc.

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$25.09 +1.21 (+5.07%) At close · Nov 13
S&P 600 member Russell 2000 member Rebalance outlook locked
Market Cap
$1.46B
Shares
58.30M
Volume · Nov 13 1.76M Avg daily vol (3M) 1.12M

Price & Indicators

Drag to pan · scroll to zoom
Indicators
Price
Panels
Event markers
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$25.09 Open$23.83 Day$23.60–25.12 52W close$15.36–25.27 Avg vol 30d1.4M Short int8.3M · 14.3% of shares · 6.2d Short vol64% Last earningsOct 29, 2026 DataJan 2020–Nov 2026 Filing10-Q · Oct 30

Up next

Next earnings call
Feb 18, 2027 Est · unconfirmed · in 14 wks
Q3 2026 earnings call transcript
call held Oct 29, 2026
Play latest call

Latest documents

2026
Oct 30
Quarterly report 10-Q FY2026 Q3, ended Sep 30
Brigit growth lifts profit despite third-quarter revenue decline

Upbound Group reported third-quarter revenue of $1,146.2 million, down 1.6%, while operating profit rose 34.9% to $71.2 million as Brigit growth offset Acima and Rent-A-Center declines. A $0.39-per-share quarterly dividend was paid October 27, 2026.

Revenue $1.15B ▼ 1.6% Net income $34.27M ▲ 159.2% Diluted EPS $0.58 ▲ 163.6%
Read from the MD&A section
7 source passages
Unless expressly indicated or the context requires otherwise, the terms “Upbound Group, Inc.,” “Company,” “we,” “us,” and “our” in this document refer to Upbound Group, Inc. and, where appropriate, its subsidiaries. Total revenues decreased by $18.5 million, or 1.6%, to $1,146.2 million for the three months ended September 30, 2026, from $1,164.7 million for the three months ended September 30, 2025. Operating profit increased by $18.4 million, or 34.9%, to $71.2 million for the three months ended September 30, 2026, as compared to $52.8 million for the three months ended September 30, 2025. Acima segment revenues decreased approximately $44.6 million for the nine months ended September 30, 2026. Revenues in our Rent-A-Center segment decreased approximately $10.3 million for the nine months ended September 30, 2026. The Brigit segment revenues and gross profit increased by $76.2 million and $70.1 million, respectively, for the nine months ended September 30, 2026. On September 24, 2026, we announced that our board of directors approved a quarterly cash dividend of $0.39 per share. The dividend was paid on October 27, 2026 to our common stockholders of record as of the close of business on October 6, 2026. Open the document at this passage
Oct 29
Earnings call
Q3 2026 earnings call

Upbound Group reported third-quarter revenue of $1.15 billion, adjusted EBITDA of $123 million, and non-GAAP diluted EPS of $1.01. Full-year guidance calls for revenue of $4.68 to $4.78 billion, adjusted EBITDA of $510 to $525 million, and non-GAAP diluted EPS of $4.15 to $4.30.

Oct 29
Current report 8-K
Financial results, Regulation FD disclosure

Upbound reported third-quarter revenue of $1,146.2 million, GAAP net earnings of $34.3 million and Adjusted EBITDA of $123.4 million. It narrowed full-year 2026 revenue guidance to $4.68-$4.78 billion and Adjusted EBITDA guidance to $510-$525 million, and plans up to $50 million share repurchases.

Read from the first part of this long document
Sep 22
Current report 8-K
Director or officer change, or executive pay, Regulation FD disclosure

Upbound Group appointed Scott Young Executive Vice President - Chief Operating Officer effective September 22, 2026, with $610,000 base salary, target 60% annual cash bonus, $3,111,000 sign-on equity award, and Dev Chakraborty as Senior Vice President and Head of Brigit.

Jul 31
Quarterly report 10-Q FY2026 Q2, ended Jun 30
Quarterly report for FY2026 Q2 AI summary on its way
Revenue $1.16B ▲ 0.5% Net income $21.58M ▲ 39.4% Diluted EPS $0.37 ▲ 42.3%
All documents

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$4.73B
Trailing 12 months
Net income (TTM)
$111.39M
Trailing 12 months
Revenue growth YoY
-1.6%
Year over year
Operating margin
5.5%
Trailing 12 months
P / E (TTM)
13.1
Trailing earnings · reciprocal yield 7.6%
FCF yield
29.6%
TTM · current market cap
Return on invested capital
12.0%
Trailing 12 months
Net cash
−$786.15M
Latest balance sheet
Dividend yield
6.2%
Trailing 12 months
Shares change YoY
-0.2%
Year over year · fewer shares
Price change (1Y)
+47.3%
Trailing year
Short interest
14.3%
Latest settlement · 6.2 days to cover
View all 125 metrics

