Assurant, Inc DEF 14A, filed Apr 4, 2024

Assurant, Inc. (AIZ)

DEF 14A 2024-04-04 For: 2024-05-23

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Added on June 12, 2026

About this DEF 14A

Assurant, Inc filed this DEF 14A on April 4, 2024.

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			Preliminary Proxy Statement

			Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2))

			Definitive Proxy Statement

			Definitive Additional Materials

			Soliciting Material under § 240.14a-12



									May 23, 2024, 8:00 a.m. Eastern Time

									Virtual Meeting Website: www.virtualshareholdermeeting.com/AIZ2024

									•To elect eleven directors named in the accompanying proxy statement to our Board of Directors to serve until the 2025 Annual Meeting of Stockholders; •To ratify the appointment of PricewaterhouseCoopers LLP as Assurant’s independent registered public accounting firm for the year ending December 31, 2024; •To cast an advisory say-on-pay vote approving the compensation of the Company’s named executive officers for 2023; and •To transact such other business as may properly come before the Annual Meeting or any adjournments or postponements thereof.

									Holders of record of the Company’s common stock at the close of business on March 25, 2024 are entitled to receive this notice and to vote at the Annual Meeting or any adjournments or postponements of the Annual Meeting.

									Whether or not you plan to attend the Annual Meeting, we hope that you will read this proxy statement and submit your vote via the Internet, by telephone, or by requesting a printed copy of the proxy materials and completing, signing and returning the proxy card as instructed. VOTE BY INTERNET – www.proxyvote.com Use the Internet to transmit your voting instructions and for electronic delivery of information. Vote by 11:59 p.m. Eastern Time on May 22, 2024 for shares held directly and by 11:59 p.m. Eastern Time on May 20, 2024 for shares held in a plan. Have your proxy card in hand when you access the website and follow the instructions to obtain your records and to create an electronic voting instruction form. VOTE BY MAIL Mark, sign and date your proxy card and return it in the postage-paid envelope provided or return it to Vote Processing, c/o Broadridge, 51 Mercedes Way, Edgewood, New York 11717. VOTE BY PHONE – 1-800-690-6903 Use any touch-tone telephone to transmit your voting instructions. Vote by 11:59 p.m. Eastern Time on May 22, 2024 for shares held directly and by 11:59 p.m. Eastern Time on May 20, 2024 for shares held in a plan. Have your proxy card in hand when you call and then follow the instructions.



			Financial Highlights1
						2023 net earned premiums, fees and other income from the Global Housing and Global Lifestyle segments of $10.70 billion
						2023 net income of $642.5 million, Adjusted EBITDA, excluding reportable catastrophes, of $1.37 billion
						2023 net income per diluted share of $11.95, Adjusted earnings, excluding reportable catastrophes, per diluted share of $17.13 and net operating income per diluted share (“NOI EPS”), excluding reportable catastrophes, of $15.98
						2020-2022 cumulative net income from continuing operations per diluted share of $22.07 and NOI EPS, excluding reportable catastrophes, of $34.82
						Total stockholder return was 37.52% in 20232



			Strong Balance Sheet and Disciplined Capital Management
			In 2023, Assurant:
						Returned $352.3 million to stockholders through share repurchases and common stock dividends
						Repurchased 1.3 million shares of common stock for $200.0 million
						Increased the quarterly common stock dividend in November by 3% to $0.72 per share
						Refinanced $175.0 million of debt and repaid $50.0 million of debt at maturity
						Ended the year with $606.1 million of holding company liquidity, $381.1 million above our targeted minimum level of $225.0 million
						Maintained investment grade debt ratings and, as of December 31, 2023, a debt to total capital ratio of 30.2%



			Commitment to Sustainability
						Our sustainability strategic framework includes: being a responsible employer that values DE&I and investing in talent; having a meaningful impact on society by strengthening communities and investing sustainably; anticipating and meeting our customer commitments and the needs of the people we serve; and adhering to unwavering standards of integrity and ethics.
						Ongoing Board and committee oversight of environmental, social, and governance (“ESG”) strategy, initiatives and policies
						Assurant’s ESG Oversight & Action Committee, comprised of select Management Committee members and senior management across key functional areas, provides oversight of the Company’s business-aligned ESG strategy
						Demonstrated commitment to ongoing transparency, including the Company’s annual sustainability report, incorporating third party independent verification of GHG emissions information, as well as voluntary disclosure of the Company’s CDP Climate Change submission and EEO-1 Consolidated Report
						Regular stockholder engagement includes discussion regarding sustainability strategy and initiatives


						No fee required.
						Fee paid previously with preliminary materials.
						Fee computed on table in exhibit required by Item 25(b) per Exchange Act Rules 14a-6(i)(1) and 0-11.



