BBD 6-K, filed Feb 5, 2020, 0001292814-20-000275

UNITED STATESSECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE

SECURITIES EXCHANGE ACT OF 1934

For the month of February, 2020 Commission File Number 1-15250

BANCO BRADESCO S.A.

(Exact name of registrant as specified in its charter)

BANK BRADESCO

(Translation of Registrant's name into English)

Cidade de Deus, s/n, Vila Yara06029-900 - Osasco - SPFederative Republic of Brazil

(Address of principal executive office)

Indicate by check mark whether the registrant files or will file annual reports under cover Form 20-F or Form 40-F. Form 20-F ___X___ Form 40-F _______

Indicate by check mark whether the registrant by furnishing the information contained in this Form is also thereby furnishing the information to the Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934. Yes _______ No ___X____

	Publicly-held Company<br>Corporate Taxpayer ID (CNPJ)

Material Fact

In accordance with paragraph 4 of Article 157 of Law No. 6,404/1976 and CVM Instruction No. 358/2002, Banco Bradesco S.A. hereby announces to the market its 2020 growth guidance:

Indicator	Guidance
Expanded Loan Portfolio(¹)	9% to 13%
Net Interest Income	4% to 8%
Fee and Commission Income	3% to 7%
Operating Expenses<br><br><br> <br>(Personnel + Administrative Expenses + Other Operating Expenses, Net of Income)	0% to 4%
Income from Insurance, Pension Plans and Capitalization Bonds<br><br><br> <br>(It includes the financial income of the operation)	4% to 8%
Expanded ALL (R$ billion)	R$13.5 to R$ 16.5

(¹) The prospects for 2020 consider the change in the composition of the expanded loan portfolio, which will be applied from the first quarter of 2020.

For further details, we suggest you check the Report on Economic and Financial Analysis – 4^th^ quarter/2019, available on banco.bradesco/ri

The projections are not guarantees of future performance and involve risks and uncertainties given that they are based on assumptions, and that they depend on future events that may not happen.

Cidade de Deus, Osasco, SP, February 5, 2020

Banco Bradesco S.A.

Leandro de Miranda Araujo

Executive Deputy Officer and

Investor Relations Officer

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Date: February 5, 2020

BANCO BRADESCO S.A.
By:		/S/Leandro de Miranda Araujo<br><br><br> <br>* * *
		Leandro de Miranda Araujo<br>Executive Deputy Officer andInvestor Relations Officer.

FORWARD-LOOKING STATEMENTS

This press release may contain forward-looking statements. These statements are statements that are not historical facts, and are based on management's current view and estimates of future economic circumstances, industry conditions, company performance and financial results. The words "anticipates", "believes", "estimates", "expects", "plans" and similar expressions, as they relate to the company, are intended to identify forward-looking statements. Statements regarding the declaration or payment of dividends, the implementation of principal operating and financing strategies and capital expenditure plans, the direction of future operations and the factors or trends affecting financial condition, liquidity or results of operations are examples of forward-looking statements. Such statements reflect the current views of management and are subject to a number of risks and uncertainties. There is no guarantee that the expected events, trends or results will actually occur. The statements are based on many assumptions and factors, including general economic and market conditions, industry conditions, and operating factors. Any changes in such assumptions or factors could cause actual results to differ materially from current expectations.

Bank Bradesco 6-K, filed Feb 5, 2020

About this 6-K