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ABCB · Ameris Bancorp · Earnings Call Transcripts & Audio

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$84.80 +0.14 (+0.17%)
S&P 600 member Russell 2000 member Rebalance outlook locked
Market Cap
$5.68B
Shares
67.11M

Ameris Bancorp Earnings Call Transcripts

Quarterly earnings calls for Ameris Bancorp (ABCB), with available speaker-labelled transcripts, captured audio replays, call highlights, 8-K earnings releases and periodic filings. Investor days and conferences appear here too.

Pull transcripts and briefs through the earnings call transcript API or MCP →
Earnings call
FY26 · Q2
2026-07-24
Ameris Bancorp (ABCB) Q2 2026 Earnings Call Transcript
Confident tone Credit quality Loan and balance sheet growth Capital and share repurchases
Diluted EPS
$0.77
▼ 51.9% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY26 · Q1
2026-04-24
Ameris Bancorp (ABCB) Q1 2026 Earnings Call Transcript
Confident tone Credit quality Profitability and core performance metrics M&A and capital deployment philosophy
Diluted EPS
$1.63
▲ 28.3% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q4
2026-01-30
Ameris Bancorp (ABCB) Q4 2025 Earnings Call Transcript
Confident tone Loan and asset growth Premium finance and mortgage segments Record profitability and core earnings
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY25 · Q3
2025-10-28
Ameris Bancorp (ABCB) Q3 2025 Earnings Call Transcript
Confident tone Loan growth and pipeline Profitability and peer performance Market disruption and Southeast opportunity
Diluted EPS
$1.54
▲ 6.9% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q2
2025-07-29
Ameris Bancorp (ABCB) Q2 2025 Earnings Call Transcript
Confident tone Net interest margin Loan growth and pipelines Deposit growth and mix
Diluted EPS
$1.60
▲ 21.2% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q1
2025-04-29
Ameris Bancorp (ABCB) Q1 2025 Earnings Call Transcript
Confident tone CRE and construction concentration Credit quality and provisioning Capital and balance sheet strength
Diluted EPS
$1.27
▲ 17.6% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q4
2025-01-31
Ameris Bancorp (ABCB) Q4 2024 Earnings Call Transcript
Confident tone Loan Portfolio and Production Net Interest Margin and Asset/Liability Sensitivity Deposit Growth and Mix
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY24 · Q3
2024-10-25
Ameris Bancorp (ABCB) Q3 2024 Earnings Call Transcript
Confident tone Net interest margin and deposit costs Capital strength and capital returns Credit quality and MSR sales
Diluted EPS
$1.44
▲ 24.1% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q2
2024-07-26
Ameris Bancorp (ABCB) Q2 2024 Earnings Call Transcript
Confident tone Net interest margin expansion Loan and deposit growth Balboa equipment finance
Diluted EPS
$1.32
▲ 45.1% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q1
2024-04-26
Ameris Bancorp (ABCB) Q1 2024 Earnings Call Transcript
Positive tone Credit quality and reserve build Loan and deposit growth Net interest margin and deposit costs
Diluted EPS
$1.08
▲ 24.1% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q4
2024-01-26
Ameris Bancorp (ABCB) Q4 2023 Earnings Call Transcript
Confident tone Deposit Growth and Funding Mix Capital and Balance Sheet Strength Loan Growth Outlook
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY23 · Q3
2023-10-27
Ameris Bancorp (ABCB) Q3 2023 Earnings Call Transcript
Diluted EPS
$1.16
▼ 13.4% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q2
2023-07-28
Ameris Bancorp (ABCB) Q2 2023 Earnings Call Transcript
Diluted EPS
$0.91
▼ 30% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q1
2023-04-28
Ameris Bancorp (ABCB) Q1 2023 Earnings Call Transcript
Diluted EPS
$0.87
▼ 25.6% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q4
2023-01-27
Ameris Bancorp (ABCB) Q4 2022 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY22 · Q3
2022-10-28
Ameris Bancorp (ABCB) Q3 2022 Earnings Call Transcript
Diluted EPS
$1.34
▲ 14.5% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q2
2022-07-27
Ameris Bancorp (ABCB) Q2 2022 Earnings Call Transcript
Diluted EPS
$1.30
▲ 2.4% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q1
2022-04-27
Ameris Bancorp (ABCB) Q1 2022 Earnings Call Transcript
Diluted EPS
$1.17
▼ 34.6% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q4
2022-01-28
Ameris Bancorp (ABCB) Q4 2021 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY21 · Q3
2021-10-29
Ameris Bancorp (ABCB) Q3 2021 Earnings Call Transcript
Diluted EPS
$1.17
▼ 29.9% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q2
2021-07-23
Ameris Bancorp (ABCB) Q2 2021 Earnings Call Transcript
Diluted EPS
$1.27
▲ 170.2% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q1
2021-04-23
Ameris Bancorp (ABCB) Q1 2021 Earnings Call Transcript
Diluted EPS
$1.79
▲ 539.3% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q4
2021-01-28
Ameris Bancorp (ABCB) Q4 2020 Earnings Call Transcript
Diluted EPS
$1.36
▲ 54.5% YoY
Audio Transcript Slides 8-K10-K
Earnings call
FY20 · Q3
2020-10-22
Ameris Bancorp (ABCB) Q3 2020 Earnings Call Transcript
Diluted EPS
$1.67
▲ 438.7% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q2
2020-07-27
Ameris Bancorp (ABCB) Q2 2020 Earnings Call Transcript
Diluted EPS
$0.47
▼ 42.7% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q1
2020-04-23
Ameris Bancorp (ABCB) Q1 2020 Earnings Call Transcript
Diluted EPS
$0.28
▼ 66.7% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY19 · Q4
2020-01-24
Ameris Bancorp (ABCB) Q4 2019 Earnings Call
Diluted EPS
$0.88
▼ 3.3% YoY
Audio Transcript Slides 8-K10-K
Showing 1–27 of 27 earnings calls
Key facts CIK 351569 CUSIP 03076K108 13F (30d) 12 filings 11 filers Visit website Investor relations