Income-statement, balance-sheet and cash-flow figures from SEC filings, plus a debt profile anchored in the latest 10-K and updated by each 10-Q and debt exhibit.
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative. (G): the company's own guidance — a (G) column is a guided period not yet reported; a G marker shows how the reported figure landed against the guided range. Non-GAAP-basis guidance (*) is shown as stated and never judged against GAAP actuals.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement.
Across FY2008–FY2025: $2.16B in buybacks, $2.52B in dividends.
Debt Profile
Reported borrowing balances, repayment dates and agreement terms, with links to the underlying filings.
Reported debt balances
Each amount keeps its reported scope. Related balance-sheet measures appear under the borrowing they describe.
On July 22, 2026, Equifax Inc. (the “Company”) executed an Underwriting Agreement with J.P. Morgan Securities LLC, BofA Securities, Inc., Truist Securities, Inc. and Wells Fargo Securities, LLC, as the representatives of the underwriters named therein (the “Underwriting Agreement”), with regard to the issuance and sale by the Company of $500,000,000 aggregate principal amount of the Company’s 5.000% Senior Notes due 2029 (the “2029 Notes”) and $500,000,000 aggregate principal amount of the Company’s 5.650% Senior Notes due 2033 (the “2033 Notes” and, together with the 2029 Notes, the “Notes”). The Notes were issued pursuant to the Indenture, dated as of July 29, 2026 (the “Base Indenture”), between the Company and U.S. Bank Trust Company, National Association, as trustee, as supplemented by the First Supplemental Indenture relating to the Notes, dated as of July 29, 2026 (the “Supplemental Indenture” and, together with the Base Indenture, the “Indenture”).
Issuer evidence: On July 22, 2026, Equifax Inc. (the “Company”) executed an Underwriting Agreement with J.P. Morgan Securities LLC, BofA Securities, Inc., Truist Securities, Inc. and Wells Fargo Securities, LLC, as the representatives of the underwriters named therein (the “Underwriting Agreement”), with regard to the issuance and sale by the Company of $500,000,000 aggregate principal amount of the Company’s 5.000% Senior Notes due 2029 (the “2029 Notes”) and $500,000,000 aggregate principal amount of the Company’s 5.650% Senior Notes due 2033 (the “2033 Notes” and, together with the 2029 Notes, the “Notes”). The Notes were issued pursuant to the Indenture, dated as of July 29, 2026 (the “Base Indenture”), between the Company and U.S. Bank Trust Company, National Association, as trustee, as supplemented by the First Supplemental Indenture relating to the Notes, dated as of July 29, 2026 (the “Supplemental Indenture” and, together with the Base Indenture, the “Indenture”).
Supporting evidence: Interest on the 2029 Notes will accrue from July 29, 2026 at a rate of 5.000% per year and will be payable in cash semi-annually in arrears on February 15 and August 15 of each year, beginning on February 15, 2027. Interest on the 2033 Notes will accrue from July 29, 2026 at a rate of 5.650% per year and will be payable in cash semi-annually in arrears on February 15 and August 15 of each year, beginning on February 15, 2027.
Supporting evidence: The 2029 Notes will mature on August 15, 2029. Prior to their maturity date, the Company may redeem the 2029 Notes at its option, in whole or in part, at any time and from time to time, at a redemption price (expressed as a percentage of the principal amount and rounded to three decimal places) equal to the greater of (1)(a) the sum of the present values of the remaining scheduled payments of principal and interest thereon discounted to the redemption date (assuming the 2029 Notes matured on August 15, 2029) on a semi-annual basis (assuming a 360-day year consisting of twelve 30-day months) at the Treasury Rate (as defined in the Indenture) plus 15 basis points, less (b) interest accrued to the redemption date, and (2) 100% of the principal amount of the 2029 Notes to be redeemed, plus, in either case, accrued and unpaid interest thereon to, but excluding, the redemption date.