Elaine D. Rosen Non-Executive Chair of the Board Assurant, Inc.			Keith W. Demmings President, Chief Executive Officer and Director Assurant, Inc.




i			Notice of 2024 Annual Meeting of Stockholders and Proxy Statement




viii			Notice of 2024 Annual Meeting of Stockholders and Proxy Statement


PROPOSALS REQUIRING YOUR VOTE		11
	PROPOSAL ONE	11
	ELECTION OF DIRECTORS	11
	PROPOSAL TWO	25
	RATIFICATION OF APPOINTMENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM	25
	PROPOSAL THREE	26
	ADVISORY VOTE ON EXECUTIVE COMPENSATION FOR 2023	26
EXECUTIVE OFFICERS		27
CORPORATE GOVERNANCE		29
	Overview	29
	Corporate Governance Guidelines and Code of Ethics	30
	Board and Committee Leadership and Composition	31
	Director Refreshment, Recruitment, Nomination and Qualifications	32
	Director Independence	34
	Board and Committee Evaluations	35
	Director Orientation and Continuing Education	35
	Management Succession Planning	35
	Board Role in Risk Oversight	36
	Board and Committee Meetings and Executive Sessions	36
	Nominating and Corporate Governance Committee	37
	Audit Committee	37
	Compensation and Talent Committee	38
	Compensation and Talent Committee Interlocks and Insider Participation	39
	Finance and Risk Committee	40
	Information Technology Committee	40
	Communicating with the Independent Chair, the Board of Directors and The Audit Committee	40
	Sustainability	41
	Political Activities Policy Statement	45
COMPENSATION DISCUSSION AND ANALYSIS		46
	Executive Summary	46
	What Guides Our Program	49
	202 3 Executive Compensation Program	52
	Our Executive Compensation Practices, Policies & Guidelines	61
	Other Elements of Compensation	63
COMPENSATION AND TALENT COMMITTEE REPORT		64
EXECUTIVE COMPENSATION		65
	Summary Compensation Table	65


	Grants of Plan-Based Awards	67
	Outstanding Equity Awards at Fiscal Year End	68
	Stock Vested in Fiscal Year 2023	70
	Pension Benefits	71
	Nonqualified Deferred Compensation Plans	73
	Narrative to The Nonqualified Defined Contribution and Other Nonqualified Deferred Compensation Plans Table	74
	Potential Payments Upon Termination or Change in Control	75
	Narrative to The Potential Payments Upon Termination or Change in Control	77
	CEO Pay Ratio	80
	Pay Versus Performance	80
DIRECTOR COMPENSATION		85
	Director Compensation Table for Fiscal Year 2023	85
	Narrative to the Director Compensation Table	86
EQUITY COMPENSATION PLAN INFORMATION		87
TRANSACTIONS WITH RELATED PERSONS		88
	Transactions with Related Persons	88
	Review, Approval and Monitoring of Transactions with Related Persons	88
SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS		90
SECURITY OWNERSHIP OF DIRECTORS AND EXECUTIVE OFFICERS		91
AUDIT COMMITTEE MATTERS		92
	Audit Committee Report	92
	Fees of Principal Accountants	93
INCORPORATION BY REFERENCE		95
ANNUAL REPORT AND FORM 10-K		96
ADDITIONAL ANNUAL MEETING INFORMATION		97
STOCKHOLDER PROPOSALS		100
APPENDIX A: Reconciliation of Non-GAAP Financial Measures		A-1



