ABCB · Ameris Bancorp
$88.01
+0.18 (+0.20%)
At close · Jul 30
Market Cap
$5.91B
Shares
67.29M
Ameris Bancorp Earnings Call Transcripts
Every quarterly earnings call for Ameris Bancorp (ABCB) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Earnings call
FY26 · Q2
2026-07-23
Ameris Bancorp Q2 FY2026 Earnings Call
Confident tone
Credit quality
Loan and balance sheet growth
Capital and share repurchases
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-23
Ameris Bancorp Q1 FY2026 Earnings Call
Confident tone
Credit quality
Profitability and core performance metrics
M&A and capital deployment philosophy
Diluted EPS
$1.63
▲ 28.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-29
Ameris Bancorp Q4 FY2025 Earnings Call
Confident tone
Loan and asset growth
Premium finance and mortgage segments
Record profitability and core earnings
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-27
Ameris Bancorp Q3 FY2025 Earnings Call
Confident tone
Loan growth and pipeline
Profitability and peer performance
Market disruption and Southeast opportunity
Diluted EPS
$1.54
▲ 6.9% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-28
Ameris Bancorp Q2 FY2025 Earnings Call
Confident tone
Net interest margin
Loan growth and pipelines
Deposit growth and mix
Diluted EPS
$1.60
▲ 21.2% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-28
Ameris Bancorp Q1 FY2025 Earnings Call
Confident tone
CRE and construction concentration
Credit quality and provisioning
Capital and balance sheet strength
Diluted EPS
$1.27
▲ 17.6% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-30
Ameris Bancorp Q4 FY2024 Earnings Call
Confident tone
Loan Portfolio and Production
Net Interest Margin and Asset/Liability Sensitivity
Deposit Growth and Mix
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-24
Ameris Bancorp Q3 FY2024 Earnings Call
Confident tone
Net interest margin and deposit costs
Capital strength and capital returns
Credit quality and MSR sales
Diluted EPS
$1.44
▲ 24.1% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-25
Ameris Bancorp Q2 FY2024 Earnings Call
Confident tone
Net interest margin expansion
Loan and deposit growth
Balboa equipment finance
Diluted EPS
$1.32
▲ 45.1% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-25
Ameris Bancorp Q1 FY2024 Earnings Call
Positive tone
Credit quality and reserve build
Loan and deposit growth
Net interest margin and deposit costs
Diluted EPS
$1.08
▲ 24.1% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-25
Ameris Bancorp Q4 FY2023 Earnings Call
Confident tone
Deposit Growth and Funding Mix
Capital and Balance Sheet Strength
Loan Growth Outlook
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-26
Ameris Bancorp Q3 FY2023 Earnings Call
Diluted EPS
$1.16
▼ 13.4% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-27
Ameris Bancorp Q2 FY2023 Earnings Call
Diluted EPS
$0.91
▼ 30% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-27
Ameris Bancorp Q1 FY2023 Earnings Call
Diluted EPS
$0.87
▼ 25.6% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-26
Ameris Bancorp Q4 FY2022 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-27
Ameris Bancorp Q3 FY2022 Earnings Call
Diluted EPS
$1.34
▲ 14.5% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-26
Ameris Bancorp Q2 FY2022 Earnings Call
Diluted EPS
$1.30
▲ 2.4% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-26
Ameris Bancorp Q1 FY2022 Earnings Call
Diluted EPS
$1.17
▼ 34.6% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-27
Ameris Bancorp Q4 FY2021 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-29
Ameris Bancorp Q3 FY2021 Earnings Call
Diluted EPS
$1.17
▼ 29.9% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-23
Ameris Bancorp Q2 FY2021 Earnings Call
Diluted EPS
$1.27
▲ 170.2% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-22
Ameris Bancorp Q1 FY2021 Earnings Call
Diluted EPS
$1.79
▲ 539.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-28
Ameris Bancorp Q4 FY2020 Earnings Call
Diluted EPS
$1.36
▲ 54.5% YoY
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-22
Ameris Bancorp Q3 FY2020 Earnings Call
Diluted EPS
$1.67
▲ 438.7% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-27
Ameris Bancorp Q2 FY2020 Earnings Call
Diluted EPS
$0.47
▼ 42.7% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-23
Ameris Bancorp Q1 FY2020 Earnings Call
Diluted EPS
$0.28
▼ 66.7% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-01-24
Ameris Bancorp Q4 FY2019 Earnings Call
Diluted EPS
$0.88
▼ 3.3% YoY
Audio
Transcript
Slides
8-K10-K
Showing 1–27 of 27 earnings calls
Key facts
CIK
351569
CUSIP
03076K108
13F (30d)
96 filings
95 filers
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