Supporting evidence: On July 22, 2026, Equifax Inc. (the “Company”) executed an Underwriting Agreement with J.P. Morgan Securities LLC, BofA Securities, Inc., Truist Securities, Inc. and Wells Fargo Securities, LLC, as the representatives of the underwriters named therein (the “Underwriting Agreement”), with regard to the issuance and sale by the Company of $500,000,000 aggregate principal amount of the Company’s 5.000% Senior Notes due 2029 (the “2029 Notes”) and $500,000,000 aggregate principal amount of the Company’s 5.650% Senior Notes due 2033 (the “2033 Notes” and, together with the 2029 Notes, the “Notes”). The Notes were issued pursuant to the Indenture, dated as of July 29, 2026 (the “Base Indenture”), between the Company and U.S. Bank Trust Company, National Association, as trustee, as supplemented by the First Supplemental Indenture relating to the Notes, dated as of July 29, 2026 (the “Supplemental Indenture” and, together with the Base Indenture, the “Indenture”).
5.650% Senior Notes due 2033
Note · Equifax Inc.
Reference: 5.650% Senior Notes due 2033
Active
Original principal
USD 500,000,000
Outstanding
—
Commitment
—
Availability
—
Maturity
Aug 15, 2033
Last reported interest terms:
5.65%
Reported 2026-07-29Later filings may not restate these terms; this does not confirm they still apply.
Covenant terms for this agreement are not yet verified.
On July 22, 2026, Equifax Inc. (the “Company”) executed an Underwriting Agreement with J.P. Morgan Securities LLC, BofA Securities, Inc., Truist Securities, Inc. and Wells Fargo Securities, LLC, as the representatives of the underwriters named therein (the “Underwriting Agreement”), with regard to the issuance and sale by the Company of $500,000,000 aggregate principal amount of the Company’s 5.000% Senior Notes due 2029 (the “2029 Notes”) and $500,000,000 aggregate principal amount of the Company’s 5.650% Senior Notes due 2033 (the “2033 Notes” and, together with the 2029 Notes, the “Notes”). The Notes were issued pursuant to the Indenture, dated as of July 29, 2026 (the “Base Indenture”), between the Company and U.S. Bank Trust Company, National Association, as trustee, as supplemented by the First Supplemental Indenture relating to the Notes, dated as of July 29, 2026 (the “Supplemental Indenture” and, together with the Base Indenture, the “Indenture”).
Issuer evidence: On July 22, 2026, Equifax Inc. (the “Company”) executed an Underwriting Agreement with J.P. Morgan Securities LLC, BofA Securities, Inc., Truist Securities, Inc. and Wells Fargo Securities, LLC, as the representatives of the underwriters named therein (the “Underwriting Agreement”), with regard to the issuance and sale by the Company of $500,000,000 aggregate principal amount of the Company’s 5.000% Senior Notes due 2029 (the “2029 Notes”) and $500,000,000 aggregate principal amount of the Company’s 5.650% Senior Notes due 2033 (the “2033 Notes” and, together with the 2029 Notes, the “Notes”). The Notes were issued pursuant to the Indenture, dated as of July 29, 2026 (the “Base Indenture”), between the Company and U.S. Bank Trust Company, National Association, as trustee, as supplemented by the First Supplemental Indenture relating to the Notes, dated as of July 29, 2026 (the “Supplemental Indenture” and, together with the Base Indenture, the “Indenture”).
Supporting evidence: Interest on the 2029 Notes will accrue from July 29, 2026 at a rate of 5.000% per year and will be payable in cash semi-annually in arrears on February 15 and August 15 of each year, beginning on February 15, 2027. Interest on the 2033 Notes will accrue from July 29, 2026 at a rate of 5.650% per year and will be payable in cash semi-annually in arrears on February 15 and August 15 of each year, beginning on February 15, 2027.
Supporting evidence: The 2033 Notes will mature on August 15, 2033. Prior to June 15, 2033 (two months prior to their maturity date), the Company may redeem the 2033 Notes at its option, in whole or in part, at any time and from time to time, at a redemption price (expressed as a percentage of the principal amount and rounded to three decimal places) equal to the greater of (1)(a) the sum of the present values of the remaining scheduled payments of principal and interest thereon discounted to the redemption date (assuming the 2033 Notes matured on June 15, 2033) on a semi-annual basis (assuming a 360-day year consisting of twelve 30-day months) at the Treasury Rate (as defined in the Indenture) plus 20 basis points, less (b) interest accrued to the redemption date, and (2) 100% of the principal amount of the 2033 Notes to be redeemed, plus, in either case, accrued and unpaid interest thereon to, but excluding, the redemption date.
Supporting evidence: On July 22, 2026, Equifax Inc. (the “Company”) executed an Underwriting Agreement with J.P. Morgan Securities LLC, BofA Securities, Inc., Truist Securities, Inc. and Wells Fargo Securities, LLC, as the representatives of the underwriters named therein (the “Underwriting Agreement”), with regard to the issuance and sale by the Company of $500,000,000 aggregate principal amount of the Company’s 5.000% Senior Notes due 2029 (the “2029 Notes”) and $500,000,000 aggregate principal amount of the Company’s 5.650% Senior Notes due 2033 (the “2033 Notes” and, together with the 2029 Notes, the “Notes”). The Notes were issued pursuant to the Indenture, dated as of July 29, 2026 (the “Base Indenture”), between the Company and U.S. Bank Trust Company, National Association, as trustee, as supplemented by the First Supplemental Indenture relating to the Notes, dated as of July 29, 2026 (the “Supplemental Indenture” and, together with the Base Indenture, the “Indenture”).
5.000% Senior Notes due 2029
Note · Equifax Inc.
Reference: 5.000% Senior Notes due 2029
Active
Original principal
USD 500,000,000
Outstanding
—
Commitment
—
Availability
—
Maturity
—
Covenant terms for this agreement are not yet verified.
Section 1.3. Amount of Series. Subject to Section 1.10 hereof, the aggregate principal amount of the 2029 Notes that may be issued under this First Supplemental Indenture is initially limited to $500,000,000 and the aggregate principal amount of the 2033 Notes that may be issued under this First Supplemental Indenture is initially limited to $500,000,000. The Notes may, upon the execution and delivery of this First Supplemental Indenture or from time to time thereafter, be executed by the Issuer and delivered to the Trustee for authentication, and the Trustee shall thereupon authenticate and deliver said Notes upon the delivery of a Company Order.
Issuer evidence: **FIRST SUPPLEMENTAL INDENTURE** **,** dated as of July 29, 2026, between EQUIFAX INC., a Georgia corporation (the “Issuer”), having its principal office at 1550 Peachtree Street, N.W., Atlanta, Georgia 30309, and U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, as trustee (the “Trustee”), having its Corporate Trust Office at 2 Concourse Parkway, Suite 800, Atlanta, Georgia 30328-5588, under the Indenture, dated as of July 29, 2026, between the Issuer and the Trustee (the “Original Indenture”).
Supporting evidence: Section 1.1. Designation of Series. Pursuant to the terms hereof and Section 301 of the Original Indenture, the Issuer hereby creates a series of its debt securities which shall be known as the “5.000% Senior Notes due 2029” (the “2029 Notes”) and a series of its debt securities which shall be known as the “5.650% Senior Notes due 2033” (the “2033 Notes” and, together with the 2029 Notes, the “Notes”), which Notes shall be deemed “Securities” for all purposes under the Original Indenture.
Supporting evidence: Section 1.1. Designation of Series. Pursuant to the terms hereof and Section 301 of the Original Indenture, the Issuer hereby creates a series of its debt securities which shall be known as the “5.000% Senior Notes due 2029” (the “2029 Notes”) and a series of its debt securities which shall be known as the “5.650% Senior Notes due 2033” (the “2033 Notes” and, together with the 2029 Notes, the “Notes”), which Notes shall be deemed “Securities” for all purposes under the Original Indenture.
