AX
Axos Financial, Inc.
$95.59
-2.89 (-2.93%)
At close · Jul 8
Market Cap
$5.52B
Shares
56,884,635
Price & Indicators
Indicators
Price
Panels
Event markers
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$95.59
Open$99.29
Day$95.03–99.29
52W$74.89–101.92
Avg vol 30d385K
Short int3.2M · 5.7% float · 9.7d
Short vol79%
Last earningsApr 30, 2026
DataJan 2020–Jul 2026
Filing10-Q · Apr 30
Equibles Rating
blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical
Buy
Momentum
Strong
Sentiment
Bullish
Fundamentals
Strong
Quant / Vol
Moderate
Market backdrop
VIX 16.9 · calm
Equity put/call 0.86
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+9%
above
Price vs 50-day avg
+6%
above
RSI (14)
56
neutral
MACD trend
Positive
52-week position
77%
mid-range
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
+9%
trailing
6-month return
+4%
trailing
YTD return
+11%
this year
Relative strength
−3%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $90 › 200d $88 — 50d above 200d
Institutional flow
Accumulating
5 of 386 funds reported for Jun 30 · net +409 sh shares
Insider flow
Distributing
Net -$358.9K over 90 days · 100% sells
Short interest
Falling
5.71% of float · ▼ -3.7% MoM · 9.7 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
386 holders — near 3-yr high, broad support
Squeeze score
60
elevated · 0–100
Fundamentals
Revenue growth
+2%
Y/Y
EPS growth
−3%
Y/Y
Valuation
P/E 11.8
below peers
Buyback
$148.1M
remaining
Balance sheet
$1.6B
net cash
Quant / Vol
risk profile
Volatility
32%
annualized · 1-yr
Max drawdown
−19%
past year
ATR
2.7%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Up next
Next earnings call
Jul 30, 2026
Est · unconfirmed
· in 3 wks
FQ1-27 quarter ends
~Sep 30, 2026
Est
filed Apr 30, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+9%
Bullish
Price vs 50-day avg
+6%
Bullish
RSI (14)
56
Neutral
MACD trend
Positive
Bullish
52-week position
77%
Neutral
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross)
No cross
50d $90 › 200d $88 — 50d above 200d
Institutional flow
Accumulating
5 of 386 funds reported for Jun 30 · net +409 sh shares
Insider flow
Distributing
Net -$358.9K over 90 days · 100% sells
Short interest
Falling
5.71% of float · ▼ -3.7% MoM · 9.7 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
386 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $75
Now $96 · 77%
52-wk high $102
vs 200-day avg +9%
vs 50-day avg +6%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Allowance for credit losses to total non-accrual loans | 195.2% | Q3 FY2026 | — |
| Net interest margin | 4.57% | Q3 FY2026 | — |
|
|
|||
| Non-performing assets to total assets | 0.62% | Q3 FY2026 | — |
| advisory fee income | $9.4M | Q3 FY2026 call | — |
| allowance for credit losses to non-accrual loans | 192.2% | March 31, 2026 call | — |
| artificial intelligence share of committed code | 90% | Q3 FY2026 call | — |
| assets under custody administration | 44B | Q3 FY2026 call | — |
| average loan yields for purchased loans | 12.39% | three months ended March 31, 2026 call | — |
| average loan yields from non-purchase loans | 7.23% | three months ended March 31, 2026 call | — |
| Capital One IRA savings and CDs deposit acquisition | 3.2B | Q3 FY2026 call | — |
| ending loan balance growth excluding single-family warehouse | 800M | Q3 FY2026 call | — |
| ending non-interest-bearing deposits | 3.4B | Q3 FY2026 call | — |
| Genius Bank digital banking clients | 60,000 | Q3 FY2026 call | — |
| Genius Bank online saving deposits | 2.3B | February 2026 call | — |
| increase in technical users of artificial intelligence tools since beginning of calendar 2026 | 37% | beginning of calendar 2026 to Q3 FY2026 call | — |
| mortgage banking income | $3.7M | Q3 FY2026 call | — |
| net loan growth | 700M | Q3 FY2026 call | — |
| net new asset growth | 140M | first three months of 2026 call | — |
| new loan interest rate - auto portfolio | 7.8% | Q3 FY2026 call | — |
| new loan interest rate - CNI portfolio | 6.9% | Q3 FY2026 call | — |
| new loan interest rate - multifamily portfolio | 6.7% | Q3 FY2026 call | — |
| new loan interest rate - single family portfolio | 6.9% | Q3 FY2026 call | — |
| off balance sheet deposits at partner banks | $415M | Q3 FY2026 call | — |
| return on assets | 1.8% | three months ended March 31, 2026 call | — |
| return on average common equity | 16% | three months ended March 31, 2026 call | — |
| single-family warehouse seasonal decline | 123M | Q3 FY2026 call | — |
| team members using Claude Enterprise | 500 | Q3 FY2026 call | — |
| total non-performing assets | $180.4M | Q3 FY2026 call | — |
| total originations for investment excluding single-family warehouse lending | 5.1B | three months ended March 31, 2026 call | — |
| Verdant non-interest income | $23.7M | Q3 FY2026 call | — |
| Verdon new loans and operating leases | 200M | March quarter call | — |
| year-over-year increase in ending deposits | 11.2% | Q3 FY2026 call | — |
| year-over-year increase in net interest income | 11.2% | Q3 FY2026 call | — |
| Net annualized charge-offs to average loans | 4 | Three Months Ended December 31, 2025 | — |
| Net new assets under custody | $937.7M | Three Months Ended December 31, 2025 | — |
| Total assets under custody and/or administration | $44.4B | As of December 31, 2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
AX
this stock
Axos Financial, Inc.
|
$5.52B | +10.9% | +1.8% | 11.8 | 5.7% |
|
HDB
Hdfc Bank Ltd
|
$136.15B | -28.4% | +15.2% | — | 0.3% |
|
MFG
Mizuho Financial Group Inc
|
$125.84B | +39.8% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$104.44B | -3.2% | — | — | 0.7% |
|
PNC
Pnc Financial Services Group, Inc.
|
$100.76B | +19.0% | +7.2% | 14.6 | 1.9% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| AX | -1.9% | +8.8% | +4.2% | -1.9% | +10.9% |
| SPY | -0.2% | +0.8% | +7.4% | -0.2% | +9.3% |
| vs SPY | -1.7% | +8.0% | -3.2% | -1.7% | +1.6% |
Capital returns
Buyback program
· as of Mar 31, 2026
Authorized
$100.00M
Spent (derived)
—
Remaining
$148.10M
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.