UPBD · Upbound Group, Inc. · Webcasts, Transcripts & Audio
$25.09
+1.21 (+5.07%)
At close · Nov 13
Return incl. dividend (before tax)
Play latest call
Q3 2026 earnings call transcript
Market Cap
$1.46B
Shares
58.30M
Volume · Nov 13
1.76M
Avg daily vol (3M)
1.12M
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Upbound Group, Inc. Webcasts
Earnings calls, investor updates, investor days and conferences for Upbound Group, Inc. (UPBD), with available transcripts, audio replays and slides. Earnings calls also include available highlights, earnings releases and periodic filings.
Pull transcripts and briefs through the earnings call transcript API or MCP →
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Earnings call
FY26 · Q3
2026-10-29
Upbound Group, Inc. (UPBD) Q3 2026 Earnings Call Transcript
Positive tone
Bridget growth and scaling
Cash flow and balance-sheet strength
Disciplined underwriting and portfolio quality
Revenue
$1.15B
▼ 1.6% YoY Diluted EPS
$0.58
▲ 163.6% YoY Gross margin
50.6%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q2
2026-07-30
Upbound Group, Inc. (UPBD) Q2 2026 Earnings Call Transcript
Positive tone
Underwriting and credit tightening
Bridget segment growth
GMV outlook and macro headwinds
Revenue
$1.16B
▲ 0.5% YoY Diluted EPS
$0.37
▲ 42.3% YoY Gross margin
51.1%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-30
Upbound Group, Inc. (UPBD) Q1 2026 Earnings Call Transcript
Positive tone
Connected platform / AI and analytics initiatives
Bridget segment growth
GMB pressure and macro headwinds
Revenue
$1.22B
▲ 3.7% YoY Diluted EPS
$0.61
▲ 45.2% YoY Gross margin
48.1%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-02-19
Upbound Group, Inc. (UPBD) Q4 2025 Earnings Call Transcript
Positive tone
Bridget acquisition and growth
Acima lease-to-own segment performance
Digital transformation and direct-to-consumer
Revenue
$1.20B*
▲ 10.9% YoY Gross margin
49.0%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-30
Upbound Group, Inc. (UPBD) Q3 2025 Earnings Call Transcript
Positive tone
Brigit momentum
Segment results overview
Acima growth outlook
Revenue
$1.16B
▲ 9% YoY Diluted EPS
$0.22
▼ 60% YoY Gross margin
48.3%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-31
Upbound Group, Inc. (UPBD) Q2 2025 Earnings Call Transcript
Positive tone
Acima growth and performance
Brigit segment momentum and investment
Consolidated financial results
Revenue
$1.16B
▲ 7.5% YoY Diluted EPS
$0.26
▼ 57.4% YoY Gross margin
49.4%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-05-01
Upbound Group, Inc. (UPBD) Q1 2025 Earnings Call Transcript
Confident tone
Rent-A-Center underwriting and product changes
Acima growth and momentum
Brigit integration and cross-sell
Revenue
$1.18B
▲ 7.3% YoY Diluted EPS
$0.42
▼ 16% YoY Gross margin
46.8%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-02-20
Upbound Group, Inc. (UPBD) Q4 2024 Earnings Call Transcript
Confident tone
Acima growth and share gains
Rent-A-Center operational improvements
Bridgion acquisition and integration
Revenue
$1.08B*
▲ 6% YoY Gross margin
47.1%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-31
Upbound Group, Inc. (UPBD) Q3 2024 Earnings Call Transcript
Confident tone
Acima GMV growth and lease performance
Rent-A-Center segment performance
Direct-to-consumer marketplace and new retailer onboarding
Revenue
$1.07B
▲ 9.2% YoY Diluted EPS
$0.55
▲ 587.5% YoY Gross margin
47.8%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-08-01
Upbound Group, Inc. (UPBD) Q2 2024 Earnings Call Transcript
Confident tone
Acima segment growth and GMV
Raised guidance outlook
Deleveraging and cash flow
Revenue
$1.08B
▲ 9.9% YoY Diluted EPS
$0.61
Gross margin
49.4%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-05-02
