UPBD
Upbound Group, Inc.
$19.85
-0.66 (-3.22%)
At close · Jul 8
Market Cap
$1.18B
Shares
58,293,726
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Revenue
$4.7B
+8.7%
FY2025
Net Income
$73.24M
-40.7%
FY2025
Gross Margin
48.39%
+0.2pp
FY2025
Operating Margin
4.76%
-2pp
FY2025
Diluted EPS
$1.25
-43.4%
FY2025
Operating Cash Flow
$305.57M
+191.8%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | FY2026 (G) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 | FY2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $4.7B – $4.95B | $4.74B | $4.7B | $4.32B | $3.99B | $4.25B | $4.58B | $2.81B | $2.67B | $2.66B | $2.7B | $2.96B | $3.28B | $3.16B | $3.09B | $3.08B | $2.88B | $2.73B | $2.75B | $2.88B | |
| — | $2.43B | $2.42B | $2.24B | $1.97B | $2.17B | $2.35B | $1.14B | $1.03B | $972.3M | $984M | $1.03B | $1.16B | $973.43M | $940.53M | $938.21M | $829.67M | $735.96M | $763.96M | — | |
| — | $2.31B | $2.27B | $2.08B | $2.02B | $2.08B | $2.24B | $1.67B | $1.64B | $1.69B | $1.72B | $1.94B | $2.12B | $2.18B | $2.15B | $2.14B | $2.05B | $2B | $1.99B | — | |
| — | — | 48.39% | 48.15% | 50.65% | 48.98% | 48.76% | 59.42% | 61.58% | 63.45% | 63.59% | 65.3% | 64.61% | 69.17% | 69.6% | 69.5% | 71.21% | 73.06% | 72.24% | — | |
| — | $225.27M | $231.96M | $212.45M | $201.71M | $186.47M | $194.89M | $153.11M | $142.63M | $163.45M | $171.09M | $168.91M | $166.1M | $162.32M | $147.62M | $140.04M | $140.61M | $129.51M | $137.63M | $125.63M | |
| — | — | $59.05M | $46.38M | $58.02M | $65.89M | $102.74M | $1.07M | $723K | $671K | $4.91M | $2.18M | $3.33M | $2.96M | $2.49M | $4.67M | $4.29M | $701K | $1.29M | $12.59M | |
| — | — | $51.96M | $50.89M | $51.32M | $53.08M | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| — | — | — | — | $0 | $5.58M | $28.66M | $8.98M | $7.65M | $34.72M | $3.78M | $8.02M | $4.57M | $4.17M | $0 | $0 | $13.94M | $0 | $0 | $4.5M | |
| — | $2.07B | $2.05B | $1.79B | $1.86B | $1.93B | $1.95B | $1.43B | $1.39B | $1.63B | $1.78B | $2B | $3.13B | $1.99B | $1.91B | $1.82B | $1.76B | $1.69B | $1.69B | $2.61B | |
| — | $238.17M | $223.35M | $291.63M | $162.87M | $148.54M | $280.54M | $237.34M | $253.86M | $56.14M | -$63.06M | -$66.6M | -$1.01B | $193.46M | $247.01M | $313.03M | $291.33M | $303.77M | $296.32M | $274.39M | |
| — | — | 4.76% | 6.75% | 4.08% | 3.5% | 6.12% | 8.43% | 9.51% | 2.11% | -2.33% | -2.25% | -30.74% | 6.13% | 7.98% | 10.18% | 10.11% | 11.12% | 10.77% | 9.51% | |
| — | — | $275.31M | $342.52M | $214.19M | $201.62M | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| — | $112.06M | $112.98M | $110.59M | $113.42M | $87.71M | $70.87M | $15.33M | $31.03M | $42.97M | $46M | $47.18M | $49.33M | $47.84M | $39.63M | $32.07M | $37.23M | $26.77M | $26.79M | $66.24M | |
| — | — | $2.62M | $3.1M | $3.42M | $641K | $221K | $768K | $3.12M | $1.15M | $791K | $503K | $634K | $947K | $815K | $842K | $627K | $854K | $837K | $8.86M | |