Quarterly results

Revenue Net income Net loss
▲6% $1.08B $30.98M '24 Q4* ▲7.3% $1.18B $24.79M '25 Q1 ▲7.5% $1.16B $15.48M '25 Q2 ▲9% $1.16B $13.22M '25 Q3 ▲10.9% $1.20B $19.74M '25 Q4* ▲3.7% $1.22B $35.79M '26 Q1 ▲0.5% $1.16B $21.58M '26 Q2 LATEST ▼1.6% $1.15B $34.27M '26 Q3

* Q4 derived as the full year minus Q1 to Q3.

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Buy Momentum Very Strong Sentiment Very Bullish Fundamentals Strong Quant / Vol Very High
Market backdrop VIX 19.3 · elevated Equity put/call 0.63
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +31%
above
Price vs 50-day avg +37%
above
RSI (14) 73
overbought
MACD trend Positive
52-week position 98%
near high
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Very Strong
1-month return +53%
trailing
6-month return +39%
trailing
YTD return +43%
this year
Relative strength +38%
vs S&P · 6-mo
Sentiment
smart money
Very Bullish
Trend (MA cross) No cross
50d $18 › 200d $19 — 200d above 50d
Institutional flow Accumulating
233 of 261 funds reported for Sep 30 · net +2.9M sh shares · +33 new
Insider flow Accumulating
Net +$1.7M over 90 days · 11% sells
Short interest Falling
14.32% of shares out · ▼ -9.1% MoM · 6.2 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
261 holders — near 3-yr high, broad support
Squeeze score 69
elevated · 0–100
Fundamentals
Strong
Revenue growth +9%
Y/Y
Gross margin 48%
expanding
EPS growth −43%
Y/Y
Free cash flow $238.7M
Valuation P/E 13.1
below peers
Buyback $235.0M
remaining
Balance sheet $1.0B
net debt
Quant / Vol
risk profile
Very High
Volatility 47%
annualized · 1-yr
Max drawdown −33%
past year
ATR 4.3%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Beat or met 3 of last 4
Latest guidance · from the 8-K filed Oct 29, 2026
Repurchase up to $50M
full-year
Free cash flow Non-GAAP at least $250M
under our existing share repurchase program
Repurchase of our common stock up to $50M
Full Year 2026
Non-GAAP Diluted Earnings Per Share Non-GAAP Lowered $1.15 – $1.25
Jul 30, 2026 $4.00 – $4.35 changed to Oct 29, 2026 $1.15 – $1.25
Full-year 2026
Consolidated revenue Lowered $4.68B – $4.78B
Jul 30, 2026 $4.7B – $4.85B changed to Oct 29, 2026 $4.68B – $4.78B
prior FY $4.7B midpoint +0.7% Y/Y
Adjusted EBITDA Non-GAAP Maintained $510M – $525M
Jul 30, 2026 $500M – $535M changed to Oct 29, 2026 $510M – $525M
fourth quarter of 2026
Adjusted EBITDA Non-GAAP $125M – $135M
Consolidated revenue $1.15B – $1.25B
prior qtr $1.15B midpoint +4.7% QoQ
Previous outlook earlier release · from the Earnings Call filed Jul 30, 2026

Still-open targets the latest release did not restate under the same label.

Full-year cash flow · full year 2026 $250M
Pre-cash flow · full-year 2026 $250M
Bridget annualized revenue · full-year 2026 $265M – $285M
Bridget adjusted EBITDA · full-year 2026 $50M – $60M
Prior guidance period ended · from the Earnings Call filed Jul 30, 2026
Consolidated revenue · third quarter 2026 $1.05B – $1.15B
Adjusted EBITDA · third quarter 2026 $105M – $115M
Non-GAAP diluted earnings per share · third quarter 2026 $0.85 – $0.95
Guided vs delivered · last 4 settled
Consolidated revenue third quarter 2026
guided $1.05B – $1.15B
$1.15B In line
Revenue 2023
guided at least $6B
$3.99B Miss −33.5%
Consolidated revenues full year of 2021
guided $4.55B – $4.64B
$4.58B In line
Revenues full year 2020
guided $2.8B – $2.83B
$2.81B In line

