WAFD · Wafd Inc

Includes 57,724 stock units awarded pursuant to a Supplemental Executive Retirement Plan ("SERP") for the benefit of the reporting person.

Includes 36,418 stock units awarded pursuant to a Supplemental Executive Retirement Plan ("SERP") for the benefit of the reporting person.

Restricted stock grant vests annually in equal amounts over five years beginning 1/20/2027.

Stock options cliff-vest on 1/2/2029.

Includes 124,863 stock units awarded pursuant to a Supplemental Executive Retirement Plan ("SERP") for the benefit of the reporting person.

Each Depositary Share represents a 1/40th interest in a share of 4.875% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock, ("Series A Preferred Stock").

Each Depositary Share represents a 1/40th interest in a share of 4.875% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock, ("Series A Preferred Stock").

Restricted and performance stock grants vest ratably over three years beginning November 11, 2026, respectively, as follows: 8,674 shares, and 12,935 shares based upon certain performance criteria related to total shareholder return.

Includes 36,115 stock units awarded pursuant to a Supplemental Executive Retirement Plan ("SERP") for the benefit of the reporting person.

Restricted and performance stock grants vest ratably over three years beginning November 11, 2026, respectively, as follows: 8,674 shares, and 12,935 shares based upon certain performance criteria related to total shareholder return.

Includes 56,751 stock units awarded pursuant to a Supplemental Executive Retirement Plan ("SERP") for the benefit of the reporting person.

Restricted and performance stock grants vest ratably over three years beginning November 11, 2026, respectively, as follows: 8,674 shares, and 12,935 shares based upon certain performance criteria related to total shareholder return.

Includes 61,912 stock units awarded pursuant to a Supplemental Executive Retirement Plan ("SERP") for the benefit of the reporting person.

Restricted and performance stock grants vest ratably over three years beginning November 11, 2026, respectively, as follows: 8,674 shares, and 12,935 shares based upon certain performance criteria related to total shareholder return.

Includes 51,594 stock units awarded pursuant to a Supplemental Executive Retirement Plan ("SERP") for the benefit of the reporting person.

Restricted and performance stock grants vest ratably over three years beginning November 11, 2026, respectively, as follows: 27,004 shares, and 56,112 shares based upon certain performance criteria related to total shareholder return.

Includes 123,823 stock units awarded pursuant to a Supplemental Executive Retirement Plan ("SERP") for the benefit of the reporting person.

Holdings include shares acquired in dividend reinvestment transactions.

Includes 36,115 stock units awarded pursuant to a Supplemental Executive Retirement Plan ("SERP") for the benefit of the reporting person.

Holdings include shares acquired in dividend reinvestment transactions.

Includes 51,594 stock units awarded pursuant to a Supplemental Executive Retirement Plan ("SERP") for the benefit of the reporting person.

Holdings include shares acquired in dividend reinvestment transactions.

Includes 56,751 stock units awarded pursuant to a Supplemental Executive Retirement Plan ("SERP") for the benefit of the reporting person.

Holdings include shares acquired in dividend reinvestment transactions.

Includes 61,912 stock units awarded pursuant to a Supplemental Executive Retirement Plan ("SERP") for the benefit of the reporting person

The shares were transferred from the Reporting Person to a third party in accordance with the terms of a divorce settlement agreement. The Reporting Person no longer has a reportable beneficial ownership in these securities.

Holdings include shares acquired in dividend reinvestment transactions.

Includes 123,823 stock units awarded pursuant to a Supplemental Executive Retirement Plan ("SERP") for the benefit of the reporting person.

The transactions reported on this Form 4 were executed pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on June 17, 2025.

The transactions reported on this Form 4 were executed pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on June 17, 2025.

The price reported is a weighted average price. These shares were sold in multiple transactions at prices ranging from $31.63 to $31.83, inclusive. The reporting person undertakes to provide to Washington Federal Inc. (the "Company"), any security holder of the Company, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this footnote.

Restricted stock grant vests annually in equal amounts over five years beginning 2/28/2026.

Stock options cliff-vest on 2/28/2028.

Holdings include shares acquired in dividend reinvestment transactions.

Includes 70,305 stock units awarded pursuant to a Supplemental Executive Retirement Plan ("SERP") for the benefit of the reporting person.

All unvested restricted and performance stock owned by the reporting person was forfeited in connection with a change in role precluding their participation in incentive plans applicable to executive officers.