UPBD · Upbound Group, Inc.
$19.62
-0.06 (-0.28%)
At close · Aug 14
Market Cap
$1.11B
Shares
58.30M
Upbound Group, Inc. Earnings Call Transcripts
Every quarterly earnings call for Upbound Group, Inc. (UPBD) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▼13.3%
$1.02B
−$5.78M
'22 Q3
22-11-02
▼15.4%
$990.46M
$2.65M
'22 Q4
23-02-23
▼12.4%
$1.02B
$47.33M
'23 Q1
23-05-04
▼8.6%
$979.16M
−$45.62M
'23 Q2
23-08-03
▼4.4%
$979.10M
$4.36M
'23 Q3
23-11-02
▲2.8%
$1.02B
−$11.25M
'23 Q4
24-02-22
▲7.9%
$1.10B
$27.69M
'24 Q1
24-05-02
▲9.9%
$1.08B
$33.95M
'24 Q2
24-08-01
▲9.2%
$1.07B
$30.86M
'24 Q3
24-10-31
▲6%
$1.08B
$30.98M
'24 Q4
25-02-20
▲7.3%
$1.18B
$24.79M
'25 Q1
25-05-01
▲7.5%
$1.16B
$15.48M
'25 Q2
25-07-31
▲9%
$1.16B
$13.22M
'25 Q3
25-10-30
▲10.9%
$1.20B
$19.74M
'25 Q4
26-02-19
▲3.7%
$1.22B
$35.79M
'26 Q1
26-04-30
LATEST
▲0.5%
$1.16B
$21.58M
'26 Q2
26-07-30
Earnings call
FY26 · Q2
2026-07-30
Upbound Group, Inc. Q2 FY2026 Earnings Call
Positive tone
Underwriting and credit tightening
Bridget segment growth
GMV outlook and macro headwinds
Revenue
$1.16B
▲ 0.5% YoY Diluted EPS
$0.37
▲ 42.3% YoY Gross margin
51.1%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-30
Upbound Group, Inc. Q1 FY2026 Earnings Call
Positive tone
Connected platform / AI and analytics initiatives
Bridget segment growth
GMB pressure and macro headwinds
Revenue
$1.22B
▲ 3.7% YoY Diluted EPS
$0.61
▲ 45.2% YoY Gross margin
48.1%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-02-19
Upbound Group, Inc. Q4 FY2025 Earnings Call
Positive tone
Bridget acquisition and growth
Acima lease-to-own segment performance
Digital transformation and direct-to-consumer
Revenue
$1.20B*
▲ 10.9% YoY Gross margin
49.0%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-30
Upbound Group, Inc. Q3 FY2025 Earnings Call
Positive tone
Brigit momentum
Segment results overview
Acima growth outlook
Revenue
$1.16B
▲ 9% YoY Diluted EPS
$0.22
▼ 60% YoY Gross margin
48.3%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-31
Upbound Group, Inc. Q2 FY2025 Earnings Call
Positive tone
Acima growth and performance
Brigit segment momentum and investment
Consolidated financial results
Revenue
$1.16B
▲ 7.5% YoY Diluted EPS
$0.26
▼ 57.4% YoY Gross margin
49.4%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-05-01
Upbound Group, Inc. Q1 FY2025 Earnings Call
Confident tone
Rent-A-Center underwriting and product changes
Acima growth and momentum
Brigit integration and cross-sell
Revenue
$1.18B
▲ 7.3% YoY Diluted EPS
$0.42
▼ 16% YoY Gross margin
46.8%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-02-20
Upbound Group, Inc. Q4 FY2024 Earnings Call
Confident tone
Acima growth and share gains
Rent-A-Center operational improvements
Bridgion acquisition and integration
Revenue
$1.08B*
▲ 6% YoY Gross margin
47.1%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-31
Upbound Group, Inc. Q3 FY2024 Earnings Call
Confident tone
Acima GMV growth and lease performance
Rent-A-Center segment performance
Direct-to-consumer marketplace and new retailer onboarding
Revenue
$1.07B
▲ 9.2% YoY Diluted EPS
$0.55
▲ 587.5% YoY Gross margin
47.8%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-08-01
Upbound Group, Inc. Q2 FY2024 Earnings Call
Confident tone
Acima segment growth and GMV
Raised guidance outlook
Deleveraging and cash flow
Revenue
$1.08B
▲ 9.9% YoY Diluted EPS
$0.61
Gross margin
49.4%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-05-02
Upbound Group, Inc. Q1 FY2024 Earnings Call
