EVTC · EVERTEC, Inc.

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$29.98 +0.51 (+1.73%) At close · Aug 28

S&P 600 member Russell 2000 member Rebalance outlook locked

Market Cap

$1.79B

59.75M

Up next

Next earnings call

Nov 7, 2026 Est · unconfirmed · in 10 wks

FQ3-26 quarter ends

~Sep 30, 2026 Est

Latest filing: 10-Q

filed Aug 6, 2026

AI Brief

TL;DR.

Bullish

Bearish

AI-generated from the earnings call and 8-K · may contain errors · not investment advice

Equibles Rating

blended score · not investment advice

Overall

Neutral

SellHoldBuy

Technical Buy Momentum Strong Sentiment Bearish Fundamentals Excellent Quant / Vol Moderate

Market backdrop VIX 14.4 · calm Equity put/call 0.62

Technical

price trend

Buy

50 / 200-day cross No cross

Price vs 200-day avg +6%

above

Price vs 50-day avg +2%

above

RSI (14) 50

neutral

MACD trend Negative

52-week position 55%

mid-range

Momentum

relative strength

Strong

1-month return −2%

trailing

6-month return +6%

trailing

YTD return +3%

this year

Relative strength −8%

vs S&P · 6-mo

Sentiment

smart money

Bearish

Trend (MA cross) No cross

50d $30 › 200d $28 — 50d above 200d

Institutional flow Distributing

-4% holders QoQ · +35 funds added

Insider flow Distributing

Net -$1.0M over 90 days · 75% sells

Short interest Rising

4.33% of float · ▲ +8.1% MoM · 5.9 days cover

Volume signal Normal

Volume near normal

Institution breadth Steady

252 holders — mid 3-yr range

Squeeze score 72

high risk · 0–100

Fundamentals

Excellent

Revenue growth +11%

Y/Y

EPS growth +27%

Y/Y

Free cash flow $203.7M

Valuation P/E 19

below peers

Buyback $83.0M

remaining

Balance sheet $682.5M

net debt

Quant / Vol

risk profile

Moderate

Volatility 39%

annualized · 1-yr

Max drawdown −38%

past year

ATR 3.5%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

what management promised — and delivered

Beat or met 5 of last 6

Latest guidance · from the 8-K filed Aug 4, 2026

Revenue · full-year 2026 Initiated $1.09B – $1.1B

prior FY $931.82M midpoint +17.0% Y/Y

Constant currency growth · full-year 2026 Non-GAAP Initiated 14.5% – 15.6%

Capital expenditures · full-year 2026 Initiated $90M

Adjusted EBITDA margin · full-year 2026 Non-GAAP Initiated 39% – 40%

Constant currency basis growth · full-year 2026 Non-GAAP Initiated 7.2% – 10%

Growth · full-year 2026 Non-GAAP Initiated 8.8% – 11.7%

Adjusted effective tax rate · full-year 2026 Non-GAAP Initiated 11% – 12%

Adjusted earnings per common share · full-year 2026 Non-GAAP Initiated $3.94 – $4.04

Prior guidance period ended · from the 8-K filed Nov 6, 2025

Revenue · 2025 $921M – $927M

Capital expenditures · 2025 $85M

Adjusted effective tax rate · 2025 6% – 7%

Guided vs delivered · last 6 settled

Revenue 2025

guided $921M – $927M

guided $921M – $927M $931.82M Beat +0.8%

Total consolidated revenue 2024

guided $841M – $847M

guided $841M – $847M $845.49M In line

Revenue 2023

guided $663M – $667M

guided $663M – $667M $694.71M Beat +4.5%

GAAP earnings per share 2023

guided $1.69 – $1.75

guided $1.69 – $1.75 $1.21 Miss −29.7%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Buy

1 · 3 · 2

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+6% Bullish

Price vs 50-day avg

+2% Bullish

RSI (14)

