ABCB · Ameris Bancorp
Price & Indicators
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Metrics snapshot
Useful current figures from the complete screener profile.
AI Brief
Q2 FY26 earnings call · Jul 24, 2026TL;DR. Ameris Bancorp reported Q2 net income of $51.4 million ($0.77 diluted EPS) depressed by an $82.5 million litigation accrual, while adjusted net income of $107.3 million ($1.60) reflected continued profitability with stable 3.88% NIM, 8.5% annualized earning-asset growth, and expansion into Nashville; management guided for slight NIM compression over the next few quarters.
- + Strong core profitability with adjusted ROA of 1.53% and adjusted ROTCE of 14.08%, leading the industry.
- + Expansion into the attractive Nashville-Tennessee market with a new team of bankers supports longer-term organic growth.
- − GAAP net income declined to $51.4 million and diluted EPS to $0.77 due to an $82.5 million litigation accrual from an employment case jury verdict in California.
- − Management guides for slight NIM compression of a few basis points per quarter over the next couple of quarters due to higher deposit costs.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders SellIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Income from mortgage banking activities | $32.5M | second quarter of 2026 filing | — |
| Net charge-offs as a percentage of average loans (annualized) | 0.2% | second quarter of 2026 filing | — |
| Net interest margin | 3.88% | second quarter of 2026 filing | — |
| Retail mortgage open pipeline | $609.3M | second quarter of 2026 filing | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
ABCB
this stock
Ameris Bancorp
|
$5.48B | +9.7% | — | 14.8 | 4.1% |
|
MFG
Mizuho Financial Group Inc
|
$133.98B | +48.8% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.26B | -38.9% | -3.2% | — | 0.7% |
|
CIXPF
CaixaBank/ADR
|
$103.83B | +26.7% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$100.21B | -7.9% | — | — | 0.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| ABCB | -1.0% | -5.1% | -2.4% | +2.4% | +9.7% |
| SPY | -0.2% | -0.5% | +12.2% | +0.9% | +12.9% |
| vs SPY | -0.8% | -4.7% | -14.5% | +1.5% | -3.2% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.