| — | $123.85M | $108.09M | $177.54M | $52.87M | $61.47M | $194.3M | $222.78M | $223.78M | $13.84M | -$110.2M | -$113.27M | -$1.06B | $142.35M | $208.2M | $281.81M | $254.72M | $274.76M | $270.37M | $221.34M | |
| — | $39.61M | $34.85M | $54.06M | $58.05M | $49.11M | $59.36M | $14.66M | $50.24M | $5.35M | -$116.85M | -$8.08M | -$103.06M | $45.93M | $16.7M | $101.79M | $91.26M | $103.12M | $102.52M | $81.72M | |
| — | $84.24M | $73.24M | $123.48M | -$5.18M | $12.36M | $134.94M | $208.12M | $173.55M | $8.49M | $6.65M | -$105.2M | -$953.52M | $96.42M | $128.76M | $180.02M | $163.46M | $171.64M | $167.86M | $139.62M | |
| — | — | 1.56% | 2.86% | -0.13% | 0.29% | 2.94% | 7.4% | 6.5% | 0.32% | 0.25% | -3.55% | -29.08% | 3.05% | 4.16% | 5.85% | 5.67% | 6.28% | 6.1% | 4.84% | |
| — | $88.3M | $77.48M | $116.63M | $1.08M | $14.1M | $133.97M | $207.39M | $174.14M | $8.22M | $11.89M | -$110.38M | -$959.92M | $91.77M | $126.74M | $182.79M | $159.47M | $172.59M | — | — | |
| USD/shares | — | — | $1.30 | $2.26 | -$0.09 | $0.23 | $2.37 | $3.84 | $3.19 | $0.16 | $0.12 | -$1.98 | -$17.97 | $1.82 | $2.35 | $3.06 | $2.67 | $2.64 | $2.54 | $2.10 |
| USD/shares | $4.00 – $4.35* | — | $1.25 | $2.21 | -$0.09 | $0.21 | $2.02 | $3.73 | $3.10 | $0.16 | $0.12 | -$1.98 | -$17.97 | $1.81 | $2.33 | $3.03 | $2.64 | $2.60 | $2.52 | $2.08 |
| shares | — | — | 56.48M | 54.65M | 54.98M | 53.85M | 57.05M | 54.19M | 54.33M | 53.47M | 53.28M | 53.12M | 53.05M | 52.85M | 54.8M | 58.91M | 61.19M | 65.1M | 65.99M | — |
| shares | — | — | 58.61M | 55.93M | 54.98M | 58.97M | 66.84M | 55.75M | 55.96M | 54.54M | 53.84M | 53.12M | 53.05M | 53.13M | 55.16M | 59.41M | 61.89M | 65.9M | 66.57M | — |
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative. (G): the company's own guidance — a (G) column is a guided period not yet reported; a G marker shows how the reported figure landed against the guided range. Non-GAAP-basis guidance (*) is shown as stated and never judged against GAAP actuals.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2008–FY2025: $1.09B in buybacks, $738.15M in dividends.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against the industry, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
—
EV/EBIT
—
P/E (TTM)
14.11×
Software - Application median 25.24×
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Segment (USD)
| Component | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
|---|---|---|---|---|---|---|---|---|
| Acima | $2,512,484,000 | $2,261,446,000 | $1,931,325,000 | $2,110,320,000 | $2,328,089,000 | — | — | — |
| Rent A Center | $1,897,161,000 | $1,980,392,000 | $1,986,463,000 | $1,949,864,000 | — | — | — | — |
| Brigit | $206,024,000 | — | — | — | — | — | — | — |
| Mexico | $79,392,000 | $78,726,000 | $74,625,000 | $64,880,000 | $61,403,000 | — | — | — |
| Acima Holdings | — | — | — | — | — | $810,151,000 | $749,260,000 | — |
| Acima | — | — | — | — | — | $810,151,000 | $749,260,000 | — |
| Franchising | — | — | — | — | — | $100,816,000 | $66,146,000 | $32,578,000 |
| Mexico | — | — | — | — | — | $50,583,000 | $53,960,000 | $49,613,000 |
