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DAVE · Dave Inc./DE

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$334.57 +0.80 (+0.24%) At close · Aug 14
Market Cap
$4.27B
Shares
12.76M

Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.

Revenue
$554.18M +59.7%
FY2025 Revenue FY2021–FY2025
Net Income
$195.87M +238.4%
FY2025 Net Income FY2021–FY2025
Operating Margin
-4.17%
FY2021
Diluted EPS
$13.53 +222.9%
FY2025 Diluted EPS FY2021–FY2025
Operating Cash Flow
$290.02M +131.8%
FY2025 Operating Cash Flow FY2021–FY2025

Chart any reported metric, KPI or segment over time — the full statement history lives here

Line Item TTM FY2025 FY2024 FY2023 FY2022 FY2021
$643.65M $554.18M $347.08MG $259.09M $204.84M $153.01M
$7.02M $6.4M $6.9M $4.9M $6.3M $2.8M
$7.13M $7.68M $5.54M $7.13M $3.06M
$421.45M $367.56M $312.47M $301.29M $339.23M $199.89M
-$6.38M
-4.17%
-$3.32M
$7.26M $7.04M $7.99M $11.77M $9.2M $2.55M
$22.94K
-$14.72M -$18.6M $25.74M -$6.2M $5.42M $26.98M
$207.48M $168.03M $60.35M -$48.4M -$128.97M -$19.9M
-$15.15M -$27.84M $2.48M $120K -$67K $97K
$222.64M $195.87M $57.87M -$48.52M -$128.91M -$19.99M
35.34% 16.67% -18.73% -62.93% -13.07%
$222.86M $196.02M $57.45M -$46.19M -$130.58M -$19.99M
USD/shares $14.65 $4.62 -$4.07 -$11.12 -$4.69
USD/shares $13.53 $4.19 -$4.07 -$11.12 -$4.69
shares 13.37M 12.52M 11.93M 11.59M 4.27M
shares 14.48M 13.82M 11.93M 11.59M 4.27M
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative. (G): the company's own guidance — a (G) column is a guided period not yet reported; a G marker shows how the reported figure landed against the guided range. Non-GAAP-basis guidance (*) is shown as stated and never judged against GAAP actuals.

Capital Returned to Shareholders

Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2021–FY2025: $44.27M in buybacks.

Price & Valuation

Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.

Valuation

EV/Revenue
6.62×
Peer median 3.66×
EV/EBIT
Peer median 21.64×
P/E (TTM)
21.66×
Peer median 38.12×

Peer medians compare against the 86 similar-size Software - Application companies (of 213 listed).

Valuation over time computed as of each quarter's filing date

Revenue Breakdown

Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.

Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.

By Product & Service (USD)

Component FY2025 FY2024 FY2023 FY2022 FY2021
Processing and Overdraft Service Fees, Net $466,841,000 $218,802,000 $152,490,000
Transaction Based Revenue $42,272,000 $35,650,000 $26,852,000 $10,831,000
Interchange Revenue Net $24,364,000 $19,990,000 $17,004,000 $10,792,000
Transaction-Based Revenue Other Net $15,655,000 $12,573,000 $7,243,000 $2,257,000
Tips $7,496,000 $67,563,000 $56,945,000 $61,951,000 $45,106,000
ATM Revenue Net $3,087,000 $2,605,000 $2,929,000
Other $462,000 $1,323,000 $1,099,000 $772,000
Processing Fees $218,802,000 $152,490,000 $106,664,000 $79,101,000
Subscriptions $24,599,000 $21,483,000 $19,146,000 $17,203,000
Key facts CIK 1841408 CUSIP 23834J201 13F (30d) 342 filings 339 filers Visit website Investor relations