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Buy
1 · 2 · 4
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+31% Bullish
Price vs 50-day avg
+37% Bullish
RSI (14)
73 Bearish
MACD trend
Positive Bullish
52-week position
98% Bullish
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Bullish · 4 of 6
Trend (MA cross) No cross
50d $18 › 200d $19 — 200d above 50d
Institutional flow Accumulating
233 of 261 funds reported for Sep 30 · net +2.9M sh shares · +33 new
Insider flow Accumulating
Net +$1.7M over 90 days · 11% sells
Short interest Falling
14.32% of shares out · ▼ -9.1% MoM · 6.2 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
261 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $15 Now $25 · 98% Range high $25
vs 200-day avg +31% vs 50-day avg +37%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Gross merchandise volume 466.2M the three months ended June 30, 2026 filing —
Merchandise losses in company-owned Rent-A-Center lease-to-own stores due to LCOs (as a percenta 5% Three Months Ended June 30, 2026 filing —
Net advance losses (as a percentage of total cash advances originated) - Brigit segment 3.6% Three Months Ended June 30, 2026 filing —
Other merchandise losses in company-owned Rent-A-Center lease-to-own stores (as a percentage of 1.1% Three Months Ended June 30, 2026 filing —
Acima Adjusted EBITDA non-GAAP $98M Q2 2026 —
Acima lease charge-off rate 8.8% Q2 2026 —
Free cash flow $84M Q2 2026 —
Liquidity $487M Q2 2026 —
Non-GAAP diluted earnings per share non-GAAP $1.08 Three Months Ended March 31, 2026 —
Rent-A-Center Adjusted EBITDA non-GAAP $63.2M Q2 2026 —
Rent-A-Center LCO Rate 5% Q2 2026 —
Rent-A-Center same store sales 1.6% Q2 2026 —

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Software - Application — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
UPBD
Upbound Group, Inc.
this stock
$1.46B +42.9% +8.7% 13.1 14.3%
SAP
Sap SE
 $271.12B -3.3% — — 0.2%
QH
QUHUO Ltd
 $268.05B +181.9% +59.7% — 0.0%
SHOP
Shopify Inc.
 $189.23B -8.6% +30.1% 89.2 1.5%
CRM
Salesforce, Inc.
 $179.28B -17.8% +25.9% 19.9 3.2%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
271
% held
105.2%
Reported
233 of 261
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
313
View
Short & Settlement
Short Interest Falling
Shares short
8.3M
Days to cover
6.2d
Change
-836.2K sh
View
Short Volume
Short vol %
64%
As of
Nov 13, 2026
Short Total
View
Fails to Deliver
FTD shares
18
Value
$282
As of
Oct 9, 2026
View
Off-Exchange
Off-exchange %
37.2%
Week of
Oct 5, 2026
Off-exch Lit
View
Smart Money
Insider Trades Cluster buy
Net (90d)
+$1.7M
Buyers / Sellers
8 / 1
Buyers Sellers
View
Financials
Financials
Revenue (FY)
$4.7B
Net income (FY)
$73.2M
EPS diluted
$1.25
View
Buybacks
Authorized
$500.0M
Remaining
$235.0M
Spent Remaining
View
Filings
SEC Filings
Latest
10-Q
Filed
Oct 30, 2026
This year
16

Upbound Group reported third-quarter revenue of $1,146.2 million, down 1.6%, while operating profit rose 34.9% to $71.2 million as Brigit growth offset Acima and Rent-A-Center declines. A $0.39-per-share quarterly dividend was paid October 27, 2026.

View
Proposed Sales
Value
$188.6K
Shares
10.0K
Filed
Aug 21, 2026
View
Exempt Offerings
Offering
$376.7M
Filed
Feb 17, 2021
View
Earnings & Events
Webcasts
Last webcast
Oct 29, 2026
View
Investor Relations
Latest news
Upbound Group, Inc. Reports Third…
Published
Oct 29, 2026
View

Performance

5D 20D 120D MTD YTD
UPBD +3.5% +53.3% +38.5% +21.2% +42.9%
SPY +2.6% -1.2% +0.5% -0.2% +10.6%
vs SPY +0.9% +54.4% +38.0% +21.4% +32.3%

Capital returns

Latest dividend
$0.39 / share · ex Oct 6, 2026
Raised 5.4%
Paid (TTM)
$1.56 / share · 4 payouts
Dividend yield (TTM, derived)
6.22%
Full dividend history
Buyback program · as of Sep 30, 2026
Authorized
$500.00M
Spent (derived)
$265.00M
Remaining
$235.00M
Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 933036 CUSIP 76009N100 13F (30d) 207 filings 192 filers Visit website Investor relations