Upbound Group, Inc. (UPBD) Q1 2024 Earnings Call Transcript
Positive tone
Acima segment growth
Underwriting and credit risk management
Rent-A-Center segment
Revenue
$1.10B
▲ 7.9% YoY Diluted EPS
$0.50
▼ 40.5% YoY Gross margin
48.3%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-02-22
Upbound Group, Inc. (UPBD) Q4 2023 Earnings Call Transcript
Confident tone
Acima segment growth and recovery
Underwriting and loss rate improvement
Capital allocation and balance sheet
Revenue
$1.02B*
▲ 2.8% YoY Gross margin
50.3%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-11-02
Upbound Group, Inc. (UPBD) Q3 2023 Earnings Call Transcript
Revenue
$979.10M
▼ 4.4% YoY Diluted EPS
$0.08
Gross margin
50.8%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-08-03
Upbound Group, Inc. (UPBD) Q2 2023 Earnings Call Transcript
Revenue
$979.16M
▼ 8.6% YoY Diluted EPS
$-0.83
▼ 351.5% YoY Gross margin
51.7%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-05-04
Upbound Group, Inc. (UPBD) Q1 2023 Earnings Call Transcript
Revenue
$1.02B
▼ 12.4% YoY Diluted EPS
$0.84
Gross margin
49.8%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-02-23
Upbound Group, Inc. (UPBD) Q4 2022 Earnings Call Transcript
Revenue
$990.46M*
▼ 15.4% YoY Gross margin
50.0%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-11-03
Upbound Group, Inc. (UPBD) Q3 2022 Earnings Call Transcript
Revenue
$1.02B
▼ 13.3% YoY Diluted EPS
$-0.10
▼ 132.3% YoY Gross margin
49.4%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-08-04
Upbound Group, Inc. (UPBD) Q2 2022 Earnings Call Transcript
Revenue
$1.07B
▼ 10.3% YoY Diluted EPS
$0.33
▼ 63.3% YoY Gross margin
49.7%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-05-05
Upbound Group, Inc. (UPBD) Q1 2022 Earnings Call Transcript
Revenue
$1.16B
▲ 11.9% YoY Diluted EPS
$-0.08
▼ 112.5% YoY Gross margin
47.1%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-02-24
Upbound Group, Inc. (UPBD) Q4 2021 Earnings Call Transcript
Revenue
$1.17B*
▲ 63.5% YoY Gross margin
48.5%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-11-04
Upbound Group, Inc. (UPBD) Q3 2021 Earnings Call Transcript
Revenue
$1.18B
▲ 65.9% YoY Diluted EPS
$0.31
▼ 73% YoY Gross margin
48.1%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-08-05
Upbound Group, Inc. (UPBD) Q2 2021 Earnings Call Transcript
Revenue
$1.19B
▲ 74.6% YoY Diluted EPS
$0.90
▲ 28.6% YoY Gross margin
49.2%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-05-06
Upbound Group, Inc. (UPBD) Q1 2021 Earnings Call Transcript
Revenue
$1.04B
▲ 47.7% YoY Diluted EPS
$0.64
▼ 27.3% YoY Gross margin
49.2%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-02-25
Upbound Group, Inc. (UPBD) Q4 2020 Earnings Call Transcript
Revenue
$716.49M
▲ 7.3% YoY Diluted EPS
$1.00
▲ 38.9% YoY Gross margin
59.7%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-28
Upbound Group, Inc. (UPBD) Q3 2020 Earnings Call Transcript
Revenue
$712.01M
▲ 9.6% YoY Diluted EPS
$1.15
▲ 105.4% YoY Gross margin
59.7%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-08-06
Upbound Group, Inc. (UPBD) Q2 2020 Earnings Call Transcript
Revenue
$683.75M
▲ 4.2% YoY Diluted EPS
$0.70
▼ 58.8% YoY Gross margin
58.4%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-20
Upbound Group, Inc. (UPBD) Q1 2020 Earnings Call Transcript
Revenue
$701.94M
▲ 0.8% YoY Diluted EPS
$0.88
▲ 576.9% YoY Gross margin
59.9%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-02-25
Upbound Group, Inc. (UPBD) Q4 2019 Earnings Call
Revenue
$667.86M
▲ 0.9% YoY Diluted EPS
$0.72
▲ 2300% YoY Gross margin
61.6%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Showing 1–28 of 28 webcasts
Key facts
CIK
933036
CUSIP
76009N100
13F (30d)
207 filings
192 filers
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