WAFD · Wafd Inc

Track WAFD — free

$36.66 -0.07 (-0.18%)

Market Cap

$2.77B

74.00M

Up next

Next earnings call

Oct 16, 2026 Est · unconfirmed · in 8 wks

FQ4-26 quarter ends

~Sep 30, 2026 Est

Latest filing: 10-Q

filed Aug 4, 2026

AI Brief

TL;DR.

Bullish

Bearish

AI-generated from the earnings call and 8-K · may contain errors · not investment advice

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Equibles Rating

blended score · not investment advice

Overall

Buy

SellHoldBuy

Technical Neutral Momentum Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Very Low

Market backdrop VIX 14.9 · calm Equity put/call 0.52

Technical

price trend

Neutral

50 / 200-day cross No cross

Price vs 200-day avg +8%

above

Price vs 50-day avg −2%

below

RSI (14) 43

neutral

MACD trend Negative

52-week position 77%

mid-range

Momentum

relative strength

Strong

1-month return 0%

trailing

6-month return +13%

trailing

YTD return +15%

this year

Relative strength +1%

vs S&P · 6-mo

Sentiment

smart money

Neutral

Trend (MA cross) No cross

50d $37 › 200d $34 — 50d above 200d

Institutional flow Accumulating

+10% holders QoQ · +58 funds added

Insider flow Flat

No net insider activity over 90 days

Short interest Rising

5.03% of float · ▲ +7.9% MoM · 5.6 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

285 holders — near 3-yr high, broad support

Squeeze score 62

elevated · 0–100

Fundamentals

Excellent

Revenue growth +8%

Y/Y

EPS growth +5%

Y/Y

Free cash flow $208.2M

Valuation P/E 11.9

below peers

Balance sheet $657.3M

net cash

Quant / Vol

risk profile

Very Low

Volatility 24%

annualized · 1-yr

Max drawdown −13%

past year

ATR 1.8%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Neutral

1 · 4 · 1

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+8% Bullish

Price vs 50-day avg

−2% Neutral

RSI (14)

43 Neutral

MACD trend

Negative Bearish

52-week position

77% Neutral

Market signals — smart money & positioning

Bullish · 2 of 6

Trend (MA cross) No cross

50d $37 › 200d $34 — 50d above 200d

Institutional flow Accumulating

+10% holders QoQ · +58 funds added

Insider flow Flat

No net insider activity over 90 days

Short interest Rising

5.03% of float · ▲ +7.9% MoM · 5.6 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

285 holders — near 3-yr high, broad support

Price context

position in its 52-week range

Range low $28 Now $37 · 77% Range high $39

vs 200-day avg +8% vs 50-day avg -2%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
# of Employees	2,055	As of 06/26	—
ACL to gross loans	1.08%	as of June 30, 2026	—

Adjusted return on assets non-GAAP	0.92%	the quarter ended June 30, 2026	—
Adjusted return on equity non-GAAP	8.8%	the quarter ended June 30, 2026	—
Allowance for credit losses	234M	as of June 30, 2026	—
Branches	210	as of June 30, 2026	—
Delinquencies to net loans	0.75%	Q3 2026	—

Delinquent loans	0.75%	as of June 30, 2026	—
Efficiency ratio	53.69%	Q3 2026	—

Net charge-offs	1.6M	the third fiscal quarter of 2026	—
Net interest margin	2.81%	Quarter Ended June 30, 2026	—
Non-accrual loans to net loans	0.64%	Q3 2026	—

Non-performing assets	136M	as of June 30, 2026	—
Non-performing assets to total assets	0.49%	as of June 30, 2026	—

Remaining shares authorized for repurchase	7,992,669	As of 06/26	—
Return on Average Assets	0.96%	Q3 2026	—

Return on common shareholders' equity	9.23%	the quarter ended June 30, 2026	—
Return on tangible common equity non-GAAP	11.04%	Q3 2026	—

Tangible book value per share non-GAAP	$30.82	the nine months ended June 30, 2026	—

Total adversely classified loans to net loans	2.59%	Q3 2026	—

Total non-performing assets	$135.75M	As of 06/26	—
Delinquencies	0.78%	Q2 2026	—
Loans to customer deposits	94.52%	Q2 2026	—

Return on tangible assets non-GAAP	0.97%	Q2 2026	—

Tangible shareholders' equity to tangible assets non-GAAP	9.35%	Q2 2026	—

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
WAFD Wafd Inc this stock	$2.77B	+14.6%	+7.8%	11.9	5.0%
MFG Mizuho Financial Group Inc	$123.19B	+38.5%	—	—	0.1%
HDB Hdfc Bank Ltd	$118.97B	-36.6%	+15.2%	—	0.5%
IBN Icici Bank Ltd	$105.45B	-1.2%	—	—	0.5%
USB US Bancorp De	$100.95B	+17.7%	+4.4%	12.9	1.7%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

285

% held: 85.2%
Net QoQ: +1.2M sh
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

304

View

Short & Settlement

Short Interest Rising

Shares short

3.7M

Days to cover: 5.6d
Change: +272.0K sh

View

Short Volume

Short vol %

70%

As of: Aug 19, 2026

Short Total

View

Fails to Deliver

FTD shares

Value: $36
As of: Jul 31, 2026

View

Off-Exchange

Off-exchange %

31.2%

Week of: Jul 13, 2026

Off-exch Lit

View

Smart Money

Congressional Trades Sell

Member

Donna Shalala

Amount: $1.0K–$15.0K
Traded: Jun 24, 2019

View

Financials

Revenue (FY)

$29.7M

Net income (FY): $226.1M
EPS diluted: $2.63

View

Buybacks

Authorized

shares 10.0M

Remaining: shares 8.0M

Spent Remaining

View

Filings

SEC Filings

Latest

8-K

Filed: Aug 11, 2026
This year: 18

View

Proposed Sales

Value

$776.2K

Shares: 22.0K
Filed: Apr 24, 2026

View

Exempt Offerings

Offering

$11.7M

Filed: Feb 28, 2023

View

Earnings & Events

Earnings Calls

Last call

Jul 17, 2026

View

Performance

	5D	20D	120D	MTD	YTD
WAFD	-2.8%	-0.1%	+12.7%	-0.1%	+14.6%
SPY	-0.4%	+2.9%	+11.6%	+3.0%	+12.8%
vs SPY	-2.3%	-3.0%	+1.1%	-3.1%	+1.9%

Capital returns

Latest dividend

$0.27 / share · ex May 22, 2026

Declared · upcoming

$0.27 / share · ex Aug 21, 2026

Raised 3.8%

Paid (TTM)

$1.08 / share · 4 payouts

Dividend yield (TTM, derived)

2.94%

Buyback program · as of Jun 30, 2026

Authorized

shares 10.00M

Spent (derived)

shares 2.01M

Remaining

shares 7.99M

Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 936528 CUSIP 938824109 13F (30d) 265 filings 259 filers Visit website Investor relations

WAFD · Wafd Inc

Price & Indicators

Up next

AI Brief

Equibles Rating

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns