CRMT · Americas Carmart Inc
$3.09
+0.00 (+0.00%)
At close · Aug 14
Going-concern doubt
— flagged Jul 14, 2026
Substantial doubt about the company's ability to continue as a going concern.
“the existence of substantial doubt about the Company's ability to continue as a going concern, and the effects of that disclosure on the Company's relationships with customers, associates, suppliers, lenders and other stakeholders”View the 10-K filed Jul 14, 2026
Market Cap
$25.73M
Shares
8.33M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$3.09
Open$3.03
Day$2.94–3.20
52W close$2.09–47.44
Avg vol 30d496K
Short int1.5M · 18.5% float · 4.6d
Short vol56%
Last earningsJul 14, 2026
DataJan 2020–Aug 2026
Filing10-K · Jul 14
Up next
Next earnings call
Oct 17, 2026
Est · unconfirmed
· in 9 wks
FQ2-27 quarter ends
~Oct 30, 2026
Est
filed Jul 14, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceOverall
Strong Sell
SellHoldBuy
Technical
Sell
Momentum
Very Weak
Sentiment
Bearish
Fundamentals
Weak
Quant / Vol
Very High
Market backdrop
VIX 14.3 · calm
Equity put/call 0.52
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
−80%
below
Price vs 50-day avg
−11%
below
RSI (14)
42
neutral
MACD trend
Positive
52-week position
2%
near low
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
−18%
trailing
6-month return
−85%
trailing
YTD return
−88%
this year
Relative strength
−99%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $3 › 200d $15 — 200d above 50d
Institutional flow
Distributing
-23% holders QoQ · +15 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
18.52% of float · ▲ +0.0% MoM · 4.6 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr low
73 holders — near 3-yr low, contrarian setup
Squeeze score
74
high risk · 0–100
Fundamentals
Revenue growth
−8%
Y/Y
Gross margin
21%
expanding
EPS growth
−821%
Y/Y
Free cash flow
$63.1M
Balance sheet
$675.4M
net debt
Quant / Vol
risk profile
Volatility
131%
annualized · 1-yr
Max drawdown
−96%
past year
ATR
14.3%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the 8-K filed Dec 4, 2025
annually
Cost savings (annual)
$2M
annualized basis
Expense savings (annualized)
$10.1M
SG&A as a percentage of sales (target)
16.5%
Prior guidance
period ended
· from the 8-K filed Dec 4, 2025
Expense savings
· remainder of fiscal year 2026
$4.9M
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Sell
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
−80%
Bearish
Price vs 50-day avg
−11%
Bearish
RSI (14)
42
Neutral
MACD trend
Positive
Bullish
52-week position
2%
Bearish
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Bearish · 2 of 6
Trend (MA cross)
No cross
50d $3 › 200d $15 — 200d above 50d
Institutional flow
Distributing
-23% holders QoQ · +15 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
18.52% of float · ▲ +0.0% MoM · 4.6 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr low
73 holders — near 3-yr low, contrarian setup
Price context
position in its 52-week range
Range low $2
Now $3 · 2%
Range high $47
vs 200-day avg -80%
vs 50-day avg -11%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Active dealership count | 94 | April 30, 2026 | — |
| Adjusted SG&A non-GAAP | $43.6M | Q4 FY2026 | — |
|
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| Average retail sales price | $20,138 | Q4 FY2026 | — |
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| Gross profit per unit | $7,442 | Full Year Fiscal Year 2026 | — |
| Net charge-offs as a percentage of average finance receivables | 27.6% | Full Year Fiscal Year 2026 | — |
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| Retail units sold | 11,411 | Q4 FY2026 | — |
| Sales volumes | 48,891 | Full Year Fiscal Year 2026 | — |
| Total gross profit per retail unit sold | $6,627 | Q4 FY2026 | — |
| Adjusted loss per share non-GAAP | $1.53 | Third Quarter Fiscal Year 2026 | — |
| Adjusted SG&A as a percentage of sales non-GAAP | 21.9% | Third Quarter Fiscal Year 2026 | — |
| Asset-backed notes issued | $161.3M | Third Quarter Fiscal Year 2026 | — |
| Total locations consolidated across Phases 1 and 2 | 18 | Third Quarter Fiscal Year 2026 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Auto & Truck Dealerships — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
CRMT
this stock
Americas Carmart Inc
|
$25.73M | -87.8% | -7.9% | — | 18.5% |
|
CVNA
Carvana Co.
|
$83.18B | — | +48.6% | — | 6.5% |
|
PAG
Penske Automotive Group, Inc.
|
$14.44B | +38.9% | -0.2% | 16.0 | 2.9% |
|
KMX
Carmax Inc
|
$8.50B | +55.1% | -1.8% | — | 9.7% |
|
LAD
Lithia Motors Inc
|
$8.30B | +13.6% | +17.2% | 12.5 | 9.8% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| CRMT | -4.3% | -18.0% | -84.9% | -3.1% | -87.8% |
| SPY | +0.4% | +4.5% | +13.8% | +3.9% | +13.9% |
| vs SPY | -4.7% | -22.5% | -98.6% | -7.1% | -101.6% |
Key facts
CIK
799850
CUSIP
03062T105
13F (30d)
88 filings
73 filers
Visit website
Investor relations