						Corporate Governance & Sustainability. Experience with corporate governance, including with public company boards, or with sustainability initiatives, including diversity, equity and inclusion, supports our goals of strong Board and management accountability, transparency, and long-term stockholder value through a sustainable model.
						Finance, Capital and Investments. Knowledge and experience in finance, accounting and financial reporting, as well as financial markets, capital management and investments, helps our directors oversee our financial position, financial reporting and internal controls, as well as financing activities, capital structure and investment strategy.
						Industry Experience. Directors with relevant industry experience, including insurance, business services and the industries supporting the connected world, such as mobile, auto, and supply chain, offer a valuable perspective when reviewing our strategy and businesses.
						Global. A global perspective, whether through a director’s background or experience in global business and operations, including exposure to cultures, consumer preferences and economic, political and regulatory conditions globally, helps directors oversee the Company’s global strategy and businesses.
						Risk Management. Experience with risk management and compliance develops a director’s ability to appreciate, anticipate and effectively oversee risks, which is critical to the Board’s role in overseeing the risks facing the Company.
						Leadership. Serving in an executive leadership position equips directors with deep understanding of organizational behavior, talent management, culture and other aspects of complex organizations, including strategic planning and operations, which are critical to support our strategy and businesses.
						Consumer Focus. Directors with consumer expertise, including experience developing, leading or supporting consumer strategies, offer valuable insights as the Company leverages consumer insights to introduce new and innovative products and services to meet the evolving needs of consumers.
						Technology. Understanding of information technology and cybersecurity matters, as well as digital expertise, is increasingly important to the Company’s digital-first strategy and focus on customer experience, and to Board oversight of cybersecurity.



Skills and Experience		Ms. Rosen	Mr. Alves	Mr. Basu	Mr. Carter	Mr. Demmings	Ms. Edelman	Ms. Granat	Mr. Jackson	Ms. Perry	Mr. Redzic	Mr. Reilly

Corporate Governance & Sustainability, including DE&I and other sustainable initiatives
Finance, Capital and Investments, including accounting, financial reporting, financial markets, capital management and investments
Industry Experience, including insurance, business services, mobile, auto and supply chain
Global background or experience
Risk Management, including compliance
Leadership, including in strategy, operations and talent management
Consumer Focus
Technology, including digital or cybersecurity
Demographic Background

Age		71	69	65	65	51	68	53	70	72	53	67
Tenure (Years)		15	5	1	4	2	7	2	15	7	5	13
Gender, Racial or Ethnic Diversity	Gender
	Racial or Ethnic



	Board	Audit	Compensation and Talent	Finance and Risk	Information Technology	Nominating and Corporate Governance
Number of Meetings in 2023	5	10	7	7	4	5



			Ongoing Employee Feedback & Listening			We regularly engage with our employees to seek feedback through an array of forums and channels, including one-on-one discussions with managers, interactive townhall meetings, targeted employee surveys and our enterprise-wide listening program designed to expand opportunities for anonymous, real-time feedback between managers and employees. Results from our most recent enterprise-wide listening program, which concluded in June 2023, benefited from strong employee participation and demonstrate that employees generally feel engaged and aligned with the Company’s priorities. We conducted employee focus groups that helped validate that the recommended benefits plan changes for 2023 met the needs of our diverse workforce particularly around predictability and affordability of health care costs. Additionally, there were several 2024 enhancements such as increased employer contributions, expanded plan offerings, and more affordable virtual care and mental health access.
			Commitment to Diversity & Inclusion			In 2023, we strengthened our commitment to disability inclusion by signing the Disability:IN Pledge. Disability:IN is a leading nonprofit resource for disability inclusion globally and one of our current diversity, equity and inclusion strategic partners. We expanded our employee resource groups (“ERG”), which now include Women@Assurant, Veterans@Assurant, Mosaic@Assurant, Pride@Assurant, and Abilities@Assurant. These ERGs provide employees a forum to raise topics that are important to underrepresented groups. We enhanced our enterprise-wide mentorship program providing select underrepresented minorities groups, women and allies with mentorship opportunities. We also expanded our employees’ participation in targeted development programs for women and underrepresented groups including representation at various HACE (Hispanic Alliance for Career Enhancement), ELC (Executive Leadership Council), LEAP (Leadership Acceleration Program) and Disability:IN forums.


Welcome Letter


Table of Contents


			Investing in Our People			We remain focused on employee engagement and investments in programs to support career development as well as recognizing and rewarding performance. We enhanced our internal career site to support employees in discovering new job opportunities as they become available. We introduced Leading the Way, which is intended to further grow skills, capabilities and careers to impact engagement, performance and drive results, broadening career opportunities while also reinforcing a culture of strong ethics and compliance. We launched partnerships with leading industry tools to provide all employees with access to a virtual mentor to further develop professional and managerial skills.