Positive tone
Acima segment growth
Underwriting and credit risk management
Rent-A-Center segment
Revenue
$1.10B
▲ 7.9% YoY Diluted EPS
$0.50
▼ 40.5% YoY Gross margin
48.3%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-02-22
Upbound Group, Inc. Q4 FY2023 Earnings Call
Confident tone
Acima segment growth and recovery
Underwriting and loss rate improvement
Capital allocation and balance sheet
Revenue
$1.02B*
▲ 2.8% YoY Gross margin
50.3%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-11-02
Upbound Group, Inc. Q3 FY2023 Earnings Call
Revenue
$979.10M
▼ 4.4% YoY Diluted EPS
$0.08
Gross margin
50.8%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-08-03
Upbound Group, Inc. Q2 FY2023 Earnings Call
Revenue
$979.16M
▼ 8.6% YoY Diluted EPS
$-0.83
▼ 351.5% YoY Gross margin
51.7%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-05-04
Upbound Group, Inc. Q1 FY2023 Earnings Call
Revenue
$1.02B
▼ 12.4% YoY Diluted EPS
$0.84
Gross margin
49.8%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-02-23
Upbound Group, Inc. Q4 FY2022 Earnings Call
Revenue
$990.46M*
▼ 15.4% YoY Gross margin
50.0%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-11-02
Upbound Group, Inc. Q3 FY2022 Earnings Call
Revenue
$1.02B
▼ 13.3% YoY Diluted EPS
$-0.10
▼ 132.3% YoY Gross margin
49.4%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-08-04
Upbound Group, Inc. Q2 FY2022 Earnings Call
Revenue
$1.07B
▼ 10.3% YoY Diluted EPS
$0.33
▼ 63.3% YoY Gross margin
49.7%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-05-04
Upbound Group, Inc. Q1 FY2022 Earnings Call
Revenue
$1.16B
▲ 11.9% YoY Diluted EPS
$-0.08
▼ 112.5% YoY Gross margin
47.1%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-02-24
Upbound Group, Inc. Q4 FY2021 Earnings Call
Revenue
$1.17B*
▲ 63.5% YoY Gross margin
48.5%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-11-04
Upbound Group, Inc. Q3 FY2021 Earnings Call
Revenue
$1.18B
▲ 65.9% YoY Diluted EPS
$0.31
▼ 73% YoY Gross margin
48.1%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-08-05
Upbound Group, Inc. Q2 FY2021 Earnings Call
Revenue
$1.19B
▲ 74.6% YoY Diluted EPS
$0.90
▲ 28.6% YoY Gross margin
49.2%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-05-06
Upbound Group, Inc. Q1 FY2021 Earnings Call
Revenue
$1.04B
▲ 47.7% YoY Diluted EPS
$0.64
▼ 27.3% YoY Gross margin
49.2%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-02-24
Upbound Group, Inc. Q4 FY2020 Earnings Call
Revenue
$716.49M
▲ 7.3% YoY Diluted EPS
$1.00
▲ 38.9% YoY Gross margin
59.7%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-28
Upbound Group, Inc. Q3 FY2020 Earnings Call
Revenue
$712.01M
▲ 9.6% YoY Diluted EPS
$1.15
▲ 105.4% YoY Gross margin
59.7%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-08-06
Upbound Group, Inc. Q2 FY2020 Earnings Call
Revenue
$683.75M
▲ 4.2% YoY Diluted EPS
$0.70
▼ 58.8% YoY Gross margin
58.4%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-20
Upbound Group, Inc. Q1 FY2020 Earnings Call
Revenue
$701.94M
▲ 0.8% YoY Diluted EPS
$0.88
▲ 576.9% YoY Gross margin
59.9%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-02-25
Upbound Group, Inc. Q4 FY2019 Earnings Call
Revenue
$667.86M
▲ 0.9% YoY Diluted EPS
$0.72
▲ 2300% YoY Gross margin
61.6%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Showing 1–27 of 27 earnings calls
Key facts
CIK
933036
CUSIP
76009N100
13F (30d)
239 filings
238 filers
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