FBNC · First Bancorp /Nc/
Price & Indicators
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Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Efficiency ratio | 49.12% | Q2-2026 | — |
| Loan-to-deposit ratio | 81.1% | Q2-2026 | — |
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| Adjusted diluted EPS non-GAAP | $1.19 | Q4-2025 | — |
| Adjusted ROA non-GAAP | 1.54% | Q4-2025 | — |
| Adjusted ROCE non-GAAP | 12.01% | Q4-2025 | — |
| Adjusted ROTCE non-GAAP | 17.45% | Q4-2025 | — |
| NIM | 3.67% | Q1-2026 | — |
| Tangible book value per share | $28.23 | Q4-2025 | — |
| Total cost of deposits | 1.28% | Q1-2026 | — |
| Total cost of funds | 1.31% | Q1-2026 | — |
| Total loan yield | 5.58% | Q1-2026 | — |
| Yield on securities | 2.74% | Q1-2026 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
FBNC
this stock
First Bancorp /Nc/
|
$2.59B | +27.0% | -3.6% | 21.4 | 5.1% |
|
MFG
Mizuho Financial Group Inc
|
$128.77B | +44.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$121.08B | -35.5% | +15.2% | — | 0.4% |
|
IBN
Icici Bank Ltd
|
$107.20B | +0.3% | — | — | 0.6% |
|
PNC
Pnc Financial Services Group, Inc.
|
$100.25B | +21.5% | +7.2% | 14.5 | 1.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| FBNC | +0.3% | +1.1% | +9.9% | +0.5% | +27.0% |
| SPY | -1.0% | 0.0% | +7.4% | -0.8% | +8.6% |
| vs SPY | +1.3% | +1.1% | +2.5% | +1.2% | +18.4% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.