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COFS · Choiceone Financial Services Inc · Metrics

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$34.13 +0.97 (+2.93%)
Russell 2000 member Rebalance outlook locked
Market Cap
$510.43M
Shares
14.96M
Volume · Oct 22 81.42K Avg daily vol (3M) 79.72K

COFS metrics

87 of 122 screener metrics currently available.

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Market overview

2 metrics
Share price
$34.13
Market cap
$510.43M

Price action

20 metrics
Price change (1W)
+3.1%
Price change (30D)
+0.9%
Price change (3M)
-1.0%
Price change (6M)
+10.2%
Price change (YTD)
+12.3%
Price change (1Y)
+20.3%
Trailing year
Price change (5Y)
+31.4%
52-week high
$34.62
52-week low
$27.03
Change from 52-week high
-4.2%
Change from 52-week low
+22.7%
Annualized volatility
26.7%
Annualized volatility (3M)
18.4%
Beta
0.4
RSI (14D)
51.8
Price vs SMA 50
-0.4%
Price vs SMA 200
+5.9%
Avg volume (3M)
79,770
Relative volume
1.3
Average dollar volume
$2.67M

Company

3 metrics
Sector
Financial Services
Industry
Banks - Regional
Shares outstanding
14.96M

Valuation

12 metrics
P / E (TTM)
8.0
Trailing earnings · reciprocal yield 12.5%
PEG ratio
—
EV / revenue
—
EV / EBITDA
—
EV / EBIT
—
P / sales
2.9×
reciprocal yield 34.6%
P / book
1.0
reciprocal yield 97.3%
FCF yield
10.3%
TTM · current market cap
Buyback yield
1.0%
P / FCF
9.7
reciprocal yield 10.3%
P / operating cash flow
8.4
reciprocal yield 11.9%
Earnings yield
11.0%

Historical valuation

8 metrics
P / E historical average (3Y)
12.6×
reciprocal yield 7.9%
P / E historical average (5Y)
11.0×
reciprocal yield 9.1%
EV / revenue historical average (3Y)
—
EV / revenue historical average (5Y)
—
EV / EBIT historical average (3Y)
—
EV / EBIT historical average (5Y)
—
EV / EBITDA historical average (3Y)
—
EV / EBITDA historical average (5Y)
—

Dividends & buybacks

7 metrics
Dividend yield
3.5%
Trailing 12 months
Payout ratio
31.5%
Shareholder yield
—
Dividend / share (TTM)
$1.16
Dividend growth YoY
+3.6%
Dividend growth streak
5+
Stored dividend history starts 2020
Last ex-dividend
2026-09-15

Earnings calendar

2 metrics
Next earnings
—
Last earnings
—

Profitability

9 metrics
Gross margin
—
Operating margin
—
Trailing 12 months
Net margin
31.9%
Gross profit (TTM)
—
Operating profit (TTM)
—
Net income (TTM)
$54.72M
Trailing 12 months
Diluted EPS (TTM)
$4.14
FCF margin
29.7%
Effective tax rate
18.1%

Per share

11 metrics
Revenue per diluted share (TTM)
$11.42
Gross profit per diluted share (TTM)
—
Operating profit per diluted share (TTM)
—
EBITDA per diluted share (TTM)
—
Net income per diluted share (TTM)
$3.64
Operating cash flow per diluted share (TTM)
$3.93
Free cash flow per diluted share (TTM)
$3.39
Capital expenditures per diluted share (TTM)
$0.54
R&D per diluted share (TTM)
—
Stock compensation per diluted share (TTM)
$0.07
Book value per share
$31.02

Growth

11 metrics
Revenue growth YoY
-2.8%
Year over year
Net income growth YoY
-7.9%
Revenue (TTM)
$171.77M
Trailing 12 months
EPS growth YoY
-7.8%
Shares change YoY
-0.2%
Year over year · fewer shares
Revenue CAGR (3Y)
+25.7%
Revenue CAGR (5Y)
+17.0%
EPS CAGR (3Y)
-13.9%
EPS CAGR (5Y)
-0.6%
FCF CAGR (3Y)
-16.4%
FCF CAGR (5Y)
+30.6%

Quality

14 metrics
Return on equity
11.3%
Return on assets
1.2%
Debt / equity
—
Current ratio
—
EBITDA (TTM)
—
Free cash flow (TTM)
$51.04M
Quick ratio
—
Interest coverage
—
Net debt / EBITDA
—
Return on invested capital
—
Trailing 12 months
Net cash
$88.65M
Latest balance sheet
Cash & equivalents
$88.65M
Total assets
$4.46B
Total debt
—

Cash flow & spend

7 metrics
Operating cash flow (TTM)
$59.09M
Capital expenditures (TTM)
$8.05M
R&D (TTM)
—
SG&A (TTM)
—
Stock compensation (TTM)
$1.06M
R&D / revenue
—
Stock compensation / revenue
0.6%

Ownership (13F)

9 metrics
13F filers
126
13F filer change QoQ
+7
Institutional ownership
46.8%
Conviction holders (share of 13F filers)
0.0%
Crowding (high-turnover and private-fund holders)
11.9%
Private-fund adviser ownership
11.5%
Active holders' share change QoQ
-4.3%
Holder tenure
11.2
Price vs estimated holder cost
+17.5%

Ownership (registered funds)

1 metrics
Index-fund ownership
14.7%

Short interest

3 metrics
Short interest
3.5%
Latest settlement · 6.5 days to cover
Days to cover
6.5d
Short-squeeze score
64 / 100

Insider activity

2 metrics
Net insider buying (90D)
—
Insider-sentiment score
—

Risk flags

1 metrics
Going concern
—
Key facts CIK 803164 CUSIP 170386106 13F (30d) 19 filings 19 filers Visit website Investor relations