50 Neutral

MACD trend

Negative Bearish

52-week position

55% Neutral

Market signals — smart money & positioning

Bearish · 3 of 6

Trend (MA cross) No cross

50d $30 › 200d $28 — 50d above 200d

Institutional flow Distributing

-4% holders QoQ · +35 funds added

Insider flow Distributing

Net -$1.0M over 90 days · 75% sells

Short interest Rising

4.33% of float · ▲ +8.1% MoM · 5.9 days cover

Volume signal Normal

Volume near normal

Institution breadth Steady

252 holders — mid 3-yr range

Price context

position in its 52-week range

Range low $22 Now $30 · 55% Range high $36

vs 200-day avg +6% vs 50-day avg +2%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
Segment Adjusted EBITDA - Business Solutions non-GAAP	$22.56M	Three months ended June 30, 2026 filing	—
Segment Adjusted EBITDA - Latin America Payments and Solutions non-GAAP	$39.66M	Three months ended June 30, 2026 filing	—
Segment Adjusted EBITDA - Merchant Acquiring non-GAAP	$21.81M	the three months ended June 30, 2026 filing	—
Segment Adjusted EBITDA - Merchant Acquiring, net non-GAAP	$21.81M	Three months ended June 30, 2026 filing	—
Segment Adjusted EBITDA - Payment Services - Puerto Rico & Caribbean non-GAAP	$36.89M	Three months ended June 30, 2026 filing	—
Segment Adjusted EBITDA - Total Reportable Segments non-GAAP	$120.91M	Three months ended June 30, 2026 filing	—
Adjusted earnings per common share - Diluted non-GAAP	$1.95	Six Months Ended June 30, 2026	—

Adjusted EBITDA non-GAAP	206.38M	Six Months Ended June 30, 2026	—

Adjusted EBITDA - Business Solutions non-GAAP	44.19M	Six Months Ended June 30, 2026	—
Adjusted EBITDA - Latin America Payments and Solutions non-GAAP	72.46M	Six Months Ended June 30, 2026	—
Adjusted EBITDA - Merchant Acquiring, net non-GAAP	41.32M	Six Months Ended June 30, 2026	—
Adjusted EBITDA - Payment Services - Puerto Rico & Caribbean non-GAAP	71.63M	Six Months Ended June 30, 2026	—
Adjusted EBITDA margin non-GAAP	39.8%	second quarter ended June 30, 2026	—

Adjusted Net Income non-GAAP	120.8M	Six Months Ended June 30, 2026	—

Constant Currency Revenue non-GAAP	506.91M	Six Months Ended June 30, 2026	—

Share repurchases (shares)	2,331,064	Full Year 2025	—
Share repurchases (total cost)	$69.3M	Full Year 2025	—

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Software - Infrastructure — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
EVTC EVERTEC, Inc. this stock	$1.79B	+3.1%	+11.5%	19.0	4.3%
MSFT Microsoft Corp	$3.75T	+6.2%	+6.9%	28.1	0.9%
PLTR Palantir Technologies Inc.	$448.89B	+4.8%	+56.2%	159.7	2.8%
ORCL Oracle Corp	$440.45B	-22.6%	+17.3%	26.2	1.7%
PANW Palo Alto Networks Inc	$300.87B	+101.7%	+29.0%	302.6	2.8%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Reducing

Holders

252

% held: 102.5%
Net QoQ: -905.7K sh
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

280

View

Short & Settlement

Short Interest Rising

Shares short

2.6M

Days to cover: 5.9d
Change: +195.0K sh

View

Short Volume

Short vol %

61%

As of: Aug 28, 2026

Short Total

View

Fails to Deliver

FTD shares

6.7K

Value: $212.5K
As of: Jul 31, 2026

View

Off-Exchange

Off-exchange %

38.2%

Week of: Jul 20, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net selling

Net (90d)

-$1.0M

Buyers / Sellers: 1 / 3

Buyers Sellers

View

Congressional Trades Sell

Member

Lisa McClain

Amount: $1.0K–$15.0K
Traded: Jun 17, 2025

View

Financials

Revenue (FY)

$931.8M

Net income (FY): $141.6M
EPS diluted: $2.20

View

Buybacks

Authorized

$150.0M

Remaining: $83.0M

Spent Remaining

View

Filings

SEC Filings

Latest

10-Q

Filed: Aug 6, 2026
This year: 15

View

Proposed Sales

Value

$551.9K

Shares: 17.5K
Filed: Aug 14, 2026

View

Earnings & Events

Earnings Calls

Last call

Aug 4, 2026

View

Investor Relations

Performance

	5D	20D	120D	MTD	YTD
EVTC	+0.3%	-1.5%	+5.6%	-1.5%	+3.1%
SPY	+0.5%	+3.0%	+13.4%	+3.0%	+12.8%
vs SPY	-0.2%	-4.5%	-7.8%	-4.5%	-9.8%

Capital returns

Latest dividend

$0.05 / share · ex Aug 3, 2026

Paid (TTM)

$0.15 / share · 3 payouts

Dividend yield (TTM, derived)

0.50%

Buyback program · as of Jul 31, 2026

Authorized

$150.00M

Spent (derived)

$67.00M

Remaining

$83.00M

Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1559865 CUSIP 30040P103 13F (30d) 209 filings 208 filers Visit website Investor relations

EVTC · EVERTEC, Inc.

Price & Indicators

Up next

AI Brief

Equibles Rating

Guidance & track record

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns