V · Visa Inc.
$371.39
-4.23 (-1.13%)
At close · Sep 16
Market Cap
$669.79B
Shares
1.78B
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$375.62
Open$374.82
Day$372.82–376.37
52W close$295.52–384.14
Avg vol 30d6.1M
Short int20.3M · 1.1% float · 2.8d
Short vol50%
Last earningsJul 28, 2026
DataJan 2020–Sep 2026
Filing10-Q · Jul 29
Up next
Next earnings call
Oct 27, 2026
Est · unconfirmed
· in 6 wks
filed Jul 29, 2026
Metrics snapshot
Useful current figures from the complete screener profile.
Revenue (TTM)
$43.03B
Trailing 12 months
Net income (TTM)
$22.24B
Trailing 12 months
Revenue growth YoY
+17.1%
Year over year
Operating margin
61.1%
Trailing 12 months
P / E (TTM)
30.1
Trailing earnings · reciprocal yield 3.3%
FCF yield
3.2%
TTM · current market cap
Return on invested capital
46.8%
Trailing 12 months
Net cash
−$11.57B
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
—
Year over year · more shares
Price change (1Y)
+10.6%
Trailing year
Short interest
1.1%
Latest settlement · 2.8 days to cover
AI Brief
Q3 FY26 earnings call · Jul 28, 2026
Q3 FY26
TL;DR. Visa reported fiscal Q3 net revenue up 14% to $11.6B and non-GAAP EPS of $3.32 (up 11%), with payments volume, cross-border volume, and processed transactions each up 10%, while guiding full-year net revenue growth to the low end of low teens and full-year EPS growth to the low end of mid-teens.
Bullish
- + Net revenue grew 14% to $11.6B and non-GAAP EPS grew 11% to $3.32, both better than expectations.
- + Value-added services revenue grew 34% in constant dollars to $3.8B, with all four VAS portfolios growing faster than Investor Day rates.
- + Payments volume crossed $4 trillion for the first time, up 10% in constant dollars, with processed transactions up 10% to 72 billion.
- + Commercial and money movement solutions revenue grew 17% and Visa Direct transactions grew 21% year-over-year.
- + Returned $6.2B to shareholders via $4.9B in buybacks and $1.3B in dividends, with $28.4B remaining under buyback authorization.
Bearish
- − Full-year net revenue growth guided to the low end of low teens and full-year EPS growth guided to the low end of mid-teens, tempering prior expectations.
- − Operating expenses grew 17% non-GAAP, above expectations, driven by marketing and personnel.
- − GAAP results include a $237 million litigation provision associated with the interchange MDL case and $563 million in severance costs.
- − Q4 outlook assumes current FX volatility levels persist, implying more drag than previously incorporated.
- − Client incentives grew 18%, a step-up of four points from Q2.
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Equibles Research
our published analysis of this company
Mentioned in fund letters
Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Buy
Momentum
Very Strong
Sentiment
Bullish
Fundamentals
Fair
Quant / Vol
Very Low
Market backdrop
VIX 17.7 · elevated
Equity put/call 0.69
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+12%
above
Price vs 50-day avg
+3%
above
RSI (14)
56
neutral
MACD trend
Negative
52-week position
90%
near high
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
+5%
trailing
6-month return
+24%
trailing
YTD return
+7%
this year
Relative strength
+8%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $366 › 200d $335 — 50d above 200d
Institutional flow
Accumulating
+3% holders QoQ · +350 funds added
Insider flow
Distributing
Net -$27.6M over 90 days · 100% sells
Short interest
Falling
1.14% of float · ▼ -8.7% MoM · 2.8 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
4,552 holders — near 3-yr high, broad support
Squeeze score
47
elevated · 0–100
Fundamentals
Revenue growth
−5%
Y/Y
Buyback
$28.4B
remaining
Balance sheet
$8.0B
net debt
Quant / Vol
risk profile
Volatility
22%
annualized · 1-yr
Max drawdown
−17%
past year
ATR
1.6%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the Earnings Call filed Jun 30, 2026
Q4
Non-operating expense
Non-GAAP
$80M
Tax rate
19%
full year
Non-operating expense
Non-GAAP
$165M
Tax rate
18% – 18.25%
Non-operating expense
$165M
fourth quarter
Non-operating expense
$80M
the fourth quarter
Tax rate
19%
Prior guidance
period ended
· from the Earnings Call filed Dec 31, 2021
Cross-border travel index for 2019 (excluding intra-Europe)
· full year
90%
Client incentives as a percent of gross revenues
· full year
25.5% – 26.5%
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+12%
Bullish
Price vs 50-day avg
+3%
Bullish
RSI (14)
56
Neutral
MACD trend
Negative
Bearish
52-week position
90%
Bullish
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross)
No cross
50d $366 › 200d $335 — 50d above 200d
Institutional flow
Accumulating
+3% holders QoQ · +350 funds added
Insider flow
Distributing
Net -$27.6M over 90 days · 100% sells
Short interest
Falling
1.14% of float · ▼ -8.7% MoM · 2.8 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
4,552 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $296
Now $376 · 90%
Range high $384
vs 200-day avg +12%
vs 50-day avg +3%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.
Versus peers
Credit Services — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
V
this stock
Visa Inc.
|
$669.79B | +7.1% | -4.9% | — | 1.1% |
|
MA
Mastercard Inc
|
$503.20B | +0.4% | +16.4% | 31.6 | 0.9% |
|
AXP
American Express Co
|
$219.09B | -12.3% | +13.4% | 19.7 | 1.5% |
|
COF
Capital One Financial Corp
|
$126.84B | -14.7% | +36.6% | 12.4 | 1.8% |
|
PYPL
PayPal Holdings, Inc.
|
$47.26B | -7.8% | +4.3% | 10.1 | 3.8% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| V | +1.9% | +4.7% | +23.7% | -1.0% | +7.1% |
| SPY | -1.1% | -2.0% | +16.0% | -1.3% | +11.1% |
| vs SPY | +3.0% | +6.7% | +7.7% | +0.3% | -4.0% |
Capital returns
Buyback program
· as of Jun 30, 2026
Authorized
—
Spent (derived)
—
Remaining
$28.40B
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
1403161
CUSIP
92826C839
13F (30d)
163 filings
103 filers
Visit website
Investor relations