EFSC · Enterprise Financial Services Corp
Price & Indicators
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Metrics snapshot
Useful current figures from the complete screener profile.
AI Brief
Q2 FY26 earnings call · Jul 23, 2026TL;DR. EFSC reported Q2 2026 EPS of $1.09 (down from $1.30) as $14.2M in credit loss provision and a $5.6M drop in noninterest income outweighed loan growth and a 2bp NIM expansion to 4.30%; the company issued $175M of subordinated notes, repurchased shares, raised the dividend, and guided NIM to the mid-to-upper 4.20s.
- + NIM expanded 2bps QoQ to 4.30% with management guiding to mid-to-upper 4.20s
- + Net interest income rose $2.6M QoQ to $168.7M on higher loan and securities yields
- + Loans grew $199.6M QoQ to $11.9B with strong originations and pipeline
- + Board approved additional 2,000,000 shares for repurchase, signaling continued capital return
- − EPS fell to $1.09 from $1.30 QoQ and $1.36 YoY on weaker results
- − Provision for credit losses nearly doubled QoQ to $14.2M from $7.2M
- − Noninterest income fell $5.6M QoQ to $13.5M on securities restructuring loss and lower tax credit income
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders SellIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
EFSC
this stock
Enterprise Financial Services Corp
|
$2.17B | +8.8% | — | 11.9 | 3.8% |
|
MFG
Mizuho Financial Group Inc
|
$130.35B | +47.1% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$113.79B | -39.4% | -3.2% | — | 0.7% |
|
ITUB
Itau Unibanco Holding S.A.
|
$107.35B | +36.0% | — | — | 0.2% |
|
CIXPF
CaixaBank/ADR
|
$103.83B | +13.8% | — | — | 0.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| EFSC | -0.4% | -7.4% | +2.5% | -0.4% | +8.8% |
| SPY | +1.9% | +1.9% | +10.8% | +1.9% | +14.0% |
| vs SPY | -2.3% | -9.4% | -8.3% | -2.3% | -5.2% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.