			Electric Vehicle Product			EV-One, our electric vehicle and hybrid protection policy, is available in 12 countries. EV-One provides extensive repair replacement and comprehensive battery coverage, helping to support the adoption of energy-efficient vehicles with customer-centric service that enhances the experience and benefits of driving an EV or plug-in hybrid electric vehicle.
			Repurposing Mobile Devices			In 2023, Assurant repurposed over 22 million mobile devices. We introduced Assurant® Carbon IQ™: the first solution that provides detailed measurement and insights on the carbon impact of individual connected devices, including refurbished devices, throughout the device lifecycle.



			Reduce GHG Emissions by 40 Percent by 2030			We continued to make progress on our science-based aligned target to reduce Scope 1 and Scope 2 GHG emissions by 40% by 2030 from a 2021 base year, including a reduction of our enterprise Scope 1 and Scope 2 GHG emissions by 12.5 percent year-over-year.


			Enhanced and Verified Emissions Reporting			We continue to enhance our emissions reporting, including purchased goods and services, and use of sold products, a category that pertains exclusively to our mobile business. We engaged a third party to conduct an independent verification of all Scope 1, Scope 2 and relevant Scope 3 GHG emissions, excluding our investment portfolio. In 2023, we continued Scope 3 reporting of our investment portfolio by industry and asset class, and expanded reporting by geographic region.
			Climate Action Policy			We continue to uphold and adhere to our Responsible Investing Commitment Policy and our Climate Action Policy, which identifies the steps that we will take to continue to integrate our environmental commitment into our business operations and maintain the appropriate governance and oversight to monitor, manage, and continuously improve our climate action and environmental performance.


Executive compensation programs should align the interests of our executives with those of our stockholders by tying compensation to the Company’s stock price and financial performance.


Executive compensation opportunities should be sufficiently competitive to motivate and retain talent while aligning their interests with those of our stockholders.


Our incentive-based programs should motivate our executives to deliver strong, sustainable results.



			Compensation Element			Objective/Purpose
			Annual base salary			Competitive base salaries support our ability to attract and retain executive talent.
			Annual incentive program (ESTIP)			Motivates executives to achieve specific near-term enterprise goals designed to support the Company’s strategic and financial objectives.
			Long-term equity incentive program (ALTEIP)			Aligns management’s interests with stockholders’ interests. Reinforces a culture of accountability focused on long-term value creation and is a key element of retaining executive talent.



Name	2022 Base Salary ($)1	2023 Base Salary ($)1	% Increase
Keith W. Demmings	1,000,000	1,000,000	—%
Keith R. Meier2	610,000	730,000	20%
Francesca L. Luthi3	525,000	625,000	19%
Robert A. Lonergan	500,000	500,000	—%
Michael P. Campbell	520,000	520,000	—%
Richard S. Dziadzio	680,000	680,000	—%



Name	2023 Base Salary ($)	Target Annual Incentive (as a % of Salary)	Target Annual Incentive ($)
Keith W. Demmings	1,000,000	150%	1,500,000
Keith R. Meier1	638,521	103%	654,965
Francesca L. Luthi2	537,877	100%	537,877
Robert A. Lonergan	500,000	100%	500,000
Michael P. Campbell	520,000	90%	468,000
Richard S. Dziadzio	680,000	100%	680,000



			ESTIP Metrics			Weight
			Adjusted EBITDA, excluding reportable catastrophes			50%
			Net earned premiums, fees and other income			30%
			Individual performance component			20%



ESTIP Metrics	Weight	Threshold	Target	Maximum	Actual3	Performance Factor
Adjusted EBITDA (excluding reportable catastrophes)4	50%	$1,014	$1,193	$1,312	$1,369	2.00
Net earned premiums, fees and other income4,5	30%	$8,697	$10,232	$11,767	$10,704	1.09
Enterprise Financial Performance Factor						1.66



NEO	2023 Target Annual Incentive 1	Actual Performance				2023 Annual Incentive Payment
		Enterprise Financial Performance (80% of Total)		Individual Performance Component (20% of Total)
		%	$	%	$
Keith W. Demmings	$1,500,000	1.66	1,992,000	1.30	390,000	$2,382,000
Keith R. Meier	$654,965	1.66	869,793	1.50	196,489	$1,066,282
Francesca L. Luthi	$537,877	1.66	714,300	1.50	161,363	$875,663
Robert A. Lonergan	$500,000	1.66	664,000	1.30	130,000	$794,000
Michael P. Campbell	$468,000	1.66	621,504	1.70	159,120	$780,624
Richard S. Dziadzio	$680,000	1.66	903,040	1.00	136,000	$1,039,040



Name	2023 Target Annual Long Term Incentive (as a % of Salary)	2023 PSUs (75%)		2023 RSUs (25%)		Total Grant Date Dollar ($) Value
		Number (#) of Units	Grant Date Dollar ($) Value1	Number (#) of Units	Grant Date Dollar ($) Value1
Keith W. Demmings	650%	43,931	4,875,023	14,644	1,625,045	6,500,068
Keith R. Meier	280%	11,828	1,312,553	3,943	437,555	1,750,108
Francesca L. Luthi	250%	8,871	984,415	2,957	328,138	1,312,553
Robert A. Lonergan	210%	7,097	787,554	2,366	262,555	1,050,109
Michael P. Campbell	200%	7,029	780,008	2,343	260,003	1,040,011
Richard S. Dziadzio	300%	13,788	1,530,054	4,596	510,018	2,040,072



NOI EPS 2020-2022 Performance Period1
Performance Level	Cumulative NOI EPS2	Payout
Maximum	$38.67	200%
Stretch	$36.99	125%
Above Target	$35.31	110%
Target	$33.63	100%
Near Target	$31.95	90%
Below Target	$30.27	75%
Threshold	$28.59	50%



NOI EPS 2021-2023 Performance Period1
Performance Level	Cumulative NOI EPS2	Payout
Maximum	$42.78	200%
Stretch	$40.92	125%
Above Target	$39.06	110%
Target	$37.20	100%
Near Target	$35.34	90%
Below Target	$33.48	75%
Threshold	$31.62	50%
Below Threshold	$31.61 or less	0%



Name and Principal Position	Year	Salary ($)	Bonus ($)	Stock Awards1 ($)	Option Awards ($)	Non-Equity Incentive Plan Compensation ($)	Change in Pension Value and Nonqualified Deferred Compensation Earnings ($)	All Other Compensation2 ($)	Total ($)
(a)	(b)	(c)	(d)	(e)	(f)	(g)	(h)	(i)	(j)
Keith W. Demmings, President, Chief Executive Officer	2023	1,000,000	—	6,672,937	—	2,382,000	—	276,087	10,331,024
	2022	988,462	—	5,924,103	—	1,230,000	—	229,716	8,372,281
	2021	636,808	—	2,760,315	—	791,020	—	267,093	4,455,236
Keith R. Meier, Executive Vice President, Chief Financial Officer3 (effective November 15)	2023	633,712	—	1,796,651	—	1,066,282	—	128,787	3,625,432
	2022	606,154	—	1,662,399	—	500,200	—	124,751	2,893,504
Francesca L. Luthi, Executive Vice President, Chief Operating Officer (effective November 15)	2023	533,846	—	1,347,460	—	875,663	—	128,196	2,885,165
	2022	525,000	—	1,399,620	—	430,500	—	134,544	2,489,664
	2021	525,000	—	1,106,962	—	609,000	—	146,901	2,387,863
Robert A. Lonergan, Executive Vice President, Chief Strategy and Risk Officer3	2023	500,000	—	1,078,036	—	794,000	—	118,977	2,491,013
	2022	500,000	—	2,656,911	—	410,000	—	119,913	3,686,824
Michael P. Campbell, Executive Vice President, President Global Housing4	2023	520,000	—	1,067,670	—	780,624	—	116,880	2,485,174
Richard S. Dziadzio, Former Executive Vice President, Chief Financial Officer (through November 15)	2023	680,000	—	2,094,328	—	1,039,040	—	212,146	4,025,514
	2022	680,000	—	2,417,074	—	557,600	—	233,427	3,888,101
	2021	680,000	—	1,971,330	—	788,800	—	344,918	3,785,048



Name	Executive LTD	Company Contributions to Executive 401(k)	Company Contributions to 401(k)	Dividends and Dividend Equivalents a	Other Amounts	Total
Keith W. Demmings	$5,841	$114,000	$19,800	$136,446	—	$276,087
Keith R. Meier	$5,222	$48,235	$19,800	$55,530	—	$128,787
Francesca L. Luthi	$4,120	$38,061	$19,800	$66,215	—	$128,196
Robert A. Lonergan	$4,120	$34,800	$19,800	$60,257	—	$118,977
Michael P. Campbell	$6,149	$37,426	$19,800	$53,505	—	$116,880
Richard S. Dziadzio	$5,670	$54,456	$19,800	$132,220	—	$212,146



Name	Grant Date	Award Type	Estimated Future Payouts Under Non-Equity Incentive Plan Awards1			Estimated Future Payouts Under Equity Incentive Plan Awards2			All Other Stock Awards: Number of Shares of Stock or Units (#)	Grant Date Fair Value of Stock Awards ($)3
			Threshold ($)	Target ($)	Maximum ($)	Threshold (#)	Target (#)	Maximum (#)
(a)	(b)	(c)	(d)	(e)	(f)	(g)	(h)	(i)	(j)	(k)
Keith W. Demmings	3/16/2023	RSU	—	—	—	—	—	—	14,644	1,625,045
	3/16/2023	PSU	—	—	—	21,966	43,931	87,862	—	5,047,892
	—	Annual Incentive	0	1,500,000	3,000,000	—	—	—	—	—
Keith R. Meier	3/16/2023	RSU	—	—	—	—	—	—	3,943	437,555
	3/16/2023	PSU	—	—	—	5,914	11,828	23,656	—	1,359,096
	—	Annual Incentive	0	654,965	1,309,929	—	—	—	—	—
Francesca L. Luthi	3/16/2023	RSU	—	—	—	—	—	—	2,957	328,138
	3/16/2023	PSU	—	—	—	4,436	8,871	17,742	—	1,019,322
	—	Annual Incentive	0	537,877	1,075,753	—	—	—	—	—
Robert A. Lonergan	3/16/2023	RSU	—	—	—	—	—	—	2,366	262,555
	3/16/2023	PSU	—	—	—	3,549	7,097	14,194	—	815,481
	—	Annual Incentive	0	500,000	1,000,000	—	—	—	—	—
Michael P. Campbell	3/16/2023	RSU	—	—	—	—	—	—	2,343	260,003
	3/16/2023	PSU	—	—	—	3,515	7,029	14,058	—	807,667
	—	Annual Incentive	0	468,000	936,000	—	—	—	—	—
Richard S. Dziadzio	3/16/2023	RSU	—	—	—	—	—	—	4,596	510,018
	3/16/2023	PSU	—	—	—	6,894	13,788	27,576	—	1,584,310
	—	Annual Incentive	0	680,000	1,360,000	—	—	—	—	—



Stock Awards1
Name	Number of Shares or Units of Stock That Have Not Vested (#)		Market Value of Shares or Units of Stock That Have Not Vested2 ($)	Equity Incentive Plan Awards: Number of Unearned Shares, Units or Other Rights That Have Not Vested (#)		Equity Incentive Plan Awards: Market or Payout Value of Unearned Shares, Units or Other Rights That Have Not Vested2 ($)
(a)	(b)		(c)	(d)		(e)
Keith W. Demmings	3,600	6	606,564
	744	3	125,357
	731	8	123,166
	4,780	4	805,382
	14,644	5	2,467,368
				13,388	9	2,255,744
				13,156	10	2,216,654
				43,014	11	7,247,429
				87,862	12	14,803,868
Keith R. Meier	625	7	105,306
	464	3	78,179
	1,342	4	226,114
	3,943	5	664,356
				8,352	9	1,407,228
				12,070	11	2,033,674
				23,656	12	3,985,799
Francesca L. Luthi	637	3	107,328
	1,130	4	190,394
	2,957	5	498,225
				11,464	9	1,931,569
				10,162	11	1,712,195
				17,742	12	2,989,350
Robert A. Lonergan	607	3	102,273
	1,004	4	169,164
	2,366	5	398,647
				10,918	9	1,839,574
				22,034	11	3,712,509
				14,194	12	2,391,547
Michael P. Campbell	2,343	5	394,772
				8,516	9	1,434,861
				8,948	11	1,507,649
				14,058	12	2,368,632
Richard S. Dziadzio	1,135	3	191,236
	1,950	4	328,556
	4,596	5	774,380
				20,416	9	3,439,892
				17,550	11	2,957,000
				27,576	12	4,646,280