5.650% Senior Notes due 2033
Note · Equifax Inc.
Reference: 5.650% Senior Notes due 2033
Active
Original principal
USD 500,000,000
Outstanding
—
Commitment
—
Availability
—
Maturity
—
Verified covenant terms
Change of Control Offer · Change of Control Triggering Event occursIf a Change of Control Triggering Event occurs, unless the Issuer has exercised its option to redeem the Notes, the Issuer shall be required to make an offer (the “Change of Control Offer”) to each Holder of the Notes to repurchase all or any partSpringingTrigger: If a Change of Control Triggering Event occursDefined terms:
Change of Control Triggering Event: the occurrence of both a Change of Control and a Rating Event.
Source evidence: “Change of Control Triggering Event” means the occurrence of both a Change of Control and a Rating Event.
Source evidence: If a Change of Control Triggering Event occurs, unless the Issuer has exercised its option to redeem the Notes, the Issuer shall be required to make an offer (the “Change of Control Offer”) to each Holder of the Notes to repurchase all or any part (equal to $2,000 or an integral multiple of $1,000 in excess thereof) of that Holder’s Notes on the terms set forth herein.
Target identity evidence: Equifax Inc., a Georgia corporation (the “Issuer,” which term includes any successor under the Original Indenture hereinafter referred to), for value received, hereby promises to pay to Cede & Co. or its registered assigns, the principal sum of [•] Dollars on August 15, 2033 (the “Maturity Date”), and to pay interest thereon from July 29, 2026 (or from the most recent interest payment date to which interest has been paid or duly provided for) in U.S. dollars semi-annually in arrears on February 15 and August 15 of each year (each, an “Interest Payment Date”), commencing on February 15, 2027, and on the Maturity Date, at the rate of 5.650% per annum, until payment of said principal sum has been made or duly provided for.
Target identity evidence: This security is one of a duly authorized issue of debentures, notes, bonds, or other evidences of indebtedness of the Issuer (hereinafter called the “Securities”) of the series hereinafter specified, all issued or to be issued under and pursuant to an Indenture, dated as of July 29, 2026 (hereinafter called the “Original Indenture”)
Target identity evidence: This Security is one of a series designated as the 5.650% Senior Notes due 2033 of the Issuer (the “Notes”), initially limited in aggregate principal amount to $500,000,000.
Section 1.3. Amount of Series. Subject to Section 1.10 hereof, the aggregate principal amount of the 2029 Notes that may be issued under this First Supplemental Indenture is initially limited to $500,000,000 and the aggregate principal amount of the 2033 Notes that may be issued under this First Supplemental Indenture is initially limited to $500,000,000. The Notes may, upon the execution and delivery of this First Supplemental Indenture or from time to time thereafter, be executed by the Issuer and delivered to the Trustee for authentication, and the Trustee shall thereupon authenticate and deliver said Notes upon the delivery of a Company Order.
Issuer evidence: **FIRST SUPPLEMENTAL INDENTURE** **,** dated as of July 29, 2026, between EQUIFAX INC., a Georgia corporation (the “Issuer”), having its principal office at 1550 Peachtree Street, N.W., Atlanta, Georgia 30309, and U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, as trustee (the “Trustee”), having its Corporate Trust Office at 2 Concourse Parkway, Suite 800, Atlanta, Georgia 30328-5588, under the Indenture, dated as of July 29, 2026, between the Issuer and the Trustee (the “Original Indenture”).
Supporting evidence: Section 1.1. Designation of Series. Pursuant to the terms hereof and Section 301 of the Original Indenture, the Issuer hereby creates a series of its debt securities which shall be known as the “5.000% Senior Notes due 2029” (the “2029 Notes”) and a series of its debt securities which shall be known as the “5.650% Senior Notes due 2033” (the “2033 Notes” and, together with the 2029 Notes, the “Notes”), which Notes shall be deemed “Securities” for all purposes under the Original Indenture.
