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ENVA · Enova International, Inc. · Metrics

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$166.73 -0.38 (-0.23%)
Market Cap
$4.32B
Shares
24.90M
Volume · Oct 1 5374 Avg daily vol (3M) 361.2K

ENVA metrics

93 of 115 screener metrics currently available.

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Market overview

2 metrics
Share price
$167.11
Market cap
$4.32B

Price action

20 metrics
Price change (1W)
-0.6%
Price change (30D)
-25.9%
Price change (3M)
-30.2%
Price change (6M)
+23.6%
Price change (YTD)
+6.8%
Price change (1Y)
+37.7%
Trailing year
Price change (5Y)
+384.5%
52-week high
$265.45
52-week low
$104.01
Change from 52-week high
-36.7%
Change from 52-week low
+61.4%
Annualized volatility
47.0%
Annualized volatility (3M)
61.3%
Beta
1.3
RSI (14D)
26.2
Price vs SMA 50
-26.1%
Price vs SMA 200
-7.8%
Avg volume (3M)
365,372
Relative volume
0.9
Average dollar volume
$81.20M

Company

3 metrics
Sector
Financial Services
Industry
Credit Services
Shares outstanding
24.90M

Valuation

12 metrics
P / E (TTM)
12.5
Trailing earnings · reciprocal yield 8.0%
PEG ratio
0.3
EV / revenue
2.7×
reciprocal yield 37.4%
EV / EBITDA
10.6×
reciprocal yield 9.4%
EV / EBIT
11.1×
reciprocal yield 9.0%
P / sales
1.3×
reciprocal yield 79.8%
P / book
2.9
reciprocal yield 34.7%
FCF yield
45.2%
TTM · current market cap
Buyback yield
3.1%
P / FCF
2.2
reciprocal yield 45.2%
P / operating cash flow
2.2
reciprocal yield 46.3%
Earnings yield
8.2%

Historical valuation

8 metrics
P / E historical average (3Y)
12.0×
reciprocal yield 8.3%
P / E historical average (5Y)
9.6×
reciprocal yield 10.5%
EV / revenue historical average (3Y)
2.3×
reciprocal yield 43.5%
EV / revenue historical average (5Y)
2.2×
reciprocal yield 45.9%
EV / EBIT historical average (3Y)
10.4×
reciprocal yield 9.6%
EV / EBIT historical average (5Y)
9.2×
reciprocal yield 10.9%
EV / EBITDA historical average (3Y)
9.8×
reciprocal yield 10.2%
EV / EBITDA historical average (5Y)
8.5×
reciprocal yield 11.7%

Dividends & buybacks

7 metrics
Dividend yield
—
Trailing 12 months
Payout ratio
—
Shareholder yield
3.1%
Dividend / share (TTM)
—
Dividend growth YoY
—
Dividend growth streak
—
Last ex-dividend
—

Earnings calendar

2 metrics
Next earnings
—
Last earnings
2026-07-23

Profitability

9 metrics
Gross margin
59.8%
Operating margin
24.0%
Trailing 12 months
Net margin
10.3%
Gross profit (TTM)
$2.06B
Operating profit (TTM)
$827.67M
Net income (TTM)
$355.45M
Trailing 12 months
Diluted EPS (TTM)
$13.43
FCF margin
56.7%
Effective tax rate
23.0%

Per share

11 metrics
Revenue per diluted share (TTM)
—
Gross profit per diluted share (TTM)
—
Operating profit per diluted share (TTM)
—
EBITDA per diluted share (TTM)
—
Net income per diluted share (TTM)
—
Operating cash flow per diluted share (TTM)
—
Free cash flow per diluted share (TTM)
—
Capital expenditures per diluted share (TTM)
—
R&D per diluted share (TTM)
—
Stock compensation per diluted share (TTM)
—
Book value per share
$54.08

Growth

11 metrics
Revenue growth YoY
+21.6%
Year over year
Net income growth YoY
+38.0%
Revenue (TTM)
$3.45B
Trailing 12 months
EPS growth YoY
+39.9%
Shares change YoY
-1.4%
Year over year · fewer shares
Revenue CAGR (3Y)
+22.0%
Revenue CAGR (5Y)
+23.8%
EPS CAGR (3Y)
+23.0%
EPS CAGR (5Y)
-0.3%
FCF CAGR (3Y)
+27.7%
FCF CAGR (5Y)
+20.0%

Quality

14 metrics
Return on equity
23.7%
Return on assets
4.9%
Debt / equity
3.3
Current ratio
6.9
EBITDA (TTM)
$866.42M
Free cash flow (TTM)
$1.95B
Quick ratio
6.9
Interest coverage
2.3
Net debt / EBITDA
5.6
Return on invested capital
10.0%
Trailing 12 months
Net cash
−$4.89B
Latest balance sheet
Cash & equivalents
$122.23M
Total assets
$7.22B
Total debt
$5.01B

Cash flow & spend

7 metrics
Operating cash flow (TTM)
$2.00B
Capital expenditures (TTM)
$46.41M
R&D (TTM)
—
SG&A (TTM)
—
Stock compensation (TTM)
$34.51M
R&D / revenue
—
Stock compensation / revenue
1.0%

Ownership (13F)

3 metrics
13F filers
428
13F filer change QoQ
+37
Institutional ownership
95.2%

Short interest

3 metrics
Short interest
8.2%
Latest settlement · 4.9 days to cover
Days to cover
4.9d
Short-squeeze score
51 / 100

Insider activity

2 metrics
Net insider buying (90D)
−$14.78M
Insider-sentiment score
—

Risk flags

1 metrics
Going concern
—
Key facts CIK 1529864 CUSIP 29357K103 13F (30d) 13 filings 9 filers Visit website Investor relations