CRMT · Americas Carmart Inc
Substantial doubt about the company's ability to continue as a going concern.
“As described under "Management's Discussion and Analysis of Financial Condition and Results of Operations - Liquidity and Capital Resources" in Item 7 of this Annual Report on Form 10-K and in Note B to the Consolidated Financial Statements in Item 8 of this Annual Report, conditions affecting the Company's liquidity and capital structure raise substantial doubt about the Company's ability to continue as a going concern.”View the 10-K filed Jul 14, 2026
Income-statement, balance-sheet and cash-flow figures from SEC filings, plus a debt profile anchored in the latest 10-K and updated by each 10-Q and debt exhibit.
Chart any reported metric, KPI or segment over time — the full statement history lives here
| Line Item | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $1.28B | $1.39B | $1.39B | $1.4B | $1.19B | $909.67M | $744.61M | $669.12M | $612.2M | $587.75M | $567.91M | $530.32M | $489.19M | $464.68M | $430.18M | $379.25M | $338.93M | |
| $663.98M | $726.06M | $758.55M | $800.79M | $658.62M | $479.15M | $388.48M | $343.9M | $315.27M | $304.93M | $304.89M | $272.45M | $251.32M | $238.98M | $223.39M | $195.99M | $173.11M | |
| — | — | — | — | — | — | $264.52M | $242.61M | $222.26M | $215.22M | $201.63M | $200.12M | $183.19M | $176.76M | $163.47M | — | — | |
| — | — | — | — | — | — | 35.52% | 36.26% | 36.3% | 36.62% | 35.5% | 37.74% | 37.45% | 38.04% | 38% | — | — | |
| $208.08M | $188.92M | $179.42M | $176.7M | $156.13M | $130.86M | $117.76M | $107.25M | $99.02M | $91.94M | $92.24M | $83.8M | $78.59M | $73.18M | $67.66M | $62.14M | $57.21M | |
| $8.21M | $7.65M | $6.87M | $5.6M | $4.03M | $3.72M | $3.84M | $3.97M | $4.25M | $4.27M | $4.21M | $3.83M | $3.29M | $2.83M | $2.33M | $1.93M | $1.69M | |
| $1.39B | $1.37B | $1.43B | $1.37B | $1.07B | $774.34M | $680.26M | $609.27M | $573.3M | $555.51M | $549.41M | $483.29M | $455.52M | $414.02M | $377.4M | $334.21M | $296.98M | |
| $74.49M | $70.65M | $65.35M | $38.31M | $10.92M | $6.82M | $8.05M | $7.88M | $5.6M | $4.07M | $3.31M | $2.9M | $3M | $2.94M | $2.29M | $2.63M | $2.32M | |
| -$107.98M | $22.8M | -$40.14M | $25.79M | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| $31.13M | $4.87M | -$8.74M | $5.36M | $27.62M | $30.51M | $13.01M | $12.23M | $2.4M | $12.04M | $6.9M | $17.54M | $12.54M | $18.49M | $19.79M | $16.83M | $15.11M | |
| -$139.11M | $17.93M | -$31.39M | $20.43M | $95.01M | $104.82M | $51.34M | $47.63M | $36.51M | $20.21M | $11.6M | $29.49M | $21.13M | $32.17M | $32.99M | $28.22M | $26.84M | |
| -10.86% | 1.29% | -2.25% | 1.46% | 7.98% | 11.52% | 6.9% | 7.12% | 5.96% | 3.44% | 2.04% | 5.56% | 4.32% | 6.92% | 7.67% | 7.44% | 7.92% | |
| -$139.15M | $17.89M | -$31.43M | $20.39M | $94.97M | $104.78M | $51.3M | $47.59M | $36.47M | $20.17M | $11.56M | $29.45M | $21.09M | $32.13M | — | — | — | |
| USD/shares | -$16.79 | $2.38 | -$4.92 | $3.20 | $14.59 | $15.81 | $7.74 | $6.99 | $5.04 | $2.57 | $1.38 | $3.42 | $2.36 | $3.53 | $3.36 | $2.59 | $2.29 |
| USD/shares | -$16.79 | $2.33 | -$4.92 | $3.11 | $13.92 | $15.05 | $7.39 | $6.73 | $4.90 | $2.49 | $1.33 | $3.25 | $2.25 | $3.36 | $3.24 | $2.54 | $2.27 |
| shares | 8.29M | 7.52M | 6.39M | 6.37M | 6.51M | 6.63M | 6.63M | 6.81M | 7.23M | 7.85M | 8.37M | 8.62M | 8.93M | 9.11M | 9.79M | 10.86M | 11.68M |
| shares | 8.29M | 7.68M | 6.39M | 6.57M | 6.82M | 6.96M | 6.95M | 7.07M | 7.44M | 8.11M | 8.67M | 9.05M | 9.39M | 9.57M | 10.16M | 11.09M | 11.82M |
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2010–FY2026: $291.84M in buybacks, $640K in dividends.
Debt Profile
Annual debt figures are established from 10-K filings and updated by subsequent 10-Q disclosures. Instrument balances are not summed into a company total unless the filing itself reports that total.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.
Valuation
Peer medians compare against the 5 similar-size Auto & Truck Dealerships companies (of 18 listed).
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Product & Service (USD)
| Component | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| Sales Used Autos | $861,343,000 | $987,346,000 | $1,003,640,000 | $1,057,465,000 | $918,414,000 | $708,431,000 | $567,816,000 | $506,184,000 |
| Service Contract Sales | $85,178,000 | $83,753,000 | $67,213,000 | $57,593,000 | $42,958,000 | $30,733,000 | $31,480,000 | $30,243,000 |
| Wholesales Third Party | $46,874,000 | $40,070,000 | $52,463,000 | $54,610,000 | $46,625,000 | $34,286,000 | $28,966,000 | $27,376,000 |
| Payment Protection Plan Revenue | $34,418,000 | $35,039,000 | $37,482,000 | $34,526,000 | $30,685,000 | $25,679,000 | $24,730,000 | $22,705,000 |