Supporting evidence: Section 1.1. Designation of Series. Pursuant to the terms hereof and Section 301 of the Original Indenture, the Issuer hereby creates a series of its debt securities which shall be known as the “5.000% Senior Notes due 2029” (the “2029 Notes”) and a series of its debt securities which shall be known as the “5.650% Senior Notes due 2033” (the “2033 Notes” and, together with the 2029 Notes, the “Notes”), which Notes shall be deemed “Securities” for all purposes under the Original Indenture.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
4.00×
Peer median 1.78×
EV/EBIT
21.23×
Peer median 17.46×
P/E (TTM)
29.46×
Peer median 24.19×
Peer medians compare against the 4 similar-size Consulting Services companies (of 26 listed).
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Segment (USD)
Component
FY2025
FY2024
FY2023
FY2022
FY2021
FY2020
FY2019
FY2018
Workforce Solutions
$2,582,300,000
$2,433,800,000
$2,315,800,000
$2,325,400,000
$2,035,400,000
$1,461,700,000
$971,100,000
—
United States Consumer Information Solutions
$2,078,500,000
$1,893,000,000
$1,720,400,000
$1,657,700,000
$1,786,700,000
$1,711,200,000
$1,531,200,000
$1,247,300,000
US Information Solutions
$2,078,500,000
$1,893,000,000
$1,720,400,000
$1,657,700,000
$1,786,700,000
$1,711,200,000
$1,531,200,000
$1,247,300,000
International
$1,413,700,000
$1,354,300,000
$1,229,000,000
$1,139,100,000
$1,101,800,000
$954,600,000
$1,005,300,000
$966,200,000
Global Consumer Solutions
—
—
—
—
—
$345,000,000
$359,900,000
$371,800,000
Workforce
—
—
—
—
—
$1,437,900,000
$949,700,000
$826,800,000
By Geography (USD)
Component
FY2025
FY2024
FY2023
FY2022
FY2021
FY2020
FY2019
FY2018
United States
$4,660,800,000
$4,326,800,000
$4,036,200,000
$3,983,100,000
$3,822,200,000
$3,172,900,000
$2,502,300,000
$2,405,100,000
Other Countries
$498,300,000
$477,500,000
$386,000,000
$292,300,000
$262,800,000
$236,500,000
$264,900,000
$210,900,000
United Kingdom
$325,900,000
$302,800,000
$265,800,000
$265,500,000
$252,000,000
$222,900,000
$239,600,000
$316,400,000
Australia
$318,100,000
$309,100,000
$317,600,000
$325,200,000
$336,900,000
$282,600,000
$289,900,000
$321,200,000
Canada
$271,400,000
$264,900,000
$259,600,000
$256,100,000
$250,000,000
$212,600,000
$210,900,000
$158,500,000
By Product & Service (USD)
Component
FY2025
FY2024
FY2023
FY2022
FY2021
FY2020
FY2019
FY2018
Verification Services
$2,179,800,000
$2,021,900,000
$1,846,200,000
$1,871,000,000
$1,608,900,000
$2,206,400,000
$1,400,200,000
$567,000,000
Online Information Solutions
$1,821,400,000
$1,650,600,000
$1,488,900,000
$1,295,400,000
$1,349,800,000
$1,296,400,000
$1,177,900,000
$877,500,000
Employer Services
$402,500,000
$411,900,000
$469,600,000
$454,400,000
$426,500,000
$693,200,000
$520,600,000
$259,800,000
Financial Marketing Services
$257,100,000
$242,400,000
$231,500,000
$224,000,000
$246,500,000
$215,000,000
$216,400,000
$216,200,000
Mortgage Solutions
—
$149,400,000
$113,700,000
$138,300,000
$190,400,000
$199,800,000
$136,900,000
$153,600,000
Segment Operating Income
Annual operating income by business segment, as tagged in the company's own XBRL filings. Segments need not sum to the consolidated figure — corporate costs and eliminations are typically unallocated.
