ENVA · Enova International, Inc. · Metrics
$166.73
-0.38 (-0.23%)
At close · Oct 1
Return incl. dividend (before tax)
Market Cap
$4.32B
Shares
24.90M
Volume · Oct 1
5374
Avg daily vol (3M)
361.2K
ENVA metrics
93 of 115 screener metrics currently available.
Market overview
2 metricsShare price
$167.11
Market cap
$4.32B
Price action
20 metricsPrice change (1W)
-0.6%
Price change (30D)
-25.9%
Price change (3M)
-30.2%
Price change (6M)
+23.6%
Price change (YTD)
+6.8%
Price change (1Y)
+37.7%
Trailing year
Price change (5Y)
+384.5%
52-week high
$265.45
52-week low
$104.01
Change from 52-week high
-36.7%
Change from 52-week low
+61.4%
Annualized volatility
47.0%
Annualized volatility (3M)
61.3%
Beta
1.3
RSI (14D)
26.2
Price vs SMA 50
-26.1%
Price vs SMA 200
-7.8%
Avg volume (3M)
365,372
Relative volume
0.9
Average dollar volume
$81.20M
Company
3 metricsSector
Financial Services
Industry
Credit Services
Shares outstanding
24.90M
Valuation
12 metricsP / E (TTM)
12.5
Trailing earnings · reciprocal yield 8.0%
PEG ratio
0.3
EV / revenue
2.7×
reciprocal yield 37.4%
EV / EBITDA
10.6×
reciprocal yield 9.4%
EV / EBIT
11.1×
reciprocal yield 9.0%
P / sales
1.3×
reciprocal yield 79.8%
P / book
2.9
reciprocal yield 34.7%
FCF yield
45.2%
TTM · current market cap
Buyback yield
3.1%
P / FCF
2.2
reciprocal yield 45.2%
P / operating cash flow
2.2
reciprocal yield 46.3%
Earnings yield
8.2%
Historical valuation
8 metricsP / E historical average (3Y)
12.0×
reciprocal yield 8.3%
P / E historical average (5Y)
9.6×
reciprocal yield 10.5%
EV / revenue historical average (3Y)
2.3×
reciprocal yield 43.5%
EV / revenue historical average (5Y)
2.2×
reciprocal yield 45.9%
EV / EBIT historical average (3Y)
10.4×
reciprocal yield 9.6%
EV / EBIT historical average (5Y)
9.2×
reciprocal yield 10.9%
EV / EBITDA historical average (3Y)
9.8×
reciprocal yield 10.2%
EV / EBITDA historical average (5Y)
8.5×
reciprocal yield 11.7%
Dividends & buybacks
7 metricsDividend yield
—
Trailing 12 months
Payout ratio
—
Shareholder yield
3.1%
Dividend / share (TTM)
—
Dividend growth YoY
—
Dividend growth streak
—
Last ex-dividend
—
Earnings calendar
2 metricsNext earnings
—
Last earnings
2026-07-23
Profitability
9 metricsGross margin
59.8%
Operating margin
24.0%
Trailing 12 months
Net margin
10.3%
Gross profit (TTM)
$2.06B
Operating profit (TTM)
$827.67M
Net income (TTM)
$355.45M
Trailing 12 months
Diluted EPS (TTM)
$13.43
FCF margin
56.7%
Effective tax rate
23.0%
Growth
11 metricsRevenue growth YoY
+21.6%
Year over year
Net income growth YoY
+38.0%
Revenue (TTM)
$3.45B
Trailing 12 months
EPS growth YoY
+39.9%
Shares change YoY
-1.4%
Year over year · fewer shares
Revenue CAGR (3Y)
+22.0%
Revenue CAGR (5Y)
+23.8%
EPS CAGR (3Y)
+23.0%
EPS CAGR (5Y)
-0.3%
FCF CAGR (3Y)
+27.7%
FCF CAGR (5Y)
+20.0%
Quality
14 metricsReturn on equity
23.7%
Return on assets
4.9%
Debt / equity
3.3
Current ratio
6.9
EBITDA (TTM)
$866.42M
Free cash flow (TTM)
$1.95B
Quick ratio
6.9
Interest coverage
2.3
Net debt / EBITDA
5.6
Return on invested capital
10.0%
Trailing 12 months
Net cash
−$4.89B
Latest balance sheet
Cash & equivalents
$122.23M
Total assets
$7.22B
Total debt
$5.01B
Cash flow & spend
7 metricsOperating cash flow (TTM)
$2.00B
Capital expenditures (TTM)
$46.41M
R&D (TTM)
—
SG&A (TTM)
—
Stock compensation (TTM)
$34.51M
R&D / revenue
—
Stock compensation / revenue
1.0%
Ownership (13F)
3 metrics13F filers
428
13F filer change QoQ
+37
Institutional ownership
95.2%
Short interest
3 metricsShort interest
8.2%
Latest settlement · 4.9 days to cover
Days to cover
4.9d
Short-squeeze score
51 / 100
Insider activity
2 metricsNet insider buying (90D)
−$14.78M
Insider-sentiment score
—
Risk flags
1 metricsGoing concern
—
Key facts
CIK
1529864
CUSIP
29357K103
13F (30d)
13 filings
9 filers
Visit website
Investor relations