| Preferred Lease | — | — | — | — | — | $810,151,000 | $749,260,000 | $722,562,000 |
| Rent A Center Business | — | — | — | — | — | $1,852,641,000 | $1,800,486,000 | $1,855,712,000 |
| Franchising | — | — | — | $120,328,000 | $156,110,000 | — | — | — |
| Rent-A-Center Business | — | — | — | — | $2,037,849,000 | — | — | — |
By Geography (USD)
| Component | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
|---|---|---|---|---|---|---|---|---|
| United States | $4,615,669,000 | $4,241,838,000 | $3,917,788,000 | $4,180,512,000 | $4,522,048,000 | $2,763,608,000 | $2,615,892,000 | $2,610,432,000 |
| Mexico | $79,392,000 | $78,726,000 | $74,625,000 | $64,880,000 | $61,403,000 | $50,583,000 | $53,960,000 | $49,612,000 |
| Canada | — | — | — | — | — | — | — | $421,000 |
Segment Operating Income
Annual operating income by business segment, as tagged in the company's own XBRL filings. Segments need not sum to the consolidated figure — corporate costs and eliminations are typically unallocated.
By Segment (USD)
| Component | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
|---|---|---|---|---|---|---|---|---|
| Acima | $294,971,000 | $255,549,000 | $235,480,000 | $151,301,000 | $176,496,000 | — | — | — |
| Rent A Center | $249,521,000 | $297,160,000 | $290,605,000 | $334,525,000 | — | — | — | — |
| Brigit | $30,656,000 | — | — | — | — | — | — | — |
| Mexico | $5,450,000 | $4,806,000 | $4,846,000 | $6,267,000 | $7,858,000 | — | — | — |
| Acima Holdings | — | — | — | $151,301,000 | $176,496,000 | $57,847,000 | $83,066,000 | — |
| Franchising | — | — | — | $19,124,000 | $20,321,000 | $12,570,000 | $7,205,000 | $4,385,000 |
| Mexico | — | — | — | $6,267,000 | $7,858,000 | $5,798,000 | $5,357,000 | $2,605,000 |
| Preferred Lease | — | — | — | — | — | $57,847,000 | $83,066,000 | $93,951,000 |
| Rent A Center Business | — | — | — | $334,525,000 | $448,905,000 | $333,379,000 | $235,964,000 | $147,787,000 |
| Franchising | — | $16,737,000 | $17,087,000 | $19,124,000 | $20,321,000 | — | — | — |
| Rent-A-Center Business | — | — | $273,518,000 | $334,525,000 | $448,905,000 | — | — | — |
Operating Margin by Segment (%)
| Component | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
|---|---|---|---|---|---|---|---|---|
| Acima | 11.7% | 11.3% | 12.2% | 7.2% | 7.6% | — | — | — |
| Rent A Center | 13.2% | 15% | 14.6% | 17.2% | — | — | — | — |
| Brigit | 14.9% | — | — | — | — | — | — | — |
| Mexico | 6.9% | 6.1% | 6.5% | 9.7% | 12.8% | — | — | — |
| Acima Holdings | — | — | — | — | — | 7.1% | 11.1% | — |
| Franchising | — | — | — | — | — | 12.5% | 10.9% | 13.5% |
| Mexico | — | — | — | — | — | 11.5% | 9.9% | 5.3% |
| Preferred Lease | — | — | — | — | — | 7.1% | 11.1% | 13% |
| Rent A Center Business | — | — | — | — | — | 18% | 13.1% | 8% |
| Franchising | — | — | — | 15.9% | 13% | — | — | — |
| Rent-A-Center Business | — | — | — | — | 22% | — | — | — |
Key facts
CIK
933036
CUSIP
76009N100
13F (30d)
11 filings
10 filers
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