ABCB · Ameris Bancorp
$87.57
-1.59 (-1.78%)
At close · Jul 24
Market Cap
$5.90B
Shares
67.29M
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Net Income
$412.15M
+14.9%
FY2025
Diluted EPS
$6.00
+15.6%
FY2025
Operating Cash Flow
$390.18M
+153%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $1.41B | $1.39B | $1.38B | $1.28B | $893.89M | $703.11M | $726.5M | $636.39M | $413.33M | $294.35M | $239.07M | $190.39M | $164.57M | $126.32M | $129.48M | $141.07M | $119.07M | $114.57M | |
| $959.52M | $936.92M | $849.19M | $835.04M | $801.03M | $655.33M | $637.75M | $505.17M | $343.39M | $260.13M | $219.37M | $175.54M | $149.89M | $116.19M | $114.41M | $113.52M | $89.28M | $74.02M | |
| $276.93M | $271.04M | $293.26M | $242.83M | $284.42M | $365.54M | $446.5M | $198.11M | $118.41M | $104.46M | $105.8M | $85.59M | $62.84M | $46.55M | $57.87M | $52.81M | $35.25M | $58.35M | |
| $15.23M | $15.94M | $17.19M | $18.24M | $19.74M | $14.97M | $19.61M | $17.71M | $9.51M | $3.93M | $4.38M | $3.74M | $2.33M | $1.41M | $1.36M | $1.01M | $999K | $617K | |
| — | $29.66M | $36.8M | $34.57M | $40.99M | — | — | — | — | — | — | — | — | $4.94M | $5.03M | $4.38M | — | — | |
| $489.39M | — | — | $445.39M | $92.86M | $47.79M | $88.75M | $131.23M | $69.93M | $34.22M | $19.69M | $14.86M | $14.68M | $10.14M | $15.07M | $27.55M | $29.79M | $40.55M | |
| $1.59M | $1.63M | $12.3M | -$304K | $203K | $515K | $5000 | $138K | -$37K | $37K | $94K | $137K | $138K | $171K | $322K | $238K | $200K | $871K | |
| $561.55M | $533.76M | $475.86M | $356.94M | $453.1M | $496.11M | $340.24M | $211.58M | $151.49M | $124.28M | $105.25M | $56.74M | $56.21M | $29.3M | $21.72M | $31.65M | -$7.18M | -$34.49M | |
| $126.84M | $121.61M | $117.18M | $87.83M | $106.56M | $119.2M | $78.26M | $50.14M | $30.46M | $50.73M | $33.15M | $15.9M | $17.48M | $9.29M | $7.29M | $10.56M | $3.2M | — | |
| $434.71M | $412.15M | $358.69M | $269.11M | $346.54M | $376.91M | $261.99M | $161.44M | $121.03M | $73.55M | $72.1M | $40.85M | $38.72M | $20.02M | $14.44M | $21.09M | -$3.99M | -$41.79M | |
| — | $412.15M | $358.69M | $269.11M | $346.54M | $376.91M | $261.99M | $161.44M | $121.03M | $73.55M | $72.1M | $40.85M | $38.44M | $18.28M | $10.86M | $17.85M | -$7.2M | -$44.95M | |
| $447.67M | $450.59M | $364.51M | $279.67M | $284.44M | $359M | $277.5M | $184.26M | $117.87M | $73.33M | $67.69M | $38.1M | $45.12M | $13.12M | $13.75M | $22.19M | -$5.03M | -$41.07M | |
| USD/shares | — | $6.02 | $5.21 | $3.90 | $5.01 | $5.43 | $3.78 | $2.76 | $2.81 | $2.00 | $2.10 | $1.29 | $1.48 | $0.76 | $0.46 | $0.76 | -$0.35 | -$3.27 |
| USD/shares | — | $6.00 | $5.19 | $3.89 | $4.99 | $5.40 | $3.77 | $2.75 | $2.80 | $1.98 | $2.08 | $1.27 | $1.46 | $0.75 | $0.46 | $0.76 | -$0.35 | -$3.27 |
| shares | — | 68.45M | 68.81M | 68.98M | 69.19M | 69.43M | 69.26M | 58.46M | 43.14M | 36.83M | 34.35M | 31.76M | 25.97K | 23.92M | 23.8K | 23.45K | 21.97K | — |
| shares | — | 68.71M | 69.06M | 69.1M | 69.42M | 69.76M | 69.43M | 58.61M | 43.25M | 37.14M | 34.7M | 32.13M | 26.26K | 24.35M | 23.84K | 23.54K | 21.97K | — |
Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2009–FY2025: $339.62M in dividends.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against the industry, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
—
EV/EBIT
—
P/E (TTM)
13.79×
Banks - Regional median 12.94×
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Product & Service (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Service Charges on Deposit Accounts | $54,645,000 | $50,893,000 | $46,575,000 | $44,499,000 | $45,106,000 | $44,145,000 | $50,792,000 | $46,128,000 |
| Other Service Charges on Deposit Accounts | $18,608,000 | $16,394,000 | $14,621,000 | $12,802,000 | $12,195,000 | $10,254,000 | $10,173,000 | $8,916,000 |
| Overdraft Fees | $18,368,000 | $17,339,000 | $15,793,000 | $15,813,000 | $16,113,000 | $17,903,000 | $21,710,000 | $18,267,000 |
| Debit Card Interchange Fees | $17,669,000 | $17,160,000 | $16,161,000 | $15,884,000 | $16,798,000 | $15,988,000 | $18,909,000 | $18,945,000 |
| ATM Fees | $3,336,000 | $3,512,000 | $3,856,000 | $3,508,000 | $3,751,000 | $3,633,000 | $3,228,000 | $2,721,000 |
| Other Service Charges Commissionsand Fees | $3,336,000 | $3,512,000 | $3,856,000 | $3,508,000 | $3,751,000 | $3,633,000 | $3,228,000 | $2,721,000 |
| Noninterest Income Other | — | $0 | $114,000 | $4,554,000 | $4,985,000 | $3,142,000 | $1,467,000 | $89,000 |
| Trust and Wealth Management | — | $0 | $114,000 | $4,554,000 | $4,985,000 | $3,142,000 | $1,467,000 | $89,000 |
Key facts
CIK
351569
CUSIP
03076K108
13F (30d)
68 filings
68 filers
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