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BMO · Bank Of Montreal /Can/ · Earnings Call Transcripts & Audio

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$174.88 +1.19 (+0.69%) At close · Sep 11
Rebalance outlook locked
Market Cap
$121.56B
Shares
695.09M

Bank Of Montreal /Can/ Earnings Call Transcripts

Quarterly earnings calls for Bank Of Montreal /Can/ (BMO), with available speaker-labelled transcripts, captured audio replays, call highlights, 8-K earnings releases and periodic filings. Investor days and conferences appear here too.

Pull transcripts and briefs through the earnings call transcript API or MCP →

Revenue & result across quarters

Revenue Net income YoY up YoY down artefacts
▲60.8% 10.57B CAD 4.48B CAD '22 Q4 22-10-31 ▼34% 5.10B CAD 133.00M CAD '23 Q1 23-01-31 ▼16.4% 7.79B CAD 1.03B CAD '23 Q2 23-04-30 ▲32% 8.05B CAD 1.56B CAD '23 Q3 23-07-31 ▼21.3% 8.32B CAD 1.70B CAD '23 Q4 23-10-31 ▲50.5% 7.67B CAD 1.29B CAD '24 Q1 24-01-31 ▲2.4% 7.97B CAD 1.86B CAD '24 Q2 24-04-30 ▲1.7% 8.19B CAD 1.86B CAD '24 Q3 24-07-31 ▲7.7% 8.96B CAD 2.30B CAD '24 Q4 24-10-31 ▲20.8% 9.27B CAD 2.13B CAD '25 Q1 25-01-31 ▲8.8% 8.68B CAD 1.96B CAD '25 Q2 25-04-30 ▲9.7% 8.99B CAD 2.33B CAD '25 Q3 25-07-31 ▲4.3% 9.34B CAD 2.29B CAD '25 Q4 25-10-31 LATEST ▲6% 9.82B CAD 2.49B CAD '26 Q1 26-02-25
Earnings call
FY26 · Q3
2026-08-25
Bank Of Montreal /Can/ (BMO) Q3 2026 Earnings Call Transcript
Confident tone U.S. Banking Growth and ROE Path Earnings Performance and ROE Capital Markets Sustainability
Results not yet reported
Audio Transcript Slides 8-K10-Q
Earnings call
FY26 · Q2
2026-05-27
Bank Of Montreal /Can/ (BMO) Q2 2026 Earnings Call
Results not yet reported
Audio Transcript Slides 8-K10-Q
Earnings call
FY26 · Q1
2026-02-25
Bank Of Montreal /Can/ (BMO) Q1 2026 Earnings Call Transcript
Confident tone Profitability and earnings momentum ROE improvement toward 15% target U.S. Banking performance and balance sheet optimization
Revenue
9.82B CAD
▲ 6% YoY
Diluted EPS
3.39
▲ 19.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q4
2025-10-31
Bank Of Montreal /Can/ (BMO) Q4 2025 Earnings Call Transcript
Confident tone U.S. banking optimization and ROE path ROE improvement and profitability Credit risk and provisions
Revenue
9.34B CAD
▲ 4.3% YoY
Diluted EPS
2.97
▲ 1% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY25 · Q3
2025-07-31
Bank Of Montreal /Can/ (BMO) Q3 2025 Earnings Call Transcript
Confident tone ROE rebuild PCL normalization Capital Markets performance
Revenue
8.99B CAD
▲ 9.7% YoY
Diluted EPS
3.14
▲ 26.6% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q2
2025-04-30
Bank Of Montreal /Can/ (BMO) Q2 2025 Earnings Call Transcript
Confident tone Earnings and profitability Risk management and credit US personal and commercial (P&C) expansion
Revenue
8.68B CAD
▲ 8.8% YoY
Diluted EPS
2.50
▲ 5.9% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q1
2025-01-31
Bank Of Montreal /Can/ (BMO) Q1 2025 Earnings Call Transcript
Positive tone U.S. ROE Improvement Tariff and Trade Uncertainty Capital and Buybacks
Revenue
9.27B CAD
▲ 20.8% YoY
Diluted EPS
2.83
▲ 63.6% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q4
2024-10-31
Bank Of Montreal /Can/ (BMO) Q4 2024 Earnings Call Transcript
Positive tone Credit quality deterioration and PCL guidance PPPT growth and operating leverage U.S. segment performance and growth strategy
Revenue
8.96B CAD
▲ 7.7% YoY
Diluted EPS
2.94
▲ 34.2% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY24 · Q3
2024-07-31
Bank Of Montreal /Can/ (BMO) Q3 2024 Earnings Call Transcript
Positive tone Credit quality and loan loss provisions US Personal & Commercial / Bank of the West integration Operating leverage and expense management
Revenue
8.19B CAD
▲ 1.7% YoY
Diluted EPS
2.48
▲ 17% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q2
2024-04-30
Bank Of Montreal /Can/ (BMO) Q2 2024 Earnings Call Transcript
Positive tone Credit Risk / PCL Operating Leverage & Expenses Capital Markets
Revenue
7.97B CAD
▲ 2.4% YoY
Diluted EPS
2.36
▲ 87.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q1
2024-01-31
Bank Of Montreal /Can/ (BMO) Q1 2024 Earnings Call Transcript
Positive tone Bank of the West integration and U.S. expansion Macroeconomic outlook Expense management and operating leverage
Revenue
7.67B CAD
▲ 50.5% YoY
Diluted EPS
1.73
▲ 1135.7% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q4
2023-10-31
Bank Of Montreal /Can/ (BMO) Q4 2023 Earnings Call Transcript
Revenue
8.32B CAD
▼ 21.3% YoY
Diluted EPS
2.19
▼ 66.4% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY23 · Q3
2023-07-31
Bank Of Montreal /Can/ (BMO) Q3 2023 Earnings Call Transcript
Revenue
8.05B CAD
▲ 32% YoY
Diluted EPS
2.12
▲ 8.7% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q2
2023-04-30
Bank Of Montreal /Can/ (BMO) Q2 2023 Earnings Call Transcript
Revenue
7.79B CAD
▼ 16.4% YoY
Diluted EPS
1.26
▼ 82.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q1
2023-01-31
Bank Of Montreal /Can/ (BMO) Q1 2023 Earnings Call Transcript
Revenue
5.10B CAD
▼ 34% YoY
Diluted EPS
0.14
▼ 96.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q4
2022-10-31
Bank Of Montreal /Can/ (BMO) Q4 2022 Earnings Call Transcript
Revenue
10.57B CAD
▲ 60.8% YoY
Diluted EPS
6.51
▲ 101.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY22 · Q3
2022-07-31
Bank Of Montreal /Can/ (BMO) Q3 2022 Earnings Call Transcript
Revenue
6.10B CAD
▼ 19.3% YoY
Diluted EPS
1.95
▼ 42.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q2
2022-04-30
Bank Of Montreal /Can/ (BMO) Q2 2022 Earnings Call Transcript
Revenue
9.32B CAD
▲ 53.4% YoY
Diluted EPS
7.13
▲ 273.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q1
2022-01-31
Bank Of Montreal /Can/ (BMO) Q1 2022 Earnings Call Transcript
Revenue
7.72B CAD
▲ 10.7% YoY
Diluted EPS
4.43
▲ 46.2% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q4
2020-10-31
Bank Of Montreal /Can/ (BMO) Q4 2020 Earnings Call Transcript
Revenue
5.99B CAD
▼ 1.7% YoY
Diluted EPS
2.37
▲ 33.1% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY20 · Q3
2020-07-31
Bank Of Montreal /Can/ (BMO) Q3 2020 Earnings Call Transcript
Revenue
7.19B CAD
▲ 7.8% YoY
Diluted EPS
1.81
▼ 22.6% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q2
2020-04-30
Bank Of Montreal /Can/ (BMO) Q2 2020 Earnings Call Transcript
Revenue
5.26B CAD
▼ 15.3% YoY
Diluted EPS
1.00
▼ 55.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q1
2020-01-31
Bank Of Montreal /Can/ (BMO) Q1 2020 Earnings Call Transcript
Revenue
6.75B CAD
▲ 3.5% YoY
Diluted EPS
2.37
▲ 3.9% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Showing 1–23 of 23 earnings calls
Key facts CIK 927971 CUSIP 063671101 13F (30d) 208 filings 206 filers Visit website Investor relations