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FBNC

First Bancorp /Nc/
$62.29 -0.87 (-1.38%) At close · Jul 8
Market Cap
$2.58B
Shares
41,375,413

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$62.29 Open$62.69 Day$61.78–62.69 52W$44.45–66.06 Avg vol 30d260K Short int2.0M · 4.8% float · 10.4d Short vol83% Last earningsApr 22, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 7
Equibles Rating blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Neutral Momentum Very Strong Sentiment Neutral Fundamentals Strong Quant / Vol Moderate
Market backdrop VIX 16.9 · calm Equity put/call 0.86
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg +12%
above
Price vs 50-day avg +4%
above
RSI (14) 53
neutral
MACD trend Negative
52-week position 83%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Very Strong
1-month return +6%
trailing
6-month return +15%
trailing
YTD return +23%
this year
Relative strength +8%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $60 › 200d $56 — 50d above 200d
Institutional flow Accumulating
5 of 237 funds reported for Jun 30 · net +6.0K sh shares
Insider flow Distributing
Net -$2.6M over 90 days · 100% sells
Short interest Rising
4.75% of float · ▲ +2.8% MoM · 10.4 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
237 holders — near 3-yr high, broad support
Squeeze score 84
high risk · 0–100
Fundamentals
Strong
Revenue growth −4%
Y/Y
EPS growth +46%
Y/Y
Free cash flow $198.9M
Valuation P/E 21.3
rich
Buyback $39.0M
remaining
Balance sheet $388.3M
net cash
Quant / Vol
risk profile
Moderate
Volatility 28%
annualized · 1-yr
Max drawdown −16%
past year
ATR 2.4%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Up next
Next earnings call
Jul 22, 2026 Est · unconfirmed · in 2 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 7, 2026

Technicals

trend & momentum for long-term holders Neutral
1 · 4 · 2
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+12% Bullish
Price vs 50-day avg
+4% Bullish
RSI (14)
53 Neutral
MACD trend
Negative Bearish
52-week position
83% Neutral
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross) No cross
50d $60 › 200d $56 — 50d above 200d
Institutional flow Accumulating
5 of 237 funds reported for Jun 30 · net +6.0K sh shares
Insider flow Distributing
Net -$2.6M over 90 days · 100% sells
Short interest Rising
4.75% of float · ▲ +2.8% MoM · 10.4 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
237 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $44 Now $62 · 83% 52-wk high $66
vs 200-day avg +12% vs 50-day avg +4%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings
Metric Latest Period YoY
Adjusted efficiency ratio non-GAAP 48.53% Q4-2025
Average core deposits 10.8B Q1-2026
Efficiency ratio 49.05% Q1-2026
Loan-to-deposit ratio 79.9% Q1-2026
Total loans 8.8B Q1-2026

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
FBNC
First Bancorp /Nc/
this stock
$2.58B +23.2% -3.6% 21.3 4.8%
HDB
Hdfc Bank Ltd
$134.25B -28.4% +15.2% 0.3%
MFG
Mizuho Financial Group Inc
$123.95B +39.2% 0.1%
IBN
Icici Bank Ltd
$103.47B -3.2% 0.7%
PNC
Pnc Financial Services Group, Inc.
$99.00B +19.0% +7.2% 14.3 1.9%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
237
% held
79.1%
Reported
5 of 237
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
269
View
Short & Settlement
Short Interest Rising
Shares short
2.0M
Days to cover
10.4d
Change
+52.9K sh
View
Short Volume
Short vol %
83%
As of
Jul 8, 2026
Short Total
View
Fails to Deliver
FTD shares
1.3K
Value
$77.2K
As of
Jun 10, 2026
View
Off-Exchange
Off-exchange %
38.5%
Week of
May 4, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$2.6M
Buyers / Sellers
0 / 1
Buyers Sellers
View
Financials
Financials
Revenue (FY)
$67.6M
Net income (FY)
$111.0M
EPS diluted
$2.68
View
Buybacks
Authorized
shares 24.8K
Remaining
$39.0M
View
Filings
SEC Filings
Latest
8-K
Filed
Jun 12, 2026
This year
11
View
Proposed Sales
Value
$474.3K
Shares
8.0K
Filed
May 20, 2026
View
Earnings & Events
Earnings Calls
Last call
Apr 22, 2026
View
Investor Relations
Latest news
First Bancorp Announces Cash Divi…
Published
Jun 12, 2026
View

Performance

5D 20D 120D MTD YTD
FBNC -2.6% +5.8% +15.3% -2.6% +23.2%
SPY -0.2% +0.8% +7.4% -0.2% +9.3%
vs SPY -2.4% +5.0% +7.8% -2.4% +13.9%

Capital returns

Latest dividend
$0.24 / share · ex Jun 30, 2026
Raised 4.3%
Paid (TTM)
$0.94 / share · 4 payouts
Dividend yield (TTM, derived)
1.51%
Buyback program · as of Dec 31, 2025
Authorized
shares 24,849
Spent (derived)
Remaining
$39.00M

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 811589 CUSIP 318910106 13F (30d) 5 filings 5 filers Visit website Investor relations