DAVE · Dave Inc. · Webcasts, Transcripts & Audio
$277.04
+9.67 (+3.62%)
At close · Nov 13
Return incl. dividend (before tax)
Play latest call
Q3 2026 earnings call transcript
Market Cap
$3.54B
Shares
12.79M
Volume · Nov 13
281.96K
Avg daily vol (3M)
346.33K
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Dave Inc. Webcasts
Earnings calls, investor updates, investor days and conferences for Dave Inc. (DAVE), with available transcripts, audio replays and slides. Earnings calls also include available highlights, earnings releases and periodic filings.
Pull transcripts and briefs through the earnings call transcript API or MCP →
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Earnings call
FY26 · Q3
2026-11-04
Dave Inc. (DAVE) Q3 2026 Earnings Call Transcript
Confident tone
Funding, liquidity and capital return
Credit performance and provisions
CashAI underwriting
Revenue
$197.70M
▲ 31.2% YoY Diluted EPS
$3.30
▼ 47.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q2
2026-08-05
Dave Inc. (DAVE) Q2 2026 Earnings Call Transcript
Confident tone
Extra cash originations and ARPU
Coastal Community Bank funding partnership
Competitive positioning
Revenue
$170.79M
▲ 29.6% YoY Diluted EPS
$0.49
▼ 21% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-05-05
Dave Inc. (DAVE) Q1 2026 Earnings Call Transcript
Confident tone
Extra Cash originations
DaveFlex / Pay-in-4 product launch
Member acquisition and MTMs
Revenue
$158.41M
▲ 46.7% YoY Diluted EPS
$4.02
▲ 104.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Conference
Investor event
2026-03-03
Dave Inc. (DAVE) March 3, 2026 Conference Transcript
No reported result — non-financial event
Audio
Transcript
Slides
Earnings call
FY25 · Q4
2026-03-02
Dave Inc. (DAVE) Q4 2025 Earnings Call Transcript
Confident tone
ExtraCash originations and engagement
Growth algorithm: MTMs and ARPU
CashAI v5.5 and credit performance
Revenue
$163.72M*
▲ 62.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-11-04
Dave Inc. (DAVE) Q3 2025 Earnings Call Transcript
Confident tone
Revenue and EBITDA growth
CashAI underwriting engine
Dave Card and subscription revenue
Revenue
$150.72M
▲ 63% YoY Diluted EPS
$6.34
▲ 21033.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Conference
Investor event
2025-08-13
Dave Inc. (DAVE) August 13, 2025 Conference Transcript
No reported result — non-financial event
Audio
Transcript
Slides
Earnings call
FY25 · Q2
2025-08-06
Dave Inc. (DAVE) Q2 2025 Earnings Call Transcript
Confident tone
Record revenue and profitability growth
New subscription fee structure
Member acquisition and unit economics
Revenue
$131.76M
▲ 64.5% YoY Diluted EPS
$0.62
▲ 31.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-05-08
Dave Inc. (DAVE) Q1 2025 Earnings Call Transcript
Confident tone
ExtraCash fee structure transition
Dave Card engagement and ARPU expansion
ExtraCash originations and Cash AI underwriting
Revenue
$107.98M
▲ 46.7% YoY Diluted EPS
$1.97
▼ 24.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-03-03
Dave Inc. (DAVE) Q4 2024 Earnings Call Transcript
Confident tone
ExtraCash new fee model transition
Dave Card and banking engagement
Credit performance and underwriting
Revenue
$100.84M*
▲ 37.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-11-05
Dave Inc. (DAVE) Q3 2024 Earnings Call Transcript
Confident tone
ExtraCash Originations Growth
New Mandatory Fee Model and Subscription Pricing
Cash AI and Underwriting Model
Revenue
$92.49M
▲ 40.5% YoY Diluted EPS
$0.03
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-08-06
Dave Inc. (DAVE) Q2 2024 Earnings Call Transcript
Confident tone
Extra Cash Product
Dave Card Engagement and Direct Deposit
ARPU Expansion
Revenue
$80.12M
▲ 30.8% YoY Diluted EPS
$0.47
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-05-07
Dave Inc. (DAVE) Q1 2024 Earnings Call Transcript
Confident tone
ExtraCash Originations and Underwriting
Dave Card and Direct Deposit
Profitability and Adjusted EBITDA
Revenue
$73.63M
▲ 24.9% YoY Diluted EPS
$2.60
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-03-05
Dave Inc. (DAVE) Q4 2023 Earnings Call Transcript
Confident tone
ExtraCash Product Growth
Profitability and Financial Performance
2024 Guidance and Capital Position
Revenue
$73.12M*
▲ 22.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-11-07
Dave Inc. (DAVE) Q3 2023 Earnings Call Transcript
Revenue
$65.81M
▲ 15.9% YoY Diluted EPS
$-1.01
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-08-08
Dave Inc. (DAVE) Q2 2023 Earnings Call Transcript
Revenue
$61.23M
▲ 33.7% YoY Diluted EPS
$-1.90
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-05-09
Dave Inc. (DAVE) Q1 2023 Earnings Call Transcript
Revenue
$58.93M
▲ 38.5% YoY Diluted EPS
$-1.19
Rev · 7q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-03-07
Dave Inc. (DAVE) Q4 2022 Earnings Call Transcript
Revenue
$59.67M*
▲ 45% YoY
Rev · 6q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-11-10
Dave Inc. (DAVE) Q3 2022 Earnings Call Transcript
Revenue
$56.81M
▲ 41.3% YoY Diluted EPS
$-4.06
Rev · 6q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-08-12
Dave Inc. (DAVE) Q2 2022 Earnings Call Transcript
Revenue
$45.80M
▲ 23% YoY Diluted EPS
$-2.34
Rev · 5q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-05-11
Dave Inc. (DAVE) Q1 2022 Earnings Call Transcript
Revenue
$42.55M
▲ 23.6% YoY Diluted EPS
$-2.91
Rev · 4q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-03-21
Dave Inc. (DAVE) Q4 2021 Earnings Call Transcript
Revenue
$41.16M*
Rev · 3q
Audio
Transcript
Slides
8-K10-K
Showing 1–22 of 22 webcasts
Key facts
CIK
1841408
CUSIP
23834J201
13F (30d)
266